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Buying house from divorcing couple
After some negotiations, we had an offer accepted on a house £10k under asking price, which is no chain and currently empty. We originally believed the owner had moved into her mothers house who had sadly recently died, which is not untrue - it's just not the whole story. We bought the land registry title for this property…
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Leasehold management problems
Hi Does anyone know anything about leasehold properties? I having a few issues and I could really use some help. My flat is leasehold and someone is trying to replace the management by manipulating the other leaseholders. He apparently is representing 8 other leaseholders and has there votes. It puts a lot of power in his…
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Gifting house deposit
Hi everyone, Looking for some help! It seems like we’re a few weeks away from exchanging contracts (we are first time buyers). We have a mortgage offer and everything was running smoothly! My parents are helping us with a deposit (gifting), they have most of this money in their bank although was planning on getting a bank…
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Shared ownership or old house?
Hello, just looking for some advice please. Myself and my husband are hoping to buy our first home. We are on a tight budget so our options are limited and we could use some outsider opinions please. We can afford a new build house on a new estate. It’s an affordable housing home with it being shared ownership (25% for…
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Buying the first home: when to engage Surveyors and how many times?
When it comes to first time buyers (but I guess this also applies for those who are not)... When is the right time to engage a Surveyor? Is it the right time before making an offer? If you had 2 properties you would like to make an offer, I guess you would have to pay a surveyor twice, right? How does it work in general,…
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Tenancy Question, Can I pass Estate Agent checks if iI can't even get a mobile phone contract !?
Hey All :money: I'm in the process of searching for a new home, having been in my current place for just over two years (and FYI, I have never missed a rent payment!) I run my own small business and employ two members of staff plus myself, therefore I am employed by my own company and receive a monthly payslip. The last…
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Property purchase fell through Scotland
Hi there, I was about to buy a flat, yesterday was the exchange date and the missives would be concluded the same day. I have taken a mortgage and all the funds are in my solicitor's account - we were completely ready from our side. However yesterday morning was announced from the seller's solicitor that the purchase won't…
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Separating leasehold and freehold (for flat)
Hi! I wonder if anyone can give me some information on this before I go to a solicitor. I own and live in a freehold flat. The building is split into two flats, with upstairs being a leasehold, and downstairs (mine) having the freehold. When we bought it we were quite lucky that it seemed the mortgage company we went…
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New agent for flat we already live in - asking to sign new 6 month agreement?
Hi all, I posted in April about our tenancy agent changing as the landlord took the flat back from an LPA receiver and has now signed us up with a new agent. Unfortunately months later we're still not sorted. I need some advice on the below, hoping someone here can help us. - The new agent has asked for us to be signed…
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Slow Solicitor appointed by elderly sellers
Dear friends, We are buying this dream house and our only buyer forced us to exchange contracts a month ago with the completion date being the 6th of December 18. I am stressed to the point of no return. I have booked storage space as renting will make the chosen house go out of our budget. The seller's side is not…
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Survey Findings - What’s Fair to Ask Vendor For
Hi, I’m new to the forum and wanted to ask some advice about the survey results we’ve had on a house we are purchasing. Firstly, for background the house was advertised for £330k but we negotiated it down to £320k Simply because we thought that was what it was worth - the house had been on the market for 8 months already…
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Average household bills! PLEASE HELP!
Hi, im trying to get a rough idea of what me and my partner could pay in household bills? We will be first time buyers hoping to pay a mortgage on average £700 ish a month, would a joint amount of £1600 be enough to pay for average household bills? - Just want to get a rough estimate on basic utility bills and other…
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House deeds-solicitor advice ???
Hi, can anyone answer a question please as I feel my Solicitor is wrong! My husband & I parted in 2010, a decree Nisi has been granted (3 months ago) and we now want to sort out the property before applying for the Absolute. My ex & I have agreed that the house should be put back into my sole name, I have owned it for over…
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Next time ...
You've just 'completed', or you are about to. The weeks and months of stress and sleepless nights are coming to an end. You've survived the viewings, the survey, the mortgage application, the removal quotes and the packing up of belongings - not to mention the solicitor questions. As you sit down and put your feet up for…
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House hunting.
Hi all I’m in the process of arranging a viewing of a house. The estate agent couldn’t get in touch with the people who own the houe today. This means I have to wait until Monday to find out if I can view it. I asked them if they had any offered lately. They did say they had one a month again would you say because he is…
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Problems with shared track
I'm not sure if this is the best place for this question but here goes anyway. Our house is at the end of a shared track, which is owned by someone who apparently lives the other end of the country to us. She also owns and rents out the fields on either side of the track. As well as our house, four other houses use the…
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Flat Lease Length Less Than Advertised
I have seen threads relating to this before but most of them dealt with differences of lease lengths for leaseholds that were well over 100 years and had minimal impact on the valuation of the property one way or another. However, I find myself in a slightly different situation. I am in the process of buying a flat with a…
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Buying a house potentially no right of way registered?
Hi all Just after some advice, I’ve just had searches back on a property I’m looking to purchase. Property was constructed in 1991 it’s on a private estate. All properties on this estate pay an annual management fee to a company which looks after the road, grits the road and clears leaves etc. My solicitor hasn’t informed…
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Find out if houses are rented or owner occupied?
We will be moving soon, we hope, and have found a few streets we would like to live in but as renters have made our present road hell to live in is there a way to find out which houses are rented out in a street?
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restrictive covenant binding??
does a restrictive covenant have to be noted on the register and is it binding if it is not? (in registered land, uk law)
