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Home insurance
Sorry boring topic! I’m in the process of buying a property and my solicitor wants details of my home insurance. ive got a quote for £345.01 for building and contents including legal cover. The emergency insurance only cover £1000. Interesting if you pay monthly they look at it as a loan and charge you interest.🙄Any hints…
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How often is it reasonable to ask for updates from my conveyancer?
Hi all, I'm a FTB who had an offer accepted on a house at the end of August and immediately instructed our solicitor. We've had our mortgage offer since the beginning of October but there's been a snag in the conveyancing process that our solicitor has been working through since the 9th of October. This issue concerns the…
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Any options besides selling
My daughter owns a property which is up for sale. She has moved to another town so the property is empty and not looking like selling anytime soon. Her mortgage company will not let her rent it out as, she doesn't have a buy to let mortgage. We are thinking of taking over the property from her what are our best options?
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Buying Sisters Shares of Inherited House
Hi, Me and my 2 sisters have inherited a third each in my late
fathers terraced house and the probate application is in the process of going through. I am intending to make an offer to buy my two sisters out so
I would own the house outright. The
house is little dated and requires a bit of work, with decorating,…
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Nervous about moving
The current house I am in we have a small mortgage and have done the house up over decent years so everything is high spec. The only problem is it’s to small for us , we can get by but we feel like we are living on top of each other. we are due to move to a older house which is double the size and huge potential to make…
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Is it a good time to buy
Hi, I am in South London got married last year looking to start a family. Right now we are cozy in a 2 bedroom flat but if our family grows we would look to buy a house. Given the stamp duty exemption we are pondering if to buy or to wait, it seems house prices around South London are very high. Thanks
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Advice selling property from ltd co to myself
Hi all, I purchased a house @320k 3 yrs ago - with 80k directors loan/deposit. The value of the property has not increased and there is 240k left on the mortgage. Can I sell the property to myself (out of the company as a residential purchase) FOR 240K and what things do I need to consider. I understand il have to pay…
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Additional Stamp Duty - To Pay or Not To Pay ???
We are in the process of buying a new house together and are finding the Higher Rate Stamp Duty very complicated. We are not married and when we got together we had each already purchased a home. We decided to rent out my property which I had lived in for approx 6 years and move in together in my boyfriends house. We have…
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Title Deeds Question
Hi I am hoping somebody can help me. I am due to exchange and complete on a property imminently but I have been questioning my solicitor over a paragraph I found within the title deeds of the property and I still don’t have a clear, satisfactory answer. Please could you take a look at the paragraph below and let me know…
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Restrictive covenant on property we are about to buy. Advice please!
Arrrrrgggghhhhh!!!! How does anyone ever move house? After a long search we've finally found a property in an ideal location for us, but it's tired and needs renovating, internal reorganisation and we'd love to extend it,too. It's an estate bungalow built in 1969. The papers have come from the solicitors today, and include…
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Drainage search taking ages
We are in the final stages of our house purchase. The only things outstanding is 1x enquiry (our solicitor chased this on Monday) and our drainage search. Our searches were requested 6 weeks ago and the drainage search is still not back, arrgghhhh! Is anyone else experiencing delays with the drainage search? United…
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Shared ownership now vs smaller freehold house in 6 moth
So me and my partner are currently living with my Dad while we save for a house deposit. We hit our target at about the same time my Dad announced he is moving across the country (and as soon as possible). We were in a position where we could start house hunting too and were making some progress when the banks pulled all…
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House sale funds
Hello everyone I sold my house in May, and the funds were transferred to my current account, and then into a savings account. I read on here that house sale funds over £85K are only protected for a six month period and as I am at five months, I've started to transfer it over to NS&I. Due to my banks daily limits I've still…
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Selling my house to a developer for demolition and access rights
Hi, I've been renovating and extending my family home for 5 years (too long!). I have a large farmers field behind me (could get 100+ houses on) but it is land locked. A developer has approached me and offered to buy my house for £1m (it's worth about £850-900k when finished). He wants to knock it down and create the road…
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Land Registry, Photo Required
The house I own and live in, has a contact address at LR of
where I lived before moving in. I thought it would be simple to change, but no! Why does the LR want a less than 3 month old photo of me!? What
does it prove? Is one required on every property sale? Edited: photo of me.LR form COG1
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My buyer now has two solicitors. How much more of a delay is likely?
I have agreed a sale and purchase and being as my buyer is B2L and my sellers are moving in with relatives for now I expected it to be quite quick. Alas that has not proved to be the case. I've been ready almost two months but my buyer has caused delay after delay. It now transpires that his solicitor is not on the…
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is the freeholder responsible for paying for repairs needed before i buy a lease?
hi everyone I would be so grateful if anyone can help me. for disability reasons i need to move from my lovely house into a flat to lose the walk up and down stairs. I have found a lovely flat but it has major works needed to the flat (damp in all rooms that needs to be dealt with as it is sub basement and all the external…
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Buying a new house without linking sale
Hi AllApologies if this has been asked before but I had a search and couldn't find anything. We are buying a new house and have got a good deal for cash as we are not linking the sale of our existing main residence. We still intend to sell our existing property but don't need the money from it to buy the new one. I…
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Anti-fraud on sale of property
My mother passed away and I am selling her house, probate granted. I have received a letter from my solicitor today stating: "As the property you are selling is mortgage free, there are certain anti-fraud measures we have in place and must be complied with. A letter has been sent to the sale property. I would be grateful…
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Splitting title deeds
I'm hoping to buy a 20 acre farm comprising of detached farmhouse and barns for conversion (stp). To finance the purchase I will use a bridging loan + savings. The exit strategy for the bridging loan is the sale of ther farmhouse with a couple of acres. Then, after planning permission is granted I will convert a barn to…
