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Zoopla Estimates
Hello, I’ve been reading this forum for a couple of weeks. I’m a new buyer, never done this before, and a bit daunted/overwhelmed by the whole process. I wanted to ask those more experienced than me how much stock they place in the Zoopla estimated values? I’m not sure how they’re calculated - I would guess there’s some…
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Buying first property in UK but own part of another in Romania
Hi! My father passed away unexpectedly and now I own 25% of his property (worth less than £10 000). I understand that because of this, I don't qualify as a first-time buyer. However, I have not lived there at all since I inherited and I don't consider this to be my dwelling. I am reading through articles and pages and I am…
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Buying in Australia
I’m an Aussie expat and am looking into possibly buying a holiday flat in Australia. I live and work full time in the UK, pay all my taxes here etc. I believe I could get an expat mortgage but I’m wondering what else I need to consider? I would need to rent it out while I’m not using it (so most of the time) to help cover…
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Better to sell now, rent & be chain-free for next purchase?
I'm considering selling my flat as I'd like to move to upsize to a house. I'm wondering if it's better to sell now and rent for a number of months so that I'm chain-free and in a stronger buyer position, or stay in the flat until I find another place to buy. I don't have kids so don't have to worry about their upheaval but…
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Can I temporarily rent out a residential mortgage?
Hi thereI am about to buy my first property and have found the perfect place and had an offer accepted. The only issue is that when I comes down to the timings of exchange etc I will still have 7months of my rental tenancy left (long story). I know you would need a Consent to Let to let out a property but lenders say they…
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Can you delay stamp duty payment?
The elimination of stamp duty until 30th of June has brought buying a home within reach earlier than expected, as it has for many people. However as everyone is finding out, the rush in this incentive has caused, has greatly elongated the purchasing process, and also raised prices quite a lot! I started the process months…
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EIC report requested over 28 days ago
As privately rented tenants, we requested a copy of the EIC (Electrical Safety Inspection) report on 6th April. The agent responded confirming that they would send a copy of the report but haven't sent it. According to the government website, this should be provided within 28 days of the request otherwise they are in…
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Completion on 30th June query
I could do with some advice. I'm in the process of moving and - long story short - our Vendor, who is moving into rented property, is insisting on Completing on 30th Jun. My solicitor is anxious about Completing so close to the end of the Stamp holiday as we'd be exposed to the excess Stamp (more than 10k) if we went over…
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Buyer sending enquiries via estate agent?
Hi. We accepted an offer on our house at the end of April and understandably the aim is to complete before the 30th June. Our conveyancer has a whole online system and I’ve provided all the information required including electrical certificates and fixtures/fittings lists and we were waiting for enquires. However, the…
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Permitted development - evidence?
My buyer has asked me for evidence that my loft conversion, carried out in 2012, was permitted development. I relied on the advice of the loft company that carried it out that it fell within the permitted development rules. Other than now actually doing all the measurements myself, I am unsure how to provide evidence.…
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Storage heating alternative
Hello, Couple of months ago we have moved into a property with storage heaters. Due to the move (craziness and sorting everything else out) I haven't kept an eye on electric meters and am now faced with £1000 bill (2.5 months). Switched all heating off straight away! We are on economy 7 (0.11p per kW at night) with storage…
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Asbestos Artex
Evening all. Im just about to complete on a house I really love. I didn’t get a bargain, but it’s what I want. There were some issued raised in the EPC, and then In the surveyor report. The heating system needs upgraded. I accepted that this expense is down to me. However, in order to upgrade the system, a ceiling would…
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Conveyancer is saying 'pull out'.
Hi everyone. A friend has had an offer on a house accepted, and it was assumed it would be as straight-forward a purchase as could be, so she went with a recommended (by another friend) on-line conveyancer. A few things turned out to be not so straight-forward, tho', and whilst they strike me as being overcomeable, the…
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Stamp Duty on Shared Ownership
Hi all. I completed on my purchase of SO property in February 2021. I know I'm exempt from paying stamp duty due to the SDLT holiday and purchasing less than 80% but should i still receive some sort of certificate? I opted to pay up front for future shares (still £0 as i purchased during the sdlt holiday). But not sure if…
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Tenant in common, owner died and name has been removed from registrar, should I be worried?
Hello all I am unsure if I can post this here or if there is another sub more suitable. Situation: property owned in England by my father and my uncle (tenant in common) sadly my father passed away and we did a lot of paper work with registering death and getting a probate granting me executor title. Recently I requested a…
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Being Charged Two Service Charges For One Flat
Hi There, I have a leasehold flat. It is situated at the top of a Victorian house in the roof area with 10 flats in the floors below. The house is semi-detached and originally had two flats with separate leases in the old roof with their own separate entrances on each side of the building. So the original property housed…
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Doing my first house viewing tomorrow
I’m doing my first viewing tomorrow of a house to possibly purchase. It’s been 20+ years since I last moved so my house hunting skills are probably a bit rusty... Any useful hints and tips of things to look for? The owner won’t be there just the EA thanks!
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Completion day questions?
So I am completing my house purchase this Friday. Chain of 4 of which I am the second in the chain. My solicitors have said to expect an early afternoon completion but no guarantees, could be earlier, could be later, which I understand. I have booked a moving company who are pushing me for a specific completion time which…
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Section 38
Hi, I’m in the process of buying a 2 year old new build house. We’ve just had the search results back with only 1 enquiry raised which is: We note from our search that the road is not adopted. Please provide a copy of the Section 38 Agreement dated 5th March 2015 When I go onto our local council and do a search on the…
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Rent v buy
We're in a position to sell our property and make a nice enough profit...with all that's going on does anyone have advice whether or not we should rent and wait for a housing crash and then buy or just buy straight away after/if ours sells. I know no-one has a crystal ball, just after general advice. I've never posted on…
