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Solar panels on roof
A bungalow we're going to view, has eight solar panels on the roof and a long oblong thing on the side wall. I know they attract sunlight to offset electricity bills, but what do I have to do if anything and what should I expect of them?.
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Taxes on gifted 2nd property
I own a property with a mortgage with my partner. I'm very fortunate that my mum wishes to gift me her quarter share of a property she owns with siblings (this was inherited from her parents 50+ years ago so unsure of original value and capital gains implications). This share is probably worth around £100k but the property…
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Problems following damp proofing
Hi all, Agreed to purchase a property as a first time buyer. Survey showed damp issues, seller agreed to pay for the work to be done. We have just been for a final viewing before exchange to find that the damp proofing has been done but radiators have not been reattached, electric sockets are hanging loose from the walls…
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EA gibberish & other stupidities!
:eek: It's a flat. huh? Looks on street view, no parking anywhere
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Any idea of my legal rights with this, if any....?
Just wondering if anyone might know where I stand with all this legally. To be as brief as possible: I have the most vile landlords. Renting a one-bed flat in London. I only agreed to the let because I was told the flat’s available long-term and as a mature woman with her own furniture and with health issues, I’m not…
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Homebuyer's report states house needs damp proofing.
I'm the potentail buyer of a 2 up 2 down with cellar house built in 1900. Though I didn't smell damp when I viewed the property (except the cellar). I was presented with a rather alarming list of issues that are contributing to damp in the property.,when I got homebuyer's report. Paradoxically, the RICS surveyor asserted…
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Selling a house only, online conveyancer or not?
Hi, As title suggests, we are selling and moving into rented accomodation. EA is steering me towards local as online can be slow. But given its just a sale I'd like to think the risk is less. If it saves be £500 on fees, I don't mind it taking a week longer. Is he just trying to get some commission from a referral and…
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Is this normal or should we push back? I'm lost in how house buying goes!
My fianc! and I saw a house that we love at the weekend. We want to make an offer. The previous buyers pulled out, and we are aware of why, and okay with that. We'd need to sell his flat. We had three estate agents round to value it yesterday, and we'll use the one that we'd like to buy the new house through. They are…
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E.Surv - Anyone else found them utterly useless?
Hi All Posting out of frustration more than anything else. I'm trying to buy a new build flat, using Halifax as the lender. They have commissioned E.Surv to conduct a valuation and they have been utterly useless, the valuation was initially supposed to take place on the 22nd August, but twice the valuer has booked a visit…
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Buying a House without an Estate Agent
Hello, I'm looking to buy a house in an area where there isn't much for sale and recently delivered leaflets to see if anyone would be open to selling their home privately. To be honest, I wasn't holding out much hope, but someone has got in touch to say that she is selling her home. We've arranged a viewing in a few weeks…
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Renting existing to buy new
I have a question regarding renting out existing property and buying a new one. I currently own a house which is on the market for £265000 with no mortgage. We're hoping to move house and have seen a house which we love for £3900000. We have access to around £190000 in cash. One of my ideas is renting out my current house…
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Help with Will wording for a property that is not yet ours...
Hello I would like some advice on wording for our will. My mother died earlier this year, leaving me (as the only child) her whole estate including her property. We have applied to the Land Registry a transfer of our names on the title deed for this property. We are waiting for this to be done, in the meantime, we want to…
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Buying next to HMO advise
[FONT="]Hi,[/FONT] [FONT="]Looking for a bit of advice, please! [/FONT]:) [FONT="]A bit of context:[/FONT] [FONT="]We currently rent a house in quite a studenty area, but fortunately the road we rent on is nearly all locally owned and lived in and is actually very quiet. It has a proper old-fashioned…
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Part Exchanging House While On The Market
Hello All, I'm just after a little advice as google does not seem to be yielding any results. I've had my house on the market for some time and it just isn't selling. I've got the opportunity on a new build with part exchange and if I get the deal I need/want I will be pursuing this. What I am concerned about is the estate…
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Moving into a New Build House then Making Alterations - NHBC
Hello. I shall hopefully be moving into a new build house soon. The house is covered by NHBC for 10 years as standard. I have a standalone garage which backs onto my garden that I'd like to convert into an office and install bi-fold doors into. Can anyone out there advise me on the implications this would have on the NHBC…
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Being a first time buyer after 40
I’m in my late 30’s and me and my partner are starting to save for a deposit to buy our first house. By the time we’ve got enough saved, it will be in about 18months - 2 years time - worried about whether or not we would be given a mortgage as first time buyers in our early 40’s. Any advice? Have other people been able to…
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House broker
Hi, I had an offer accepted on a property last week that I really love, but the mortgage offer process is absolutely frying my nerves. My broker was really confident based on what I'd told him that we would be approved for the amount we need, but a few things have come up since then. I checked my credit report with…
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28 days to exchange
Hi, my husband and I are buying a new build from Taylor Wimpey. We are selling our current property (shared ownership) to a friend. Anyway, to reserve the property we wanted we needed to pay £500 and agree to exchange in 28 days. We left it as long as possible before putting a reserve on so my friend can get her bit sorted…
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First time renter, anything you wish you'd known?
Hiya! So I'm moving out for the first time ever! Moving in with my boyfriend, I've never lived anywhere but my family home (and we've always lived in the same house!!) luckily he's already moved out before (thought just for uni). Anything you wish you had known before? or any top tips! I am the manager of a charity shop so…
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Back pay council tax due to council mistake
I lived in a property 2017/2018 and during this time, we were initially paying council tax. However, the council enquired about a tour of the property to ensure it wasn't a House in Multiple Occupancy (HMO). After their inspection, the council deemed the flat a HMO and we were refunded any council tax we paid, and this in…