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Two Landlords in one month
I wish to give the required one months notice to end my periodic AST Tenancy I will pay the full rent but need to actually vacate the property early.The period in question is 17 November - 16 December but I need to leave on 27 November. My LL has sold the property which is due to be completed 29 November after which I have…
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Should i buy the freehold on my house
I currently live in a new build house which i have been in for almost 3 years. When i bought the house it was sold to us as leasehold. I have read a lot in the news about the leasehold scandal which is going on about ground rents doubling every ten years causing leasehold house un-sellable. Recently i have been in touch…
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Leasehold breach - wooden flooring
Hi all - would appreciate some advice. I'm in the process of buying a leasehold flat. The lease clearly states that all flooring should be in carpet. However the property has wooden flooring in the living room and hallways. My solicitor has asked the vendor for evidence of consent from the landlord but I suspect he did…
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Charge for cleaning after moving out
Hi Does anyone know approximately how much a cleaning company would charge to clean a small 1 bedroom flat Yorkshire area? My son has moved out and the landlord is looking to charge him, (take from his deposit) what looks like (from the photos they have sent) a peripheral clean.?
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Not my garage
Hello, I’ve just bought my first property. During a visit to my solicitors before the sale went through I was informed that there was a row of garages around the corner and one of them was included in the lease of the house and was therefore mine. I’ve bought the property and tried to find more detail on the garage but no…
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Mortgage Valuation woes
Hi all, We're currently in the process of buying a house but the time taken to complete the valuation (arranged by mortgage company) has been so long that the vendors have put the property back on the market. It's maybe a more complicated valuation than normal as part of the garden is leased from a 3rd party. Here's what's…
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Are these allowable landlord expenses?
My tenant has asked for new curtains before they move in (the existing curtains are a bit grubby). Im happy to buy new curtains, but would this be an allowable expense to offset against tax? Also, Ive noticed there is some damp in the base of the chimney in the lounge. I suspect this is because some pointing is needed as…
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Letter from Estate Agent
Hi All - I am looking for some help from experts here. I would like to start with 'thanks' for your time to answer this query. I am living as a tenant in a 2 Bed flat with my wee ones aged 7 and 4 who are attending classes at the nearest primary school . I received a letter from an estate agency saying that the Landlord…
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First Home Furnishing Help
Hi everyone, We are buying a house! Now that we've spent all our money on a house, we need to furnish it :eek: Essentially we are putting ourselves on a budget of £550 per month to add furniture, we are planning on doing this second hand with almost anything we can. We are looking on FB Marketplace, Gumtree, Freecycle,…
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Instructing before offering (EA recommended conveyancer)
Interesting scenario for you. Viewing a property at an open house as a first time buyer this coming weekend. Guide price appears low for area, massive renovation potential...very attractive and I'm told 40 people viewing in one day. EA is strongly suggesting that we're instructed prior to viewing given the potential…
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Tenants in Common - one party selling part
I hope that I have posted this enquiry on the correct thread. I own a second property in England as tenants in common (50%/50% equal split) with a family member who lives in the property. They are now in a position to purchase an additional stake in the property to increase their share to 75%. The intention being ownership…
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Land Tax Wales
Hi I was wondering if anyone can help me. I am buying a house which will be my main residence, currently living with parents. I own another house so know there is Land Tax to pay, the other property I own is rented out and I own 50% of the house. I have spoken with a few solictors and some say I have to pay and some say I…
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Buying a house with a discount?
Hi, So basically I want to buy a house but I can't borrow much (divorce destroyed my credit) A friend who is in the process of becoming deputy for their fathers finances (he no longer has capacity) needs to sell their fathers house in order to pay off his debts & fund his care. They want a quick sale & said they want to…
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Can I get a mortgage on my home to buy another property
Hi all. I’m happy to say that at the grand old age of 49, I’ve finally managed to pay my mortgage off...yey! Anyhow I’ve seen a nice little workshop near me that I’d like to buy....I must be missing having a mortgage! It’s selling for about a third of what my house is worth so I was thinking of remortgaging my home to buy…
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ex council flat
selling my mums flat that she bought through right to buy off her local council.estate agent has given me a form to fill in it is says tenure of property is the property freehold or leasehold ,then under that is says leasehold properties & asks who owns the freehold ,expiry date of lease ,service charge ,do I fill in both…
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Mortgage valuation 10k less than offer price
FTB, buying in London with no chain. Property listed at £400k, offered 385 based on sold prices in the area, the fact it needs work and that we had no chain. We settled on 390k. The mortgage valuation today has come back at 380k due to the condition of the property (essentially dry rot on the wooden staircase) and some…
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Buying house
I am currently buying a house, my solicitor has my 200k which I’m paying for the house. The deposit was paid on Tuesday 10k and my mortgage company transferred the 190k today. Which it all had to be paid by. I was meant to get my new house keys tomorrow which I have just been told I won’t be getting now. The reason for…
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Calling up notice arrived from landlord's lender.
Hello all Well this week's unexpected drama is the arrival of a calling up notice from my landlord's mortgage lender requesting full repayment of his loan within 2 months. Scotland - we are tenants on a PRT, now in 5th month. We intend to leave early in 2019 anyway, as this tenancy is temporary until the house we have…
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Just given my lodger notice
Meh! I need to vent. A few months ago I advertised my spare room Monday to Friday only at £XXX per month. A very nice lady turns up and says she'll only need it 3 nights a week, not 5. Without prompting I knock £100 off the monthly rent. My reasoning is that I could make more having it as a 5-day let, but if she's only…
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Responsible for collecting neighbours ground rent?
Hello, just had a second viewing of a Victorian 2 bed terrace we are thinking of putting an offer in for. The property is leasehold with a long lease. Ground rent is about £1.25 per year but the vendor advised he is responsible for collecting the ground rent for the other 4 properties in the row. Before I could ask more…
