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Shared Ownership Service Charges
Hi, I'm not sure if anyone can help but I thought I'd ask. I own 50% of a shared ownership property in the south of the country with the other half owned by Hyde Housing. Every year the service charge statement is vague but trying to get a breakdown of those charges in any more detail is frustratingly near impossible. This…
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Can partners income be used for my mortgage?
Hi, Can anyone help with my question? I currently have a mortgage in my sole name. My partner lives with me and we would like to extend the house and borrow more by way of extending the mortgage. My partners credit rating is quite bad, however he earns quite a bit more than me, can we use his income figures to extend the…
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Landlord Storing Items + Mould Issue
Hello, I am hoping someone could help. Recently rented a small flat with one storage cupboard (boiler cupboard). It's an unfurnished flat but this cupboard has been left full of random items. Our landlord is refusing to remove them. We have tried to meet in the middle and allow some items to stay (for example kettle that…
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Chain and court of protection
I am selling a retirement flat on behalf of my MIL who does not have capacity and is permanently in a nursing home. I sent an application for deputyship to the court of protection in May (after FIL died in April) and the application was issued 9/7. A court order was drafted 22/10 and is awaiting approval. I've emailed…
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Freeholder wants to charge £130 for notifying let
The following was taken out of the lease and is the only parts that mention tenants or sub letting. I cant see where it tells me to pay them £130 for a let. It does mention a reasonable fee of £40 + VAT under another paragraph but in my understanding that is in relation to notifying them on anything to do with sale or…
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New stamp duty limit and staircasing on shared ownership
Hi, I'm a first time buyer and I'm very excited to be finally getting a shared ownership home (better than throwing rent down a black hole) I know I won't pay any stamp duty on my initial 35% purchase, but when I decide to staircase, I'm trying to find out if stamp duty will now apply as I'm no longer a first time buyer -…
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Transfer of part
Wondering if anyone can help. We are part way through purchasing a house (still early stafes) and its come to light that there needs to be a transfer of title. Long story short, local landlord is selling a house he built using part of the pub garden, as he was initially renting it out it wasn't an issue, now he's decided…
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Freeholder/Neighbour refusing us access to a shared drain
We bought a purpose built maisonette 2years ago. June this year what we thought was just a broken floor board turned out to be a broken shared drain on my neighbour/freeholders property. Unfortunately our insurance declined our claim to help repair the drain and the damage this drain water had caused to our property,…
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SDLT, maybe higher shocker!
Hello wise forum, long-time lurker etc... Asking for a friend. ok my wife. This was entirely news to us in the last week. Forgive our ignorance. Our solicitor seems quite uncertain also... We are buying a new family home, to live in. Home A. My wife owned a home before. Home B. She bought it about 10y ago. We lived there…
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Shared wide access to drive
Our Driveway is shared by 3 houses. Beyond that is the pavement, then a large grass area with wide concrete access across it, then the road. My query is, someone is parking on the wide access bit. This is not technically owned by me, but is blocking half the access to our drives and garages. Am I in the right to ask him…
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Tenancy Renewal Dilemma
Hi there, Would welcome any advice and expertise. Been in the same apartment for a number of years and have been renewing yearly a twelve month contract with a six month break clause via an estate agent. This year I asked to go onto a rolling contract, unfortunately, the landlord wanted to put the rent up and have another…
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What is the best way to transfer deposit amount to the solicitor?
Hello all, FTB here. I have a relatively bigger amount to transfer to my solicitor for my deposit. This amount is sitting in multiple different bank accounts. What is the best way to transfer it to the solicitor?
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Tenant Nightmare
Hi I had a longstanding tenant in my property on an AST. He has resided in the property for coming up to 6 years, with his girlfriend and (now) 2 children. Over the course of the last few months there have been problems with carpet beetles, mainly in 1 room of the house, and I have had a pest controller visit on 3…
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New build Driveway Regulations
Hi, I am looking for some advice with regards to our driveway. It is a 2 car driveway that is walled in by the side of our house one side and then a built up wall topped with a fence on the other. The problem we have is that when we have two cars on the drive we can’t open the doors on both sides of the car. Along with…
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New build miss sold?
I just wanted to see if I had a leg to stand on in regards to some issues I am currently facing on my new build purchase. When viewing the property we were given a brochure, there are 2 items in this brochure which have been left off/not done properly in the build phase. I want to know if just because it was in the…
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Buying a property from Family with gifted deposit
Hi I appreciate any advice or guidance on the below in advance, and would be great if somebody with real expertise could give valid/legal advise rather than guesses on our circumstance. Me and my girlfriend currently live with my parents who own the flat we all live in. My parents are looking to move out and sell the flat,…
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Sell and buy house again
Long story short. Can I realize capital gains on a property and repurchase it? The house was our home 20 years before relocating for work and one day we may return there. For some long term planning I need to realize the capital gains now. The house is in my name. Can I sell it to my wife at the market price to realize the…
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Selling my first home to buy our second
So, back on the 20th September I accepted an offer for the full asking price of my house. Great! we were told it would be a cash buyer.. even better!... We were then told he changed his mind, and would now be taking out a mortgage but not to worry as it would still be a quick sale by the EA. Since then we have found…
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Rental nightmare - options for tenant?
Advice very much appreciated! We are currently in a rented house and are experiencing a nightmare. I would like to understand where we stand: what can we do other than give notice? We would like to stay but a) all issues need to be fixed asap, and b) I wonder if a reduction in rent or any compensation is an option, given…
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Landlord wants to move back in to property
My landlord (a family member) has just informed us that he wants to move back into the property. We have no tenancy agreement and need to know our rights? We have rented this property for over 7 years. Local council say we have to legally have 2 months notice (but we have only been given 1 month). Any help would be great.…
