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Landlord suing for rent - Unsure of options
I have recently moved out of a HMO where I've signed for 6 months, I left early following a conversation with my (now) ex-landlord and now he's turned back and said he's going to sue for the last month's rent! This is a bit of a long story so I've broken most of it down into bullets: - Section 21 notice served to all…
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Opinion on house buying
Hello everyone Well I am currently process of buying a house all paperwork done survey , mortgage aproved etc , just waiting for the landlord to evict the tennant that want to be evicted by court to gets council house so far so good no issues. The problem is I agreed on price of 204000 for the house and considering that I…
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Home Buyers report missed water leak, seller must have been aware prior to completion
Hi, we had a home buyers report done prior to buying our property. I understand that this type of survey is on an as seen basis and no furniture is moved or carpets lifted etc.
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Opinion on house buying
Hello everyone Well I am currently process of buying a house all paperwork done survey , mortgage aproved etc , just waiting for the landlord to evict the tennant that want to be evicted by court to gets council house so far so good no issues. The problem is I agreed on price of 204000 for the house and considering that I…
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How much would I get from house sale?
Hi all I bought a new build house under the help to buy scheme just over 2 years ago. It cost £193,000. I put down a 5% deposit (£9650) and get a mortgage of around £155k with the government loan covering the rest of around £28k. Total mortgage repayments thus far have been roughly £14k. I’m estimating the house has…
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Final bid on house
Hi everyone Looking for some advice on putting in a final offer on a house we are looking to buy. We have an offer on our house for practically asking price so in good position there. The house we are looking to buy has only just been listed but there were six viewings including ours before it was listed, although I'm the…
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Advice needed on right to buy
Hi ,dont know if anybody has any advice. I have the right to buy my social house after 28 years. I have had the mortgage approved, got a huge 57% discount which is being taken as my deposit ,so no deposit needed from me .Have had solicitors letters today to proceed, but here is my problem, they wish to know about my funds…
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Tyneside flat-can he do this?
Hi I hope someone can help me. I’m about to exchange on a ground floor flat and the owner of the maisonette above has told me he is wanting to sell his maisonette as 2 titles-he’s converted the top floor into a separate flat with kitchen, bathroom etc. My solicitor has told me he can’t do this as it’s breaking the…
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Paying HTB loan off early - do I wait?
Hi All, Looking for a bit of advice as it's quite a specific situation. I got my house via the HTB equity scheme around 1 year ago. I am now in a position to pay back the loan in full, despite there being a 5yr interest free period, due to some inheritance. My question is, with Brexit and the property market, if my house…
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Right to information request /landlord data protection/GDPR etc
I own a property where there is a management company. there are 5 other owners in the property . -two of them d have minimal interest in what goes on. i do have an interest, but regularly find myself seeing things differently from the other three owners who are friends/colleagues and have been there longer than me . the…
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Advice needed on right to buy
Hi ,dont know if anybody has any advice. I have the right to buy my social house after 28 years. I have had the mortgage approved, got a huge 57% discount which is being taken as my deposit ,so no deposit needed from me .Have had solicitors letters today to proceed, but here is my problem, they wish to know about my funds…
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Terminating clause 3 year tenancy?
Help! I am a joint freeholder of a one bed flat in a poorly soundproofed converted semi. Upstairs a one bed is let by the other freeholder. Over the last 15 years I have helped the landlord with access to builders to his flat helped his tenants with all their myriad of issues and on more than one occasion I have come home…
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House buying (freehold), with estate management charge and right to reenter the property - Red flag?
Dear all, Thank you for reading my post! I am in the process of buying a property in the South west. My solicitor has sent me a 'transfer of deed' related to the property (freehold house) I am purchasing. A paragraph has caught my eye: 'The transferee hereby grants to the Transferor out of the Property the Estate…
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Leasehold/Freehold - How do we know?
I am a first time buyer and we have booked viewings for two houses on an estate that we love. We considered another house on the estate earlier this year which turned out to be leasehold and so we dropped interest. According to Zoopla, it also turns out that most if not all of the entire estate was sold by Redrow as…
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Selling house right now - hold off or reduce price?
Our home has been on the market (SE London) for 4 weeks. A few viewings but this week's political shenanigans has meant all interest has dropped off a cliff. The estate agent said other nearby houses have dropped their price and £15k seems to be about right. Trying to work out what to do: Drop the price and hope for the…
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Statutory Declaration of Solvency - Title transfer
Hi all, I'm in the process of removing my name of the mortgage for a house I bought with my ex and giving her full title and ownership. Don't ask my why as it's a long story! One of the letters I have received is a "Statutory Declaration of Solvency", but I don't understand two of the points noted; - "From my examination…
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Freehold purchase
Hi I have a townhouse on leasehold. I have approached my freeholder to buy the freehold. The cost is reasonable. There are no maintence fees. However there are some covenants regarding the right to inspect that remain. This one specifically calls out that if they decide work needs to be done they can force me to do it. A…
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Applied to rent a house, landlord has withdrawn
Over a month ago, I viewed a house with a local letting agent. I liked it and put in an application. the agent requested £50 for a credit check and an additional £130. i supplied all the info and ID they required. I didnt hear anything, I just assumed they were going through the credit check process. Today I spotted the…
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Estate Agent Requesting Financial Info
I have put an offer on a property alongside others and the Estate Agent has asked on the request of the vendor that we speak to their financial advisors so that they can make a financial recommendation on who to offer the property to. Is this normal? If it is, how much should I be giving away to them? My full mortgage and…
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Stamp duty confusion?
Hi guys. I’m after abit of advice on how much stamp duty I will need to pay. Fortunately I was able to save up hard and was able to purchase a house that I’ve been renting out ever since I was 21 (now 25). I’ve been living with my parents ever since and haven’t at any time ever lived in my rental property. Me and my…
