-
Removing Internal Wall
We are keen to remove an internal wall between the kitchen and loungE/diner. I have a structural engineer on the case, but one of the things that has been mentioned is the thickness of the wall. You can see on the floor plan how one part of the wall is thicker. This does not extend all the way through the house, and when…
-
Noisy kids next door.
Hi, I live in a terrace, and the walls are very thin, so I can hear the kids next door very loudly. I do appreciate it is difficult times for people with kids during lockdown and I bet they can't wait for the kids to go back to school just as much as me, but I also find it extremely difficult concentrating when working…
-
Selling house
Hi, After completion of buying our house we realised that a load bearing wall had been removed. ( between the living room and dining room). As the Ceiling in loft sagged. Problem not identified by surveyors report. Builder inserted a steel rsj. Now 3 years down the line we are thinking of moving house. I'm just wondering…
-
Am I eligible for a mortgate?
I started my new job on 1st July working 3 days a week, 4 days a week in August and 5 days in September (my start date was pushed back from March due to coronavirus). My probation period will end on the 1st October and I am keen to buy my first home with my boyfriend as soon as this date comes. We both have help to buy…
-
Car park
I have rented my flat to one tenant and did not include car park in the contract. So can I let out my car park to a different person? The lease contract of the property does not mention anything about the car park. My brother is been using the same car park but one of the flat mate who lives in the property had issues with…
-
Relocating to Leeds area - recommendations
HI there. I am moving to Yorkshire. My work will be in Leeds. So I am looking to buy a property in the area. I don't have a family so I am not bothered about local schools. I also do not want to live in a flat. Ideally a 2-3 bedroom house with a small garden or yard is fine. I really like the outdoors, so would love to…
-
Disposition scotland
I am due to move house on 1 at sept my husband and I divorced 4 years ago and he remained non title deeds as I could not locate him to have him removed however I have since managed to get in contact and my solicitor posted him the disposition form 3 weeks ago which he assures me he signed and returned 10 days ago ... he…
-
Buyers expectations exceeding reality
Sold STC our GF flat over offer (5 similar offers around £5k over on £150k | EA now suspects property was likely undervalued a little ) - accepted a FTB. The flat was created 10 years ago (100 year old house converted into 5 flats) to a modern standard. Long story short. Buyer is very nervous FTB and so far has had 2 HBR…
-
How much to offer on a new-build?
Been looking at a development recently started, all the homes due to be completed before the stamp duty holiday have sold but none (or very few) of the others. So a large number of homes still to be release. The one I like has been released but will not fall under the SD holiday, unless its extended. They are offering an…
-
Sale of property with joint owners - CGT implications?
Hi all, I am currently a joint owner of a property, with my mother being the second owner. We are now looking to sell this property - it is valued at around £480k - which is around £150k rise in value from when we bought it in 2007. There is no outstanding mortgage/loans/arrears on the property. My mother currently lives…
-
How much notice do I need to give my landlord?
Hello, I'm currently living in a rental property and I want to give my landlord my notice to quit ASAP. Initially I signed an AST contract for 1 year fixed term which mentions 2 months advance notice for ending the tenancy. When this fixed term finished, I remained in the property but didn't renew the contract. Given this,…
-
Renting in Spain
Hello Everyone Back early last year, I purchased a property in Spain. Great timing, right?! But I need some advice on my tax return please. As you can imagine with COVID-19, rent has been minimal this year, but I do have some. I am being told by one person, that I simply withdraw the money from my Spanish account to the…
-
What would you do? Shared ownership
We live in an end of terrace 3 bed shared ownership with a good size garden. After a long process we are nearing towards exchange and completion. Our valuation ran out so we had to get it revalued (its original value was November 2019) our surveyor knew we were nearing completion and valued our property the same price as…
-
Investment Property - Joint Owners seeking access after 10 years.
I own a property with my sister and her husband. The property was bought as an Investment property to be rented out. My sister and her husband have gotten themselves into financial difficulties since 2012 and now seeking our property to be sold and I concerned that they will refuse to clear any shortfall on the mortgage.…
-
Does a claim logged with rent guarantee company invalidate S21?
Hi guys, so the property we’re purchasing has tenants in and the tenants would need eviction proceedings etc so to get council assistance. I think many of you might have read my post for that. The EA told us that the S21 was issued back in February and that they have been waiting for a court date. However, they got in…
-
Buying a new build leasehold flat- Pets policy
HiI am in the middle of waiting for a mortgage offer for a new build flat we had an offer accepted on. We are currently going through all the lease documents to see if there are any problems. We came across "No dog bird cat or other animal or reptile shall be kept in the Demised Premises except with the prior written…
-
Restrictive Covenants on freehold and preowned land
How common is this? I'm in the process of buying a house and it's come to my attention that the county placed a restrictive covenant on the land (when the house was built in 1972) . In general I'd like not to be told what I can do with my land. Dealing with planning is restrictive enough. Not sure I'm willing to deal with…
-
Extend lease
Hi we are currently selling our shared ownership home however the buyer is threatening to drop out if we don’t extend the lease which at the moment is 80 yrs, Does anyone know how much this costs on average? ( can’t get hold of housing association until tomorrow) so just curious and also we don’t want to lose out on our…
-
Old charge on house deeds, what to do?!
Hey all, I think I’ve come to the right place for advice on house selling process, so here goes! My late father’s house is sale agreed, but there’s a delay in exchanging contracts due to a charge on the property from 1990 which we were completely unaware of. It is not connected to the mortgage, and the only details on the…
-
Living at 'home' AND at a live-in job?
Hi, Im here because this is a grey area to me and I cant find much about it online. As per the title : I live at home as normal [renting] with husband and two teens. Third child is away at Uni. Found a job half an hour away, it's part time housekeeping, but it is live-in. [The job comes with an annexe and no bills, and a…
