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Is the Land Registry to be trusted?
I thought it would be useful to search the internet for my home address and discovered that my property had been sold last year. This was news to me! There appears to be a mix up between locally similar named properties. The property to which the change of interests refers is correctly marked on the Land Registry map but…
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Garden Grabbing Developer Possibly Stealing Unadopted Road - Is This Permissible?
Hello all Question about a developer 'repurposing' an unadopted dirt track without permission here if you wouldn't mind: Myself and 48 of my neighbours are currently fighting a war of attrition against a garden grabbing developer who have been trying unsuccessfully for 3 years to gain planning to build a small housing…
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New build houses
Today i noticed that there was a development of new build houses in an area i would like to live in . it is due for completion in summer 2018. I have looked on the estate agents website and there is next to no info on it so i was wondering if anyone could tell me i) Are new build homes priced at more, the same or less than…
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Advice on Shrewsbury areas.
Hi all. I'd appreciate any advice you have on which areas of Shrewsbury are decent and which to avoid. I'm considering moving there, I'll be down there next week viewing a good long list of houses. I've done some research online but if anyone could share some first hand experiences of Shrewsbury (and a few miles outside)…
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Shared ownership flat: Stamp duty on back-to-back staircasing
Hello all Maybe some of you will be able to shed some light on my problem: I bought my shared ownership flat in 2014 by buying a 171k share (45%) of a flat which value was £380k at the time. At the time I paid stamp duty on the £171k at 1% = £1,710 I am now looking to sell this flat which current value has increased to…
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When can the agency provide bad feedback?
My husband and I just started a tenancy in a house that has been recently renovated. On entering the property, we discovered there are still things to be fixed, one of which are loose cables across the living room and kitchen, broken wardrobe doors and rail and a leaking shower. We have reported it to the agency and also…
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Commencement Date in Lease 2 years before Completion Date
Hi, I am buying a leasehold apartment at the moment which is due to complete in November 2018. The commencement date for the lease on the contract is March 2017. When I questioned my solicitor on this she mentioned that this is how it is for all tenants buying there. I'm a bit confused why the commencement date is long…
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First time wannabe renter
I’m a 23 year old female, and I get 1200 a month. I’m currently living with mum paying £280 rent, I’m getting very frustrated living at home and having a very desirable feeling for wanting to fly the nest. My questions are; Would I be able to afford to rent? Would I be eligible for rent allowance? What’s the total cost of…
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Freehold with 949 years
Hello all, We have been offered to buy the leasehold for our house for £950 inc fees. It is a 999 year lease and has still got 949 year to go. We are unsure if we such buy and what are the pros and cons?? Is the price reasonable ?
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Is the property
Hi, For the mortgage purpose , what would be the answer to the ...
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Extending end of terrace wider than original house
We'd like to do a rear extension on our end of terrace house. We could go 6m out under permitted development if we stayed within the width of the original house, which is what others in the area have done. This is the easy option. However, we're thinking we'd like to maximise what we get for our money and since we have a…
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Agents won’t give reference until notice in fully paid fixed term contract
Saturday 12 May 2018 8:42:24 am Hi all, any ideas or help is much appreciated. Our Story: We have lived in the same property for 3.5 years and have always been good tenants, paying 6 months rent on time and upfront as I was self employed at the time we started renting the property. Our current fixed term contract expires…
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When can I take my next steps?
Me and my girlfriend opened lifetime ISA’s at the end of March 18. We have our deposit saved up (me 30k and she has 10k) and have moved into a rented flat this month to trial living together before we buy. My question is this. Considering the 12 month limit on buying your first home after opening a new LISA when should we…
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Noisy Neighbours - DIY
First let me apologise if this in the wrong section, and for the long post. We have lived in our house for 30 years, for 20 of those we had horrible neighbours - but had little to do with them and kept ourselves to ourselves - they moved out 2 years ago and we were delighted as the younger couple that moved in seemed…
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Improvement notice
I bought the flat in not good condition. After purchased i find out there was issue improvement notice from local authority on this flat. I made a good refurbishment but not all what was listed in their notice as its costly for me. They want me to change windows for example but all block of this flats don't have double…
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New built house | Steps to get to front door | Not told abou this
Looking for a bit of advise to see if we can get some compensation from builder. We reserved a three bed house with the builder in March. We have exchanged last week, and recently we have been to the site to the see the progress and there we noticed the house was on a height which gave us the impression that there will be…
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Electoral Roll Detail (Nationality) and Mortgage
Hi, I have just found out that on the electoral roll me and my partners nationality is not changed (Still showing old renounced nationality). Otherwise looking at the credit score (noodle) it does shows we are on electoral roll. We are both now British Citizen (for about 5 years) We will be applying for mortgage in next 10…
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Buy to let second property on with first house on help to buy?
Hi, I hope you can help! My girlfriend and I have just purchased a new flat in Greenwich using the help to buy scheme. I am considering the best way for us to pay back our help to buy equity loan. I wondered whether it was possible or legal to get a buy to let mortgage on another property or properties (if it became…
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Advice for First-Time Buyers with a view to letting in a few years...
Hello, New to the forums but was told this may be a good place for some advice. My girlfriend and I have been renting a city centre apartment over the last year whilst saving up for a deposit to purchase our first property. Our tenancy is up in August 2018 and by then we will have the £20,000.00 deposit we targeted.…
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Investment HMO or apartment?
My wife wants to buy an apartment to rent out and have as a future asset / investment. We are in North Manchester and prices are not great. £130k will get a two bed with rental income of around £650 pm, there is the service charge for us to pay out of that. I am thinking down the line of a multi occupancy house myself. For…
