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Finding House Issues After 4 Years
Hi, I've tried searching for an answer to this but can't seem to find one. I bought a new property back in 2016 and initially had some problems which were reported but I'm now identifying other problems with the property. I've searched online and can see that 'structural' issues are generally covered for 10 years but I…
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Short-term let
Hi folks, We're in a bit of a sticky situation. Our upward chain collapsed (bad) but we've found somewhere new (good). Our sellers told us they were very early in their search, so I expected a bit of a wait on our hands with Xmas coming up. We've been looking at 6 month lets. It turns out they've found somewhere already,…
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Cash buyer Searches
I'm buying an Edwardian house for cash in an area I know well and wondering whether to bother with the Personal and Drainage and Water Searches. It's in an area i know well and have looked on the council's planning portal for any applications etc. The house has never been extended. Is it worthwhile getting them or a waste…
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First time seller (Scotland) Advice Needed...
Hi there, potentially looking to place my house onto the market. Just a quick breakdown of my reasoning, I have a 2 bed end terrace just outside Glasgow. I purchased it for £78500 two years ago, and just had purple bricks out to value it, and they have come back with £100,000 to £105,000 is what I should expect to receive.…
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What to offer?
We have been in our present home for 26 years so moving to a new property now is like the first time all over again. So I am asking for helpful advice on what to offer on any potential new homes. There are four that we really like and all are valued at or around the £325k price range. We were initially thinking of starting…
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Purchased house and found out next door is a children’s home
Hi, I am posting to see if anybody can share some advice on the following matter. I have recently purchased a house (3 weeks ago) and we have had a few issues with noise (arguing and loud music mainly). However, upon asking the neighbours to turn the music down on a couple of occasions, we learnt that next door is…
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Water
We are hopefully completing and exchanging this week on the sale of our masionette. We know the buyers are a buy to let investor and not staying in this country. Would it best to turn water off at the mains when we leave? We had planned on flicking the switch on the electricity but was not sure about the water. There is a…
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What price should I start negotiations at and what should I include in my offer letter?
So two main things really. 1) What price should I start negotiations for an offer on the house I am interested in? I set myself a budget of 80k because I don't like to be in debt and I want to be able to afford overpayments each month to pay off my mortgage as early as possible and have money left over each month to have…
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Giving Notice after a mutual exchange
When it comes to mutually exchanging, is there anything stopping one party from giving notice to end the tenancy to the landlord once they have exchanged and moved in? Thanks!
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Mortgage Deposit - As equity of house being purchased
Good Evening, I am looking to purchase a house from a family member, they are offering to help me with a deposit. However, that deposit would come from the sale of said house. I want this to be seen as a deposit by a mortgage lender, and not just an £X reduction on the house price, otherwise I won't be touched as I…
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High risk of surface water flooding
Hello, FTB here. A concern has cropped up - a search has come back stating it is a high risk area for surface water flooding (this risk area is within their 25m search). The property itself is not within the risk area, as it is OUTSIDE of the risk, but immediately adjacent to it. I imagine this is because the house I am…
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Buying a house with no dropped kerb.
Hi all, Just had a homebuyers report done on a property I’m buying, which came back with very few issues, however something I hadn’t noticed (or even been aware was an issue) was that although it has a block paved driveway, there is no dropped kerb. I just went to drive past the property and the pavement is really low, the…
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When do contracts get sent out.
Im a bit confused, 8 weeks into the process, ive sold my house and the chap who i sold it too said he hadent recieved his contract yet, he is new to the process and said he signed a few things but doesent think he got a contract. However he received fixtures and fittings form ages ago and my solicitor states the contract…
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Cash buyer - New builds - over priced?
Hi Im a cash buyer - i have no mortgage on my current property and once sold will be able to use the funds from the sale plus savings to purchase a new property outright with no mortgage. Ive been told new builds are over inflated by about 15-20% to allow for the 'help to buy' scheme....does this mean there is negotiating…
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RICS surveyor North Wales recommendation
Hi, just wondering if if anyone could recommend a good surveyor / firm covering north wales, Rhyl / Prestatyn area. Buying a relatively new property under 15 years old so assuming a homebuyers report will be ok rather than paying for a full survey? Any advice much appreciated Many thanks
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Renting to potential buyers during probate
With my elderly parents having moved into residential care close to me, I've been trying to sell the family home 300+ miles away for a year now. We found some lovely buyers in July, who in turn were selling to an unencumbered purchaser so it should have gone through quickly, but their solicitor dragged things out. In…
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Advice for FTB
Me and my partner are both first time buyers and are thinking about buying to rent out the property in Southampton. I would like to hear about other peoples experience about renting out. Also we have a deposit of £30K between us. Our problem is my partner is currently working abroad. But I work in the UK and my my salary…
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Landlord offering to waive need for checkout - should we agree?
We're leaving our rental soon and our landlords have said they are happy to waive the need for a checkout. We've been good tenants and they trust that we'll make good a few minor holes in the wall etc. No other issues with the house in our opinion. I suppose they want to save on the admin and checkout fees? Is an email…
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Ex council flat
Hi everyone, I have recently put my 2 bed flat on market. It's an ex council flat in east London. My agent rang me to tell me I have a viewing next week and the person is someone from the council. Apparently councils are buying ex council properties back Is it worth selling to them? Do they pay close to asking price? Any…
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Offer of accommodation from council
I got offered accommodation with my local council then I noticed it says this on the letter that I don't understand 'this is a provisional offer,if additional information comes to light which alters the basis of this decision,we may need to withdraw this offer. What does this mean as I passed my affordability check and…