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Subsidence & remortgaging
Hi All, After some serious advice, not sure if this is the right place to post. We bought our first home in December last year, the previous owner left the house in a disgusting state, even though it was immaculate when we viewed it in the August. The boiler was knackered and the cooker, so we have had to stump up £3k…
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Dwelling as open market
Hi, I have been keeping an eye on a property that may be coming up for sale and I have just found on the planning website an application for this property registered last month. LAWFUL DEVELOPMENT CERTIFICATE (EXISTING) FOR THE USE OF DWELLING AS OPEN MARKET DWELLING What does this actually mean please?
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Help to Buy ISA Government Bonus confusion
Hello, Me and my wife are about to exchange contracts and therefore will soon need to close our H2B ISA’s and apply for the government bonus. Property value: 235,000 Money saved for deposit: 50,000 (21%) I don’t understand where the government bonus is added to? Apparently the government bonus contributes towards your…
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Holiday Let used as Main Residence
There's a small barn conversion near me that only gained planning permission on the basis of it being a 'commercial' property i.e a holiday let... which is up for sale advertised as an 'investment property/holiday let'. It is to all intents and purposes a 'normal' house... freehold, in it's own grounds, on a public…
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Right to Manage Liability
Hello, I'm a director for an RTM company which has been managing a small housing complex for about 6 months now. We've recently been invoiced for a lift service that took place at the complex 1 month after the RTM company took over, we were completely unaware of this servicing. This was part of a contract the previous…
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Complex Right To By / Ownership Situation
Looking for some advice on a complex home ownership situation. My mother and I lived in our council house for 25 years (since I was 5 years old) - I bought the house under right to buy. Both our names are on the title deed - the council said this had to be the case as my mother was the tenant and I was living with her as…
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Buying property for son while living abroad
My dad is planning to help me out in the property ladder by purchasing a house for me to live. He currently resides overseas. A couple of questions that arise: Can he place the house in a trust so that, if anything happens, I can legally stay there/claim ownership? I would be paying rent to help with the mortgage until I…
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Fixed Term - 2 months notice?
Hi all, As mentioned in the title; the 2 month notice in our contract for fixed term tenancy - is this something we are bound to? Our situation is as follows; we have had a pretty awful year with the aforementioned agent and decided it was time to move on as soon as the contract ran its course. We contacted the agent just…
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Cash buyers
Hi We are trying to sell our house ASAP to purchase one we have found. We’ve been on the market for 4 months and the only possible offers have not been able to proceed. So I was wondering if anyone’s used one of these cash companies that will buy your property? Are there dangers in this?
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Choosing a removal company.
Hello everyone. I'd like people's opinions/experiences of removal companies. I don't know whether to choose an international chain fellah or an independent? I've had 3 quotes. They came round, looked at my stuff etc, emailed me their prices. 1 - Big company. £1000 inc packing service, £800 without. 2 - Local independent.…
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Being Threaten By Letting Agents
Alright guys I am in need of some urgent advice if you don't mind please.. We are renting a property via a letting agency for 16 months now and have paid our £600 rent in full on time always.. However this month we have had a slight problem with paying the rent.. We accidently paid City Council twice, instead of once.. So…
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Removal company Advice
HI everyone I recently moved home and during the move the removal men caused so minor damage to my TV. The stand it sits on has a crack across it. which may have compromised its strength to hold the flat screen up. I reported it to the removals company that same day and the owner said he would get in touch with his guys…
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Finding out when my property was built
I am trying to organise contents insurance for my home but am having trouble finding out when my property was built. I told the insurance people that I have no idea and can't seem to find any information online, then they told me to guess but to be careful as if I am wrong by 10 years either side it could mean my policy is…
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Rent Increase
Hi, A friend of mine has just told me whats happening with his Landlord and why he's looking for another place to live after only moving 1 year ago. He's coming to the end of his fixed term and the Landlord advised that the new agreement will be £200 more a month and not include the white goods (which the original one…
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Deposit increase.
I rent out two properties, I required a deposit of a months rent. One of the tenancies will end shortly, but will be renewed for another period of 3 years. The tenants are good payers and from what I have seen look after the property. Out of curiosity does anyone top up the deposit? I ask because taking inflation into…
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Estate agent won't take house off market - outside contract
Hi, Really could do with some advice. My house on market for 3 months with few viewers but though positive feedback no offers. The market here very slow & as I'm in no rush to sell I decided to take the house off the market. Once we see what happens after Brexit I'll decide them what to do. My contract with estate agent…
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Major works, £50k for damp-proofing one flat...
Hi there. I’ve been served by my management agent with a section 20c estimate (complete with 3 quotes), so I have a month to respond to proposed major works. I am a leaseholder in a block of 8 flats, first built in 1890. One of the flats apparently has rising damp, and damp-proofing is required. It was first reported in…
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Property Auction - tactics by agents legal?
I'm putting this out there as I can't seem to find anywhere on the web where this has been discussed. I have sold a property recently via an auction, it was a buy to let in another city. During the process I came across some unprofessional tactics, (unprofessional is only my opinion, this might be normal?). The property…
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Communal heating?
My daughter is bidding for social housing at the moment and has seen a new flat which is considerably more expensive that other older properties and also has communal heating. We have no experience of this type of heating and would appreciate some advice, pros and cons etc. She will be on a tight budget and is wary of…
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Buy to let?
Well. I'm due some inheritance in the next week or two and I've been thinking hard about what I want to do with it. 1: Pay off the majority of my mortgage. 2: Bank it and just use it for an easier life/more holidays and fun for a few years. 3: Buy to let. I do love the idea of being mortgage free myself so number one is…
