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Stuck on an asbestos issue...any advice?
Hi All We had a full structural survey on the house we offered on (built in 1898) which showed a very high likelihood there is asbestos in the pipes under the lounge floor boards. The photo showed white powder around the pipes and also some on the floor beneath the pipes. Some pipes in the cellar have already been…
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House Purchase
Good Afternoon, We are recently married and are looking at buying a family house together. We both own apartments in our own names purchased before we were married. Can anyone help with whether we can somehow get around having to pay the 3% additional stamp for second home purchases? My thought would be for one of us to…
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Developer needing access to my new home
Hi there, I moved into my new home back in sept 2018. The development is still under construction as we were the 1st phase of the completed homes. Was hoping someone could help as today the developer has asked could they knock our fence down and prob destroy our grass as they have sold the home next to ours which now…
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Furniture advice for FTB
I have exchanged on my first flat (London based) and I'm moving in end of this month. As a FTB I need to buy all furniture etc for my flat, however I'm trying to think what the best way is, logistically, to acquire furniture and get it to my flat. I will get the keys on a Friday afternoon, so if I am to get furniture…
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Buying or renting house after grandparent has passed away
Hi, Just looking for some advice... My girlfriend and I are looking to move in together. A few months ago, her grandmother passed away. Her parents have asked us if we would be interested in living in her old house, either as tenants or buying the house from them. The house had been fully paid for before her nan passed…
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Am I liable as a tenant for existing defects?
I am having a hard time with my previous landlord. He is asking me to replace a toilet seat as teh checkout report says it is beyond repair. It has siginficsnt yellow marks on the side that is not visible. But it is definitely not damaged. This issue was present when I moved into the property 6 months ago. This issue was…
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Capital Gains Tax and Self Assessment
hi, I've sold a property recently and need to pay capital gains tax. the property was sold in December 2018 and my question is, is it best to pay the CGT now or wait until next year and submit a self assessment return. Is this allowed? wasn't sure if I need to report it somewhere rather than wait another year to pay? many…
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Recommendations please
Good morning all and a happy new year. Could anyone please recommend a surveyor to carry out a home buyers survey/full structural survey in Bristol please. Cheers
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Paying off mortgage.
DD bought her house about 7 years ago. For the last 5 years she has worked abroad and expects to do so for a few more years. She is building up a good deal in her savings and expects to have sufficient funds to pay off her mortgage before she returns to UK. 1) Is it better to completely pay it off and just keep the rent…
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Housing Association and the fence saga!
PLEASE READ POSTS 6,7,8,9. Background. Back at the start of last year (2018) I made a WHQS request for fencing for privacy reasons, and the association erected a fence both sides of the shared access lane I share with neighbours, hence the need for privacy as we only had a small chain link fencing we could see into each…
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Asbestos survey
Hi all My homebuyer survey identied possible asbestos in chimney cement lining, loft insulation (they thought it was zonolite) and the textured ceilings amongst some other areas. Prior to exchange I wanted to confirm asbestos present and get an idea of how much that would cost me so I commissioned an asbestos survey.…
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tenants have not registered to a utility provider and are not paying bills?
Hi, I have recently let out my 1 bed flat through a letting agent for 6 months - start date 25th November. Today, I went over to the property to collect my letters and the tenant informed me that they are moving out on the 31st January. I have also found out that the tenants are not paying any utility bills or council tax!…
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Reasonable price for pet licence?
We own a leasehold flat and one condition of the lease is we can't keep animals without permission. We'd like to have a cat, so we enquired about the cost. The leaseholder replied "£220 + VAT !Please note that a Licence to Keep a pet is granted on the strict understanding that this could be revoked if we receive complaints…
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Leasehold rights to purchase and sale
Hello Happy new year everyone. I was wondering if anyone could offer any advice on my situation regarding our leasehold agreement. I apolgise for any misuse of terminology on my part. We moved house 20 months ago to a new build which has a 250 year leasehold. Reading alot of content on line it would appear it is best to…
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Shared ownership max income limit
Hi, I am planning to buy a property using shared ownership. I understand that the max household income is 90k in London.my question is, once i have bought and later my life situation changes and the house hold income is more than 90 k, what will happen? Will i be able to staircase ? e.g could be getting married and the…
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compulsory purchase order stopping access to the rear of my property
Hi, I live on a council estate which is being regenerated. The close I live on is relatively new built 30 years ago (terraced houses) so is not being touched, but the tower blocks behind me are being knocked down. My rear garden leads on to a road which has been really useful over the years as its much easier to get large…
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Distance from Chicken Farm/Sheds
Not sure if anyone has any experience of this, but I'll ask anyway: We're looking at moving to a house with no near neighbours, in Herefordshire, and I've noticed on Google maps there is what looks like a farm with 6 very large chicken sheds a few fields away. The distance is around 1km - which does sound a long way, but…
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Rent arrears court problem
Just a quick question, we have been asked to leave the property tomorrow due to rent arrears. There was a court hearing and we were given 14 days. So if my mum takes the court letter to the council tomorrow will the help her straight away or will the council say they we need to wait for the ballifs to evict us and only…
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Buying a flat with a short lease
I am in the process of buying a flat with a very short lease (57 years). It’s my own fault for not realising this initially. I am a cash buyer (with inheritance funds). How do I go about finding out the cost of extending this lease (which I know I can only do once I have owned it for 2 years). What should I look out for? I…
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Insurance question.
Afternoon all - Happy 2019. Question for you. Son is living in our other house - we were doing it up for sale and he hit a patch of bad luck so you do what you can. He is living there as a sole occupier, rent free with no contract or agreement etc and he pays all the bills on the house. Am I right in understanding he is…
