-
Away from home reduced rent
Thank you for entering I will be abroad for a few months for work and my landloard reduced my rent from £490/month to £450/month and i did allow him to have a friend sleeping in my room Is this a fair deal? any suggestion will be very appreciative Thank you very much in advance for your support
-
UK Ltd property depreciation
Does property depreciation over a number of years apply in UK Ltd that own properties? (BTL properties). This is for the purposes of offsetting earnings, and tax paid. I know in the US and other countries it does.
-
Stamp duty exemption
Hi, I'm looking to get onto the ladder with a shared ownership property. Lenders will not lend me the full amount for the share I would like therefore I would need to get a mortgage with my mother. As my mother has owned a property in the past, she isn't eligible for First Time Buyer Relief. Is there any way, maybe as…
-
When is the right time to buy a flat?
Hi all, I’m just looking for advice on the best time to buy given a number of current variables. My partner of 4 years and I want to buy a place together and are ready to make this commitment. However at the same time he has a inheritance which I do not and I would want him to protect his interests - I.e via a deed of…
-
Agricultural Occupancy Clause removal
Hi, there's a cottage coming up for auction in about two weeks time. It's got an AOC on it, however, it's been empty for 20 years and is in a fairly dilapidated state. I can't find any planners who have the time to give me an initial idea of whether the tie can be lifted before the auction, so I am a lady in distress. I…
-
Neighbors underfloor leak causing damage and yet we are unable to get hold of the owner
We bought our house over 2 years ago as first time buyers. A lovely terraced cottage. In March 2017 strong winds blow down the fence on the left between us and our neighbours, my research tells me this is the neighbours responsibility to replace. We found out the occupants are tenants and were given a number to call. We…
-
Help... Process of getting a home through council/housing association
Good Morning, I have bidded on a property via homechoice and they have but me forward for it, its with a Sovereign Housing. Is there normally few people going for it? How long would I hear from them? What are the next steps, I was looking online and heard about a pre tenancy assessment? what does this involve, like credit…
-
Deposit Holding Fee Dispute
Hi All, Due to work commitments I will be away from home for a period of time so I thought it maybe better to rent out my house rather than leaving it empty. I left the process with an Estate Agent and they picked a suitable candidate around April 2nd who wanted to move in on May 1st but subsequently asked if they could…
-
Question about Help to Buy gov scheme
Hi folks I recently received my mortgage in principle of £179,000. I've found a new build that I'm interested in which is priced at £181,500. Am I right in thinking that I would be able to buy this as the mortgage would be less than £179K. I've worked out my 5% deposit would be £9,075 Government would help by paying 15%…
-
Getting a loan
Help, please. My parents have both turned 80 and are selling their house for £300.000 and have been on the market for 6 weeks with only one viewing while the estate agent promised they wouldn’t have a problem selling or getting the top asking price and so far, not very happy. They have found a retirement bungalow at…
-
Do I need to register with the ICO
As a landlord with a single property I need to comply with the new data protection rules. As I read it, there is no need to register with the ICO if I dont hold any tenant personal details on my computer. Does anyone have any other views / comments?
-
I have a court order of sale but...
After a very long and expensive court process I have an order of sale for the house that I joint own with my ex husband. The order states that the applicant (me) shall have conduct of the sale. My question is that while I dont live in the house, my ex does, because I have conduct of the sale can I now just put it on the…
-
We own the freehold. How can we sack HLM?
Hi, Our problem is simple, but the solution seems very complex! We are an estate of around 30 homes; half leasehold flats (Walton Homes own the leasehold), and half, like mine, are freehold houses. It seems that if all properties were leasehold, we could set up our own management company under Right to Manage. The problem…
-
Help to Buy mortgage fixed rates... what to go for?
Hello everyone! We're in the process of trying to buy our first flat through help to buy. Our IFA has recommended the two following mortgage options: -> 2-year fixed rate at 1.59% with a £999 arrangement fee, no survey fee and £500 cashback or -> 5-year fixed rate at 2.14% with the same fees, etc. We've been hesitating…
-
Developer moving fence line
Hi all, Would just like some advice. Husband and I have purchased our first house and it’s a new build. We have been living there for six weeks. About a week ago our neighbors moved in. While having a friendly chat they mentioned that the gardens were not correct size when compared to the plans. They were bringing it up to…
-
Council tax (sorry if I’m wrong place)
I was previously in a rented house in 2014 while I was a student and as I was a student I was exempt from paying council tax, except this was the third year so I am assuming my exemption was over by may/June. However I was never sent a bill and never thought much of it. I contacted the council today to ask if I should have…
-
Is something wrong with this house..?
I'm house hunting atm and I keep coming back to this house. It's in the area I'd like to live, and it's the style of house I'd like, and it's affordable. It's been on the market a good long while, and they keep reducing the price... I'm going on a viewing expedition next week, and it's on my list. Maybe I'll see something…
-
What encouraged you to save for a house deposit?
My children have all finished their studies and will be in full time employment. I want to encourage them to save for their futures. What encouraged you to save for your first house?
-
Home Care Cover (or equivalents)
What do folk think of this? Would you consider it for break downs? I appreciate it is worth saving up for a new boiler every so many years and other upgrades. I am in the middle of buying a property and am considering this cover in case anything goes wrong in the first year.
-
Removal Costs - Moving from Brighton to Edinburgh
My family and I are moving from Brighton to Edinburgh in a few weeks and are trying to arrange a removal firm. All the online companies say they can move us for £1,200 to £1,500, however we have had reps from two companies come to see us and they priced the job up at £4,300 and £4,600. We are loathe to go with the online…
