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How to buy a garden from a stranger.
Hi , I am new on this forum and I got a question for which I can't find an answer on google. I located several gardens that might have potential for development. I would like to know if anyone has tried to write a letter to someone with the intention to buy part of his garden subject to a planning permission. If yes…
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Buyer pulling out!
Hi All, First post here so be gentle😉 I’m posting for advice, my mother in law has exchanged contracts on her house. The buyer asked her to be out of the house over 5 weeks ago saying they wanted to finish the sale (this did come from a solicitor), but a week later the solicitor contacted her saying they are having…
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Buying new house before old house has sold?
We're renting at the moment after returning to the UK from living abroad. We have tenants in our old house whose rental contract finishes in February 2020, but ideally we would like to buy a house before then. After speaking to the Nationwide about bridging loans, they said no high street bank or building society has…
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First Time Buyers - Grant of Probate
Hi We are buying a house and have been told the sellers have to obtain grant of probate. Any ideas how long this can take? We understood from the EA that the sellers have applied for a Grant of Probate weeks ago, however we don't have a precise date. Anyone any experience of this?
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Offers of shared ownership properties
Hi, First time posting, may be a stupid question. But I’m looking to buy 50% of a shared ownership property, housing association own the other half and the lease. They said the price advertised isn’t negotiable as it’s been valued by a chartered surveyor and it’s not an estate agent valuation. Can I make an offer for lower…
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Rights as a Tenant/Lodger?
I've been confused about my living situation for a bit and was hoping someone could shed some light on it. I'm a student in the SE, and currently live in a shared house. There are 2 landlords, who share one room, and 3 rented rooms. Googling tells me I am a lodger, as we share a kitchen (although the living room and…
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Lease for a flat is a THIRD of what I was told
Hi everyone, I'm in the middle of buying a flat with a mortgage and currently at a roadblock by the difference in lease length I've been told. I found a flat and was told by the Estate agent in an email that 'the owner bought a share of the freehold along with the other residents and the lease was renewed to 125 years as…
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Desktop survey rip off
Had a mortgage approved with Halifax. ‘Survey’ being carried out today on property we’re purchasing. Informed today by our mortgage broker they’ve devalued property by 6k. Found out also they did a desktop survey and did not even visit the property which cost us £200 - for what!??? They don’t even give any objective…
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Excessive Service Charges
Just wondering if anyone has had any success in challenging service charges for a domestic, leasehold property? I have an apartment in a block of 5 - with 3 other residents also raising the same issue of an increasing annual service charge and absolutely no sign of the money being spent on the property. I asked the…
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Nervous First time buyer delaying chain
I'm in a chain of 5 and hoping to purchase the property at the top of the chain. All 4 of us a the top of the chain have been ready to proceed and exchange contracts for some weeks. Indeed, a date of October 18th was proposed, however, the first time buyer at the bottom was not ready, and waited unto the day of the…
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Shared Ownership... Case Closed?
I am looking at options of the best way to get on the property ladder assuming there is going to be a brexit deal and therefore stability in the housing market. Before I rule out shared ownership have I got this right?... The fundamental flaw with SO is that there isn't a large enough difference between what you end up…
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Completion date confusion!
Hi, We have just had our offer accepted on a house. The house is currently being part-exchanged for a new build house. When we were told it was accepted, it wasn't the normal estate agents, it was the part exchange company (https://www.thenewhomesgroup.co.uk) and they told us that the completion date would be the 19th…
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Awkward sellers.
So ourselves and our buyer agreed a couple of days we could move. One is 10 days away which we were hoping for and the other one is 17 days away. After ringing the sellers we are buying off they stated they wanted a date which is 3 weeks from now but they could do the 17 days away date at a push. Anyway i try to sort it…
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House Insurance for house with a self contained basement
My house has a self contained basement. When we first moved in my parents lived in the basement and me, my wife and daughter lived in the rest of the house. We were able to get buildings and contents insurance for the whole house. My parents moved out after two years so we decided to rent out the basement. The Council said…
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Mortgage
What's this? JESSHSView public profileSend private messageFind more postsView all thanked postsAdd to contacts Hi I am looking for advice from anyone that has been in my situation before. I am in the middle of buying a shared ownership property, mortgage adviser went to apply for my mortgage and told me there was a problem…
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Help buying land adjacent to house from private company owners
Hey, We have a very small piece of land the back of our house which we want to purchase so that we can get rear access and build a new property (to sell or rent) on the end of our land, giving it dedicated entry. The owners of the land are a company and we've written to them to propose the sale, which they've rejected. -…
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First offer & sold price
I've submitted an offer on a property, which was turned down. The agent said that it was less than the seller had paid, wouldn't say how much, but quoted the Land Registry - where I got my figures from. I checked again and can only find the figure I had before. When querying with the agent (their colleague, as the one we…
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Risk losing new home can't get permission to let old one
Hi, I'm wondering if anyone has any advice about the situation my husband and I have found ourselves in. I bought a tiny house in my mid 20s just before the crash with an interest only mortgage. Unfortunately the house value dropped and it's still in about £30,000 in negative equity. We now want to start a family and have…
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washing machine building regs tenant liability
Hi all, Helping a friend buy a flat, owner has the washing machine in the bathroom which is against building regulations. If my friend leaves the washing machine in the bathroom for the tenants he intends to rent to - what's the liability? Obviously don't want him to risk getting sued if anything goes wrong. It's just not…
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Moving out of rental
I think I probably know the answer here but just want to cover myself.... When I moved into rented property, there was no 'check-in' done or inventory of any kind. I noticed the carpets were in bad conditions with holes and candle wax everywhere. The walls were also badly marked. The property was also very unclean and the…
