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Property Chain - Details (FTB)
We are first-time buyers and are currently sat at the bottom of a property chain. Is it reasonable or possible for the following? 1. To ask our Estate Agent for details of all Estate Agents involved in the Property Chain? 2. Contact each of the estate agents directly (subject to getting info from our EA) about how the…
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Epc rating
Could someone give me a idea of epc ratings and how they are worked out. I have a property that has loft insulation and partial wall insulation. The downstairs has been wall insulated but the upstairs has not been. The floor downstairs has not been insulated. I have wood frame single glazing and old style night storage…
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How long after searches are back to a completion date?
So me and my partner are buying our first house, all of our searches came back 2 weeks ago this week we will be going into the third week of them coming back, roughly how long from these searches being back to a completion date? Our conveyancers said they had queries with the vendors solicitors but that was 2 and half…
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Buying from divorcing couple back to start of process - advice needed
Hoping for some advice on our, now rather slow, house purchase. My wife and I put an offer on a house 3 months ago (just after lockdown) had it accepted and off we go all excited. We are buying from a divorcing couple and the gentleman is currently renting and has found a house to buy where the chain ends. The lady…
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Disclosing bids on a house sale. Legal?
Evening all, As executor of
an estate, I have a house to sell. In
this capacity, I have to achieve the best price possible on the property so
that the beneficiaries get the maximum inheritance (I am not a beneficiary). Naturally, I also have to go through a process that stands up to scrutiny. The property will be marketed…
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To Survey or Not to Survey
I have had a good search and a read of the various threads posted before regarding home buyers surveys, and I’m on the fence still. I’m just interested to hear what anyone who’s more knowledgeable or experienced thinks? we are FTB buying a 1973 semi with a salt box roof shape. It’s not been extended and hasn’t had any…
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What Rights Does Someone Not On A Rental Agreement Have?
If someone moves into a rental property as the partner of the renter, but is not named on the rental agreement, do they have any rights at all in terms of being able to stay in the property should the relationship break down? Or can the renter just put them out on the street?
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A few questions
My sister and I have bought a flat together. We want our mother to live there rent free. In return for this, she will pay for Council tax, service charges, ground rent and utilitity bills. Would an assured shorthold tenancy agreement suffice so that we can use the agreement as proof for the Council and Utility companies,…
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Holiday home length of stay
My parents have a holiday home which they plan to live in for 9 months and then live with me and my husband for 3 months. Can anyone advise if they are allowed to do this? The complications I can see is that although they would be registered at my address they would not be paying council tax and therefore would not be able…
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Developer have under measured a plot
Hi all, I have purchased a new build and currently have an issue with my neighbours over parking. The local authority require an in curtlidge space to be 2.5mx5m. Upon measuring next doors driveway which is claimed to be a 2 car driveway does not meet the 2.5x5 for each car.(2.5x10 overall) In fact it does not meet that…
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Bridging loans - Any positive experiences?
Hey everyone, will keep this short and sweet!Found dream home, been advertised since 31/07/20. Was £340k-350k, dropped a few weeks ago to £335k.My house has been on the market since 26/08/20 - Received a call on Saturday for a viewing this Wednesday.In the meantime, been looking at ways of trying to secure the purchase of…
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Do we qualify for zero stamp duty
Currently, we live in a 3-bed rental house. We also own a 2 bed flat that we rent out in a different city. Our goal is to buy our main home before the stamp duty holiday expires. My question is: If we buy a house (around £400K mark) without selling the flat, do we qualify for the zero stamp duty? Sorry if this has been…
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Deed
We’re currently selling our Leasehold property and the original lease cannot be located as the LR have lost it, we only hold our lease extension. We have also exhausted every avenue possible. We have been in contact with our previous solicitor we purchased with an there senior solicitor is offering help free of charge in…
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Mortgage while matched betting
Hi, I am currently in the process of a mortgage application with HSBC. I have my main bank account with Halifax (where my pay is put into) and also have a bank account with Monzo which I use for my monthly budget/spending and also for matched betting. I haven't been asked for my bank statements yet from HSBC (application…
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Renovation Property - FTB!
Hello everyone, I’m a FTB looking to purchase a renovation project, and will do a Building Survey pre-purchase. I’ve added some photos of potential defects below, and would love to hear your opinions on the same. Is there anything in particular I should be focusing on? Thank you.
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Right to buy sheltered housing
I have lived in my sheltered housing 1 bedroom flat for 5 years as secured tenant. Do i have right to buy? If not, can a solicitor helps? Thank you in advance
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Estate Agent Mismanaged my keys
Hi I went to visit my property which is a shared rental house and was told that 2 of the tenants were given the full set of keys including keys to all the rooms on 2 separate occasions. One of the tenants locked the master keys in her room and went away for a period of time so the agent had no means of accessing my…
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Deeds and Right Of Way
Good afternoon all, We have found a property we really like, however we noticed in the pictures online that there seems to be a door connecting the garden to next doors garden. At the viewing something had been placed in front of this so it could not be seen. Looking back, the vendor was perhaps covering it up on purpose?…
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Messy Landlords divorcing, who do pay rent to?
So basically my landlords have decided to divorce and have been doing so for nearly 2 years, during this time i've been paying MR the rent money but its just been decided (still not offically) that MRS will be given the property, they have both told me this. Now this is where its getting messy as MRS has told me to stop…
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Help to Buy - Government Equity Loan Scheme
Hi - we want to use this scheme to buy our “final” retirement home that we have seen but from what I read we would not be eligible but we are hoping there is a way around it? We would put 80% cash from the sale of our current apartment home (and some top up from our savings) into the purchase and use the 20% loan scheme…
