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Is buying a flat worth it?
Hi, We are hoping to buy our first home, hopefully next year, but we can only afford a flat rather than a house. I was wondering is buying a flat a bad move as we would have to be paying ground rent and service charges? Anyone who owns a flat or has ever owned a flat would you say you ended up paying a lot or a fair…
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Neighbors access rights
18 years ago I moved into my house which is an end terrace. My driveway is at the end of my garden and it extends past by neighbors garden. My neighbor at the time had no access to his back garden so I agreed with him that he could put a small gate in and we agreed that access across my drive would be by prior consent. A…
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Question regarding capital gains tax on property ex wife has been living in
Hi My situation is as follows: I bought a house in my sole name for 165K with 43K deposit using joint funds between my wife and myself. The mortgage still stands at 122K but is due to sell for 222K I have been separated and have not lived in the house for over 3 years When sold I am keeping only 40K and the rest is going…
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House Purchase Nightmare
Hi. We purchased our property 9 months ago and found out last week that the title deed is still in the previous owners name. We were cash buyers having downsized and last week we downloaded a copy of the title deeds. Apparently the title cannot be transferred from the previous owner as the two ‘help to buy’ charges on the…
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Building regs on old extension
We were due to exchange contracts on our sale and purchase today, however the buyers solicitor has come back with a query. They have asked for copies of planning and building regulation approval for a kitchen extension and building regulation certificate for removal of a load bearing wall in the kitchen. This work was done…
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Landlord won't reduce rent, shall we move out?
Even though rents are falling on average in our area, the landlord will not refuse to reduce our rent. We want to stay and do t want the hassle of moving, but what else can we do to get him to reduce the tent to make it fair?
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Sinking fund introduced just before sale
My landlord wrote to me yesterday to let me know he's introducing a sinking fund and needs payment ASAP. I'm just about to sell my flat (should be moving out at the end of next month). I'm not too sure how I should proceed given that I won't be living there for much longer. Would you advise paying it before my buyer moves…
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Sold house. Boiler not working.
I recently sold my house (14 days ago). Last week my solicitor got in touch to say that people who purchased the property had claimed the heating system was acting up ( lack of pressure, leaking valves). They had got their own engineer to look at the problem and he agreed that valves were leaking (although he may need to…
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Private rent with Scottish Trust Deed
Hello all, I hope you can provide me with a bit of advice. Basically last March I entered into a Trust Deed Scheme. The scheme was in my name only, not my Wife. My wife is a foreign national and has lived in the UK for around 10 years however since she has been here she has never had any credit, therefore she effectively…
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Two offers, two houses, same agent
One property is a new instruction and the other has been listed for 6-months. Both are with the same agent. According to all local agents the new instruction is about 10% overvalued (based on local ceiling price), but it is my first choice. On the other one I have had 2 offers declined. I want to put in two offers (one on…
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Help to buy ISA first time buyer definition help
My wife and I are due to exchange on our first house. We have an help to buy ISA and are just filling in the paperwork. However, my wife inherited some agricultural land between her, and 6 other members of her family when her grandfather passed away in 2016. We have thought nothing of this previously. The ISA form states…
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Lease & Pets Major Issue
Dear All, I have a major problem and do not know what to do. I have lived in an apartment for 1 year now and have had a dog since I moved in. The other day I was asked by the management company if I had a dog which I thought I was allowed. However how they worded the email made it sound like you could not have a dog. I…
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section 42
I wanted to know the cost of issuing a section 42 notice. I have an offer for my short lease flat but they want me to apply for a section 42 notice. I have a letter from the freeholder with a cost of the extension, why would they need a section 42 notice too. Any advice would be helpful.
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Buyer threatening legal action for defects 18months after sale
Asking for a friend who struggles with internet. She sold her flat just over 18 months ago and has just received an email from the purchaser alleging that she had masked problems and failed to disclose defects he says she must have known about. He claims he has had to replace the roof and enclosed pictures of two rooms…
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Selling. Unadopted road section 38 in place
Hi i own a property on a shared ownership basis. I have sold my house & was meant to move monday. Unfortunately my buyers solicitors have found that my road is not adopted by the local council. I have contacted the council & been informed in 2006 there was a section 38 agreement applied for with a bond paid by yourselves i…
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Viewing a house and having the vendor show us round
Hello, We have booked a house viewing and the estate agent said that the vendor will show us around. Is this normal? I have so many questions that I wanted to ask the estate agent that I will just feel awkward asking the vendor. Also, will the homeowner be vetting us and choose not to sell to us? Thanks in advance :)
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Advice needed please...am i asking too much from seller?
Hiya, thanks for taking the time to read this. I'm a first time buyer (on my own) and have had my offer accepted on a flat. Originally on market for 85k, reduced to 80k. Offer accepted was 77k. After homebuyer survey it found: Uneven flooring? No gas/electric safety certificates ? Asbestos in artex Plus a few other minor…
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**HELP URGENT** Help to buy ISA vs regular savings last minute
Hello, I am a first time buyer, I have been saving into my Help to buy ISA for the last few years and have £6,800 saved in there. We live outside of London so the cap for this to be used is £250,000. I am wondering if there is any way around this at all OR whether there would be a good place to save my money to accrue…
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chain seller
Hi, We may put an offer in on a property. We are no chain cash buyer but the people selling the house would need to find somewhere. I would just like to know what happens in these cases. I do not want to pay for a survey until they have had an offer accepted and proof of this provided. I would basically only tell the EA to…
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Renting out a property - what do I need to do?
Hi, Been searching for a similar thread to what I want to ask but not had much luck so posting here. Apologies if this has been done before. I have a property that is currently let out via an agent. The tenant has just left and I am tempted to let it out myself as I have become a little disillusioned with the service the…
