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Transferring deeds
Can we transfer flat deeds to our son without using a solicitor?
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Will we need to pay stamp duty?
Hi, My partner owns 12.5% of a property. His brother owns another 12.5% and his mum owns 75%, some of which is mortgaged. The fixed mortgage runs out in December this year at which point my Partner and I are considering buying his mum and brother out of their shares. It will be a first time buy for me and, technically…
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Selling house and just found out title plan is TOTALLY WRONG and now legally can't sell - help!
Hi there - I am hoping someone can shed some light on what might be my viable options. We are in the process of selling our house and the land registry title plan search has come back showing that I currently do not own my back garden and a quarter of my dining room which has obviously come has a huge shock. The background…
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How to find out if loft is compliant with building regulations
We're in the process of buying a house that has a loft conversion. However, we have no written evidence as to whether this loft is compliant with building regulations. The loft conversion was completed prior to the current vendor buying it (before 1994) - but we don't have any certification saying whether it meets building…
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Coal Mining Report advice
Hello, My solicitor arranged for a coal mining report as part of the searches and the report was received yesterday. The report says there is a mine shaft within 14m of the property. The property I am buying is a mid terrace and the shaft is shown to be under the properties 2-3 houses down. The property lies out of the…
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Freehold Garages but Leasehold Flats
I'm ot too sure which Category this belongs in but here goes! We are a Residential Management Company and this is our dilemma: All of our Flats (2 private purpose built blocks of flats) are Leasehold. The RMC was set up by the Developer in the 70's and part of that set up was that all garages (built for the development)…
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Expand the Help to Buy Equity Loan scheme
Hi allI posted a petition to try and expand the Help to Buy Equity Loan scheme beyond just being open to new build properties You can read more about the scheme at https://www.gov.uk/affordable-home-ownership-schemes/help-to-buy-equity-loan and more on the petition (& I hope you'll look to add your signature too!) at…
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Considering Maidstone - Should we?
Hi all, My girlfriend and I are considering buying our first home in Maidstone. We are looking for a minimum 2 bed with a garden within walking distance of a train station (preferably Maidstone East). I’d be grateful for any information you could give on whether it would be a good move and in particular any areas we should…
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Buying a house where neighbour has rights to enter our land for repairs, maintenance etc
We were hoping to buy a house, and we have only just found out that the neighbour would have right of access automatically, with only 48 hours notice, for maintenance repairs and so on. We are thinking we may have to pull out of the sale, because they could have the free run of our garden, for putting up scaffolding,…
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Family member living in property rent free
We have purchased a property for a family members partner as per instructions on a will as executors. The person is to pay no rent but will not own the property, this will be owned by beneficiaries as per directions on the will. Will the beneficiaries be liable for landlords costs, ie gas checks, fire certs etc? they have…
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Joint Tenants vs Tenants in Common
So here's a scenario...: My girlfriend and I are buying a new house. We both have children from previous marriages and are bringing unequal money for the deposit. My GF is contributing £100K, I'm contributing £50K. We need to decide on whether we should buy the house as Joint Tenants or Tenants in Common. We have asked for…
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New build
Has anyone moved into a new build in the last few months where construction started after the first lockdown? We reserved a new build at the end of last year - foundations down start of November. Roof structure goes up this week but all we have been given is a completion date of ‘May/June’ however have stressed that it…
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Leasehold - service charge after exchange before completion
Hello i exchanged 1 week ago, complete next week. Since exchange I received an ‘in advance’ bill for service charge from March (ie post completion) Do i need to pay it? Or do I just let the buyer know it’s due by 3rd March thanks
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Persimmon home finishing touches
Hi everyone, I am in the process of buying my first Persimmon home, and because someone referred me I get £500 off the "finishing touches" provided I spend £1000. My friend has an integrated washer dryer that they put in and looks flush, smart and tidy. I don't want things jutting out in my kitchen, I think it looks…
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Mortgage decision
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Price per sq m - good to justify an offer?
I am thinking of making an offer on a house. The problem is that it’s hard to make a comparison to determine the right offer as there were no similar houses sold on the street in the last couple of years. All houses on the street are slightly differ in size and renovation condition. This house needs lots of updating. I was…
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Worried about issues raised in Building survey
Hi - I'm a first time buyer who has had an offer accepted on a 3 bed Victorian end Terrace for £162k. I had a Level 2 building survey completed and it's raised a number of concerning issues Level 3 points noted below: Main walls: The wall, over the original shop window, has bowed outwards very significantly, probably due…
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Freehold Delay
I’m part way through buying a house and the freeholder’s agent has just dropped an email saying the freeholder is selling all their leaseholds and it’s going to auction in 2 weeks. Everything was going so smoothly as well and I was optimistic about making the 31st Stamp Duty deadline. Do I have any options or have I got to…
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Customise practically brand new house or wait for phase 2/3 of development
Looking for some advice as we are struggling with a decision. We want to buy a house on a specific development and missed out last time when our buyer pulled out last minute before exchange. One house has now come back on the market as the buyers currently occupying have slit up. The choices they have made (flooring,…
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Selling percentage of shared ownership back to housing association
Hello. I was wondering if anyone could assist? Seven years ago I bought 30% share in a 3 bed terraced house within a private housing association scheme. Since then my wife and I have had children and are looking to sell back share to housing association with a view of buying a bigger property as we have outgrown this…
