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Land registry correction after purchase
Hi. We're in the process of moving house and there's an issue with the title deeds of the house we're buying as in the information held by the land registry has been confused with the house next door. We've been trying to get the issue sorted for over a month but, as yet, to no avail. The sellers solicitor has offered to…
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Leasehold Query Holding Up Purchase
Hello, I'm asking for advice on behalf of my grandparents who are currently in the process of selling their flat and buying a new one. Because of this, please forgive me for limited information as I don't have any documents in front of me. The whole process has been going on for around 4 months and it seems all sets of…
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apportionment of Ground Rent?
Hi All So I am having a huge battle with the council over our completion statement. We as first time buyers were given two possible move in dates Friday, 23/03/2019 or Monday 01/04/2019 . The completion had already been a month overdue as with it being a Friday we figured be easier to move everything in over that weekend…
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DS1 Release of Charge
I'm in the process of buying a new house, most of the deposit will come from a charge on my ex marital home. My eh and I are pretty clueless as to what should the process be as different solicitors say different things. My conveyancer for the purchase won't deal with the DS1 form, but I need it to prove my funds to both…
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Broken bed
I rent a flat and it’s my first time renting. I have lived here a year and half and prior to me moving there was previous tenants I don’t know how long they stayed here. I would imagine in short periods because I had a high volume of letters coming for other people. Therefore I don’t know how old the bed is. The bed is two…
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When to make an offer on a leasehold house with absent landlord
Hi I am currently looking for a house to buy. I've found one that I'd like to put an offer in on, but there are complications. The house is leasehold, and the seller's estate agent told me that the lease hadn't been paid in 20 years as the landlord is believed to be deceased. She also said that the yearly charge was…
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Gas safety check
Hello Hoping for some advice please I am a first time buyer buying a property which is currently being rented out. The tenants are leaving soon and will be exchanging after that. The latest gas safety check is from August 2018, the up to date one hasn’t been provided from the seller. As it is a legal requirement for the…
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Buying my partners sister out of a joint mortgage
Hi all, Allow me to explain the scenario because it’s not a simple one. My partner and his sister bought a flat together, it was a shared ownership purchase meaning they owned 50% mortgage. 50% with housing association. They have lived there for 4 years together and his sister wants to buy a house with her partner. We have…
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Would you renegotiate?
Hi all i have received a surveyors report with a couple of category 3 aspects, would it be appropriate to reduce my offer on the basis of requiring remedial works to the timber floors? Surveyor notes below - "The floors are a mixture of timber and solid construction. Floors within the entrance hallway front reception room…
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Complaining about length of time
Hello all So let me set the scene on the 10th may this year I agreed a price to sell my house, the estate agent was a national one who promised to sell my house within 6 weeks. After the fourth week the sale was agreed. Step in the solicitors who were recommended by the estate agents ( both parties used estate agents…
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Stamp duty avoidance
Hello Folks, Doe any one how one could avoid the 3% SDLT on second home ownership when purchasing at 40k ? My wife and I own three properties; one (main residence) as joint tenants, and two others (BTL) as tenants in common. To buy another >£40k would mean paying 3% SDLT correct? Or could I buy in a company name or solely…
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Advice please, think we have to pull out of our sale
First time buyers, me, partner, our little girl and slightly relevant is we have another on the way. Currently in a tiny flat whilst we saved (SE). Found a house we loved, offered 20k under asking (330 asking) as cosmetically it needed updating. They counter offered, as did we, and in the end we came to the agreement of…
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Foul and Rainwater Drains - Confused!
Hello all, So i'm trying to find out whether I have a combined foul and rainwater drain system in our area. My drainage search documents we obtained only shows a dashed 'red line' indicating a foul sewer (according to the map key), but there is no light blue line indication of any surface water sewer pipes. If it was a…
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Claiming on the sellers insurance for subsidence, is this legal?
Hello, We put an offer in on a house in Walthamstow, we had it accepted and have since carried out a full survey. Subsidence was found on the front bay windows and in the back where the bathroom was added in the 80's. The estate agent maintains they had no knowledge of this and will not reduce the sale price even though we…
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L&C feeling very dejected
Hi all I really need advice and I'm hoping some of you can help me. My partner has had an offer on a house accepted for £38,000 with a £2000 deposit. Initially he had an AIP from Natwest for £44,000 but it expired before he was ready to proceed with the sale. He contacted L&C hoping they could help with the mortgage…
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Can you sue former solicitors?
We bought a house 8 years ago and have recently decided to downsize, our sale fell through because the two story extension (done circa 1990) doesnt have evidence of building regs and our council (Derbyshire) dont keep records dating more than 15 years. The buyers are arguing this makes it a 3 bed and as such is overvalued.…
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Has anyone used Nested recently and how did their quote compare?
Just wondered if there's any recent experiences with Nested? And if so, how did their quote, sale and fees compare to a high street EA? House in market already in London but close to end of EA contract term now (2 months).
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Did I offer too much? (Buying)
FTB in London. Went to see a property with a guide of 425-450k. Seller told us that he had the house on the market for 3 months and it didn't get much interest, so now it's with this other agent and they're starting to get some viewings. Also told us that they needed to move quickly as they had another house lined up that…
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Anyone bought a brand new build flat in a building over 18m this year... Cladding
Hello Just wondering if its now standard practice for lenders to ask for confirmation from an independent expert that the flat building complies with the latest building fire safety advice by MHLCG before a lending decision Or if this is only done when acm is thought to be present by the valuers. Thanks V
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OneDome Conveyancing
Hello. Just put my house on the market, and estate agent recommended OneDome Conveyancing. It’s an online service. I’ve never heard of them myself. Does anyone have any experience of using them?
