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Housing association or buy?
I have research as much as I can and there is nothing on the subject! Currently in a 4 bed housing association with a garage for £420 a month. We have 4 boys. Eldest is 15. Youngest is 4. Husband earns £19971. I have just been offered a job at a school for 20 a week (paid for the hours worked but wages will be monthly but…
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At what point do we give up and pull out of the purchase?
Hi everyone, We are buying a house (offer accepted beginning of September 2020). Our solicitor sent initial enquiries on 16th December to vendor's solicitors. Further enquiries were sent beginning of January. Last week we were told that our vendor is buying a new build and the developer wants progress by the end of Feb or…
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Leasehold where the Freeholder is "absent"
I'm at the final stages of buying my 'dream' home, but at the 11th hour my solicitor has told me that : Based on this information i went back to the solicitors and asked if, being a leasehold property, we would be able to do any building works, extensions etc, and I recevied this reply: Has anyone else been in a similar…
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Contract clause to reduce purchase price by stamp duty if sellers delay completion?
Advice greatly appreciated from anyone with legal knowledge of conveyancing and contracts!.... We are buying a property - freehold house. Owners are elderly and selling up and moving in to rented accom. Purchase agreed Mid October. Last week, following continual delays by both our and their solicitors, we presented all…
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Periodic tenancy - tenancy agreement wording around calendar month for tenant notice period
Hi everyone I have read the post in the sticky thread which explains that a tenant in a periodic tenancy (which started automatically after an initial fixed term ended) needs to serve notice up to the end of their normal rent period. So for example if rent is paid on the 1st of the month and they serve notice today (22nd…
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Buying freehold from E&M before reforms come in
Hi, we're considering buying our freehold from E&M Management but going off what I've read here and their TrustPilot reviews, I'm worried I might be just opening up a whole world of misery. They've quoted a couple of thousand to buy it, but will there be hidden costs after I agree to hand over what they originally quote?…
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Freehold House with Rent Charge: Solve Now or Later?
* Have put a lot of effort into finding a freehold house that matches my requirements: configuration, location, price. * Out of half a dozen offers mine won. * Have secured a mortgage in record time; although it almost feels like my own solicitor-conveyancer is now working to have that overturned. * My solicitor found a…
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When does the LISA get used when buying a house?
My partner and I both have LISAs with mine coming to its 12 month anniversary in June this year. We're looking at houses which I imagine is slightly a bit too early but I was wondering when in the buying process it might get used? Say we exchanged on a house before June with completion in July, could we do that on the…
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where's a good place to live in Northern Ireland Please? moving from England.
hi,ive lived in England all my life but due to all our relatives now living in NI me and my family are looking to move there to this year and i have no idea what is a good place to live as we are looking for somewhere quiet and safe as it can get for our kids, and anywhere is going to be better than living in Manchester as…
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BTL valuation
Hello everyone, I've yet another question. A landlord is attempting to purchase our property and their lender has arranged a valuation of our property for Tuesday. It's with a company called Pinnacle Surveyors (whose online reviews seem to consist almost entirely of people who've had their property downvalued). They're…
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Do lenders take the full estimated funds release time....
...or did you get funds released earlier? Asking because I'm due to complete next week after suchh a long journey and absolutely cannot wait!!! Holding my breath until funds come through to solicitor!!
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Shared ownership final staircasing - transfer of freehold
Evening all, In January last year, me and my wife purchased 100% shares in our shared ownership house. As per the lease, we were also entitled to the a transfer of the freehold. My solicitor informed me that there would be a part amendment to the original freehold title, as this covered ours and our next door neighbour, my…
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Boiler Service prior to completion - Advice Needed!
Hi all, I am due to complete a house purchase this upcoming Friday and was informed by my solicitors to not transfer the deposit, etc until a satisfactory boiler service had been completed. The boiler service was meant to be completed this weekend and due to transfer funds this upcoming week in readiness for exchange and…
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Advice on areas for buying a house
Hi All, Would appreciate some advice. I live in central London with my wife and 2 kids (2 and 5 years old). I have lived here my whole life. I am employed with a salary of £40K. I would like to buy a property but unfortunately can't afford London and therefore have to look further a field. my knowledge of UK demographics…
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Party wall
In the process of selling late father's house. Sale agreed , however since agreeing sale ,neighbour has built brick archway in their drive but had cemented to my father's brick integral garage which is on boundary . Garage has been there over 40 years. They did not notify us and as the house is empty and restrictions due…
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Advice required re inherited property and buying out sister
Any advice on this would be extremely welcome as I’m a bit clueless! Myself and my sister inherited our father’s property last April. It is being rented out - it had been rented out for 2 years before our fathers death to help fund his care home fees. I will be transferring my 50% share to my sons who are in their mid 20s…
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newcastle living
hi we are trying to help our daughter find a house to buy in newcastle-she is renting- i am sure i have seen a post on here advising not to buy in old mining areas but can’t find the post again. does anyone know where these areas are as we have already paid for one survey that threw up potential problems from old mining.…
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Brick block house.
Hey, is a house that is built with brick and block classed as standard construction or non standard construction in mortgage terms? The house is brick block and rendered on the outside.
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Cost of extending a lease - Calculations
Hi all, I've been looking at online lease extension calculators but they all seem too basic and none give options for increasing ground rent. Some ask for an average but I doubt this means literally working out everything that would be paid and dividing that by the number of years as that wouldn't take inflation into…
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converted non standard construction
Hiya, we have just viewed a house that was previously a council house, this property was built under the concrete large panel system but has since been converted to brick and block cavity walls, it's a mid terrace and both sides have also been done, this conversion was carried out whilst it was still a council house, the…
