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fixture and fittings dispute
This is for a shop not a house but there was no section for business's 2 Years ago my brother bought a takeaway with the agreement he will take over the rental of the takeaway from him and agreed this with the landlord. In the sale of the store, the agreement also stated that all the equipment such as fryer, pizza oven,…
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mortgage condition - insurance
I am currently in the process of buying my first house. One of the conditions on my mortgage is that my buildings insurer sees my valuation report (slight risk of flooding, within 250 of water) and gives me a letter stating they have seen my valuation report. Has any one else has this issue? Thanks
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Cash buyer and they didn't have a survey!
Luckily this isn't me as I had a full building survey. This is on behalf of a work colleague who I think has been a bit silly. They bought a property cash (downsized to a bungalow so were cash buyers. To save £ they didn't have a survey (I know!) The seller was very helpful apparantly and gave them lots of information,…
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Misinformed Leasehold Query
Hi all, My partner and I are in the process of buying a property and have just received the paperwork from the vendors solicitors. In it it states that there are 89 years left on the leasehold. When we were shown around the property we were told that there were 94, and that is what we based our offer on. We realise that 5…
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Last Min Viewing before Exchange
I accepted an offer on my flat back in January, we are finally moving to exchange which will hopefully be next week with completion one week later. I had a call from my estate agent today saying my buyers want to view the property again before exchange. This has got me really worried that they are getting jittery, they are…
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Bizarre and infuriating situation with HSBC
I was due to exchange on a house today, but we haven't been able to proceed because the mortgage valuation carried out for our lender refers to alterations that include the removal of internal load bearing walls (no further details of what these alterations are or what walls have been removed). Our solicitor has been…
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Major issues with New Build property
So, I am about to complete on a new build property. Not only is the development 15 months late, and they have not put in my built in wardrobes that are clearly on the plans...but I went to do the snagging and it looks like it's years old already. I tried contacting the company the developers have their warranty under but…
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Subsidence Claim and Selling House
Hello, I have an active subsidence issue which is being dealt with via insurance claim - trees on neighbouring property were the cause, they have been removed. Once the rectification works are complete, I would like to sell my house (not related to the claim, but because I need to live somewhere with better transport…
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Tenant wants to do some work on the house...
We have a house that we rent out. We purchased it with the tenant in situ, he’s been renting the house for over a decade and in the 5 years we have owned the property there’s been no issues in either side at all. He came to see us a few months back. Said he was due to come into a considerable amount of money and would we…
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LBTT Scottish Stamp Duty - what is definition of "Commercial"?
Hello Can any one offer an opinion on whether this property could be treated as commercial for LBTT (Stamp Duty, Scotland) purposes? Former farm. Comprises farmhouse, attached barn plus various other independent farm buildings - total area of barns and buildings is a bigger area than the house. Around 10 acres of grazing…
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Complaining about your conveyancing solicitor
Myself and my partner are trying to buy a house. We put an offer in on a property in the 2nd week of January, then agreed a final price in the 3rd week of January. I've never brought a house before although my partner has, however, we thought it would be easiest just to go with the estate agents recommendations on things,…
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Party Wall Etc. Act - shared cost of repair?
Hi all, We have a single skin garage which is adjoined to mine and my neighbours property (we are a mid terrace) that is in need of repair (knocking down and rebuilding) as it's leaning due to upheaval on one side. In accordance with the law, I've served notice under section 3 of the part wall etc. act to my Neighbour and…
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Second Home Stamp Duty when loaning to family member
Advice would be gratefully received! My sister is a first-time buyer and purchasing a flat for 127.5k. She has 21k towards the deposit and I am loaning her 21k. The mortgage will be solely in her name. Our agreement is that I will have a beneficial interest in the property, going on the deeds as a beneficial owner, and on…
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Bother applying for "Let Agreed" houses?
I'm currently looking to rent my first house this year and I've found some I've liked however they have a tag of "Let Agreed" on them, which means they've already found someone for them. Just wondering if anyone has ever bothered to still try and go for these Let Agreed properties or does it normally mean it's a done deal?…
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New Build - Anwyl
Hi everyone. I was hoping to get some opinions on our completion date. Back in March we exchanged contacts on a new build house with Anwyl. We visited the house yesterday and it has the roof on, windows in, been fully plastered, bathroom tiles were on in the main bathroom and ensuite, flooring was down in those rooms also…
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Conned into giving survey to vendor
Hi We offered on a house which was accepted. Once we had the survey done there were a couple of 3s (urgent) suggesting immediate work was required regarding chimney breast issues causing damp in 2 rooms. We spoke to our EA, they requested a copy so that they could confirm the issues to the vendor. Via the EA the vendor…
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Recorded Letter to Landlord - Then Visiting Landlord?
Hi all, I hope you can help, I have had an issue with a broken washing machine, which after the estate agent sent out a repairman - he confirmed it was over 20yrs old, couldn't be repaired and required a replacement. Consequently, the estate agent have acted as the intermediary between me and the landlord and passed on the…
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New Owners of my Rented Flat
I have rented my flat for the past 3 years but it has recently been sold with me still in as the tenant. When the survey was done a couple of months ago, the letting agents told me to say I was a friend of the family if the surveyor asked. He didn’t ask but I was not going to lie for them anyway. The sale completed…
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Htb isa delay stress
Gahh! Just a vent!! Ftb, due to complete Monday.. ...everything booked, applied for our isa bonus Friday and hubby was approved Wednesday and paid yesterday. Mine however is still pending. Solicitor won't exchange until it's confirmed...so stressed with this delay and everything else on top!!! Anyone else in the same boat?!
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No warranty on damp treatment
Hello I just bought an house. Before this, I got a surveyor to come and do a buildings survey. He found some damp so I requested the seller to get it fixed. In the end we agreed to split the quote. I made payment when I got the invoice and got confirmation from the damp treatment company they have received my money. Right…
