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Putting flat into sons name.
I have a flat I rent out. Tennants my be coming out. Thinking about selling it but would like to keep it for my son. That was my intention eventually in any case. Just wondered what peoples thoughts are on transferring it into his name. He lives at home with us at the moment. He may decide to move in the flat when its…
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Cavity wall insulation - 1960s Bungalow
I've just found out that the 1960s bungalow I'm buying has had cavity wall insulation installed in 2009. I've had a rics homebuyer report completed which shows no evidence of damp. Should I be concerned about the insulation for the future? Thanks
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How do you select the best solicitor/conveyancer for FTB?
Hello all, Just recently had an offer accepted on our first house. We are now currently looking for the best solicitor/conveyancer. I have just a few questions and would be really grateful if you could all help? * Should I be looking for a solicitor or a conveyancer? * What is the best way to find a good value…
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Retention money returned to us is being recalled
Hello. I need a bit of advice Google searches have not provided enough clarity. In short. We sold our leasehold flat in 2015 with a retention clause for post maintenance works. Happily forgot all about this until on Christmas 2 years later our solicitor gave us a lovely letter stating that we were entitled to our money…
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Should we sell house yet ?
My father died 3 1/2 weeks ago and my sister and myself are named on the will as executors. I have nearly completed the online IHT report and will then apply for probate online. I estimate the estate's value is about £80,000 less than the threshold. (without having to use the nil-rate band allowance). I have engaged an…
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Subletting prohibited on flat
Hello, I'm a FTB about to exchange on a flat in the next few days but the solicitors are still pressing for one or two final points :eek: It turns out that the freeholder has come back and said sub-letting is prohibited (I queried it a while back as the clause in the lease is rather ambiguous). My main concern right now is…
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Extending a Lease
I want to extend the lease on an ex local authority flat. The current lease has approximately 87 years remaining. I have done this before on another property, and simply went via the informal route without really looking at alternatives. I would be interested to hear people's thoughts. After starting to research a little,…
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Buyer wants asbestos survey
So the buyer of our flat is concerned about the potential asbestos risk, which their home buyers report mentioned. Now, I know this is very unlikely to be of a concern, but they are worried about it. If they want an asbestos survey, do we need to pay for it? It's £250 odd quid, for something I really don't think is an…
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Deposit Dispute
Hi We have moved out of a rental. The landlord has charged us to replace a boiler unit door even though it states in the check out report that it’s current state was present at check in. I have tried many ways to highlight this to the landlord but he is adamant to charge. I have raised the dispute through the TDS scheme…
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First time buyer advice
Hi all, I have just opened a ISA help to buy account as me an my partner are looking to buy are first home together. The homes in the area we are is averaging in price of around 200k. The advice i guess I'm looking for is if I am capable of going for a house at that price as I work full time with a salary of around 25k and…
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House insurance on new home with subsidence claim
Hello We've just found out the house we've started buying had an insurance claim for minor subsidence three years ago. The movement was under the rear extension. The house is 1960s build. The extension was added in the 80s. The damage was between the house and extension. It was fairly minor damage, which the insurance…
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Definition of loading and unloading
Hi there, Our neighbour has a right of way over our land and spends a good part of each day loading and unloading outside our house, as there is no space to park outside his own house. He blocks our exit to the road by doing so, as the track is only one car wide. He leaves his flashers on, a note scribbled on piece of…
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Conveyancing searches necessary?
If buying without a mortgage searches are optional. If the property and area is well known to the buyer how necessary are they. As far as I know, Road adopted by the council, connected to water and plumbing, searches for major schemes such as new roads within a certain distance? Debt on the property, flood risk. What else…
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Conveyancing process help
Hello, We instructed our sols on 23/07. We are FTBs in a chain of two purchases. Their estate agent has in the past two weeks really started putting the pressure on, wanting to know dates etc. We are also keen to complete as have given notice on our tenancy. Agent rang me today and says vendor wants to complete Monday…
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How to find the right property to rent?
How do you look for a property to rent when you are planning to move? I am getting instant notifications from Rightmove, OnTheMarket and Zoopla. I set it up for a certain price, minimum room number and area and it seems it works fine but one thing is bugging me. Is it normal that I'm calling the agency within 10 minutes…
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Stamp duty time limit
Getting divorced, marital home is sold and we also have 4 buy to let flats that we are keeping. Looking to buy a house for me, outright, no mortgage. It will be my main home. But I have started a new relationship and at some point in the future might move in with her and rent my property out. The question ? How long do I…
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House Clearance
I apologise sincerely if this is the wrong forum to post this in but I wasn't sure where to put it. My mother died November last year. I'm the sole heir and the house is empty. I've done probate and I just received grant of probate. I'll be honest, I've been really down since her death (I'm only child, single, live on my…
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House with Mains electrical pole in Garden question.
Good morning. We are First Time sellers and are just putting our house on the market. We have been looking in areas and also saw a house that has been on the market for a year. The location is perfect and so is the price. There is a mainline electric wooden pole in the garden with one cable anchor (Also in garden). I think…
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Mortgage special conditions
Hi, Due to my new build taking so long to complete I have had to extend my mortgage offer with Leeds Building Society. Since January when I did my first application I have taken out further £2k credit so Leeds have said they cannot offer me the full amount I need. My broker has spoken to them and they have said if I can…
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Buying agents: Avoid like the plague
I have just had a really bad experience with a buying agent. They are shifty as hell, and my advice is to avoid them like the plague. Please do not get taken in by their smooth talk, it is just sales patter. You can buy property very well yourself without them, and don't let them try to convince you that you need them.
