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Giving early notice for end of May - can I still move legally?
Bit of help with this one, and I realise could be daft questions! Unique position in that I am due to move end of May (tenancy agreement ends May 30) into soon to be vacant property (family members moving also into vacant new build) so there is no health risk ie same day exchange etc I was planning on serving notice to my…
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Breakup - sell or be brought out? Help!
Hi there, I'm looking for some thoughts/advice before I take the best step of getting legal advice. My ex and I have broken up after 2 years of owning a house together, we paid £365k and he put down a deposit of £95k and I put down £5k. I've now moved out the property and he is keen to continue living there but can't…
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Housemate refusing to pay rent
I've been living in a flat and have an assured shorthold tenancy. There are 4 of us and we all pay different rent amounts, our contract doesn't state how it is divided and all the rent comes out my account. 6 weeks ago one of the housemates said she was going to be moving out at the end of March which we were fine with and…
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Cancelling Purple Bricks
At the end of January this year we put our house in Pembrokeshire (currently run as a holiday let business ) with purple bricks and signed up to their deferred payment scheme whereby we pay them after 10 months. Up until last week we had had only 1 viewing. The coronavirus event has killed any chances of making a sale and…
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Mortgage declined by natwest
We had an application in place 2 weeks ago, everything seemed as though it would be fine. Our applicaton went through and was accepted very quickly. All our documents were checked. A valuation date was given. My husband is self employed and has a restaurant. Due to the virus it has been forced to close. Today we found out…
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Is anyone still actually moving next week?
We have exchanged ( 3 weeks ago) due to complete 6th April. We are moving into an unoccupied house but there is a chain behind us. Steer from our solicitor is we have to still move if we can as our buyers are not willing to delay so we have had to hire a van and are self moving over the week with legal access rights to…
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First time buyers during the pandemic
I was wondering if it’s a good time for first time buyers to buy during the corona pandemic or if it’s best to delay until afterwards. Obviously the government has put a delay on moving but we’re at the stage where we’re about to sign a contact but Is it the right time? Are we going to hit a crash or recession? Is it best…
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Will there be any extension on Capital Gains end of financial year date
I am selling a buy to let property (vacant possession) to a cash buyer. Both buyer & myself wish to complete prior to start of new financial year. Covid-19 is delaying processes. Will there be any HMRC flexibility to end of year date? In the new financial year the amount I can claim against Capital Gains will be…
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Fixed completion date being moved by seller...but if pull out I’m in breach of contract?
Hi, I had a fixed completion date on the 6th of April, the new seller is buying a new build and the new house isn’t ready yet. They want to move it back to an unspecified date. I put the offer in on the house last September so understandably I’m frustrated and asked I can pull out since they’re in breach of contract with…
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Clarification Issued
My estate agent just sent me this. Seems a bit clearer now: The government has issued extensive advice on home moving and the activities of estate agents. Here it is in full:There is no need to pull out of transactions, but we all need to ensure we are following guidance to stay at home and away from others at all times,…
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covid19 renogiating
looking for experiences of renogiating offers already accepted due to covid19 and the current economic situation what is the process, how do you suggest it to the sellers? we have iffer accepted at 240k mid terrace property in nice location. survey raised several no3's which were visible on viewing, however rather than…
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Responsibility for downpipe
I live in a terrace where the guttering at the front collects rainwater from more than one house. However, the downpipe runs down the front of my house. If there are issues (e.g) the downpipe becomes blocked, whose responsibility is it? many thanks in advance! 😊
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FAO Landlords - Your experience/advice during Coronavirus with existing tenants
Hello all. I'm a landlord with a few long term (20+ year) commercial leases. One of my tenants has reached out to me to say they've been forced to close their takeaway business because of the current situation regarding the COVID-19 pandemic. I'm not in a position to be able to verify this but it's not an unreasonable…
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Length of Shutdown - Crystal ball stuff, but just wondered what people thought?
Feeling somewhat battered and bruised today after our sale was halted thanks to the virus and the advice not to proceed. We've been on again, off again for days now. A real emotional rollercoaster. Tempted to throw the towel in, as we don't have to sell, but we'd like to. Perhaps I'll feel better in a few days. I just…
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COVID Buying and Selling
Hi Team.I have this morning spoken to my convencyer for an update of things and we given some interesting information.Was told that most other firms were all in the same boat with COVID-19 restrictions but:-1. They were only working on completions and cases that were basically ready to exchange and complete same day.2.…
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Tenancy Expires on the 10th April and I've cancelled my utilities
I am (was) due to move on the 10th April from my small studio flat into by boyfriends flat and as such have cancelled my utilities and cable/broadband. As we are doing the move ourselves with a hire van, would this be classed as essential travel. If I stay in my flat past this date I will need to pay another months rent…
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FTB Dilema
FTB. Reserved plot and next step is accepting mortgage application. We obviously want this house, its a new build ideal for us. We dont want to exchange contracts and then in say 6 months time have to re apply for a mortgage because the house isnt finished / even started and the lender wont extend offer. We also dont…
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Mortgage rates
Currently in the process of purchasing a new build property and we’re currently in talks with x2 mortgage brokers. One is advising a 2 year fix and another a 5 year fix. Apparently the interest rates are at the lowest the mortgage broker has seen them for a while. Not sure what to do any help is really appreciated thank…
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First-time buyer - deposit on a new build
Hi there, my partner & I are currently thinking of buying our first home, a new build from Redrow. However, we have concerns over the deposit process. We are being asked to pay a £500 reservation fee (which is fine), but then being asked to pay the deposit within 42 days of us paying the reservation fee. We have been told…
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Poor conveyancer
Hi All, Am currently progressing a purchase (no sale required on my part and vacant property, no removals will be required), originally looking to exchange on the 3rd and complete on the 10th April. The problem now is whilst I have still received documents to sign from my conveyancing solicitor I have received no update or…
