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Right to Buy
Stupid question but need an answer. I see the value of property is one of the things they look at, if the value to too high, can you tell them to lower it so you can buy it? (eg) if the property is valued at £165k and ask them I can only afford half of it? Thanks,
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At what point does buyers solicitor share the draft contract with buyer?
Hi, We are in the process of buying a house. We were informed today that our solicitor has received the draft contracts from the vendors solicitors. When I spoke with our solicitor asking to share the draft contract, furnitures and fixtures docs etc with us - she said that she can't send them until it was reviewed, queries…
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New house, security
I’m looking to move house and a house has just come on the market that I’m very interested in but my Mrs has serious worries about security Next to the house is the entrance to a golf club car park, the back garden is sepated from the car park by a fence all the way down the sides. My partner is worried that the house is…
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Last minute problems
FTB supposed to be completing on our purchase very soon. The conveyancing has thrown up several permission issues that are now causing a delay. In short, there are various alterations that have been made to the property and none of them have had the correct permissions. One is now rectified but more have since come to…
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restrictive covenants - question
I had question around restrictive covenants around my front garden. We have recently had an approved council dropped kerb installed and now wish to pave the area at the front of our house to park 1 car (only parking restrictions for a caravan or commercial vehicle according to the restrictive covenants, ok for private…
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Mortgage and lease
Hello, We're currently in a chain having been ready to exchange for 2 months (and our buyers for 3 months). Our vendor is buying a flat, and it has just come to light that they have only just been able to locate the lease and lease plan, 3 months after his offer was accepted :mad: Anyway, a few weeks ago we were told that…
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Renting while on housing benefit
I'm struggling to find a property to rent in the Sussex area. It seems like no one will accept housing benefit even though I'm keen to be a good tenant. I'll certainly keep the place clean and tidy and won't cause any problems for anyone. I also have a guarantor as well so I will pay the rent on time with no issues. I need…
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Land charge
My house has a land charge which I have now bought . No one can read the deeds . Will the covenants be released once the deeds are updated as this is now been going on for months . Because of this no one knows exactly what the land charge owner can do .
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Deed of Trust Question
Hi all, I bought my house in July last year, and managed to get through it relatively smoothly thanks in part to information gathered on this forum, so thanks for that! I'll try and give as much information as I can without waffling but apologies if this drags on! So the situation is: Bought house with mortgage solely in…
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Been told we can't get married before exchange?
Hello, Is anyone able to explain to me why my broker is saying we aren't allowed to get married before we exchange/complete please? I informed him that we were thinking of doing a simple registry office wedding (literally just us 2 and our 2 witnesses) next month and he said we cant do it because otherwise we would have to…
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Paying tax on rent
Hello all, New here so apologies if this has been posted, had a brief look... I want to rent my house out that I joint share with my husband. I am a 40% tax earner and he is a 0% tax earner. How do we go about paying tax on the rent of our joint property, any idea what rate we would pay? Thanks in advance for all your help,
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CGT, flat that I used to live in
I bought a flat 1990, £50K, lived in it for 10 years, rented it out, now selling 28years later for £270. How is the cgt worked out for that property....do I get 3 years for free, minus the 10 years I lived there?
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CGT when selling Tenants in Common second property
Hi folks, It's something I'm trying to wrap my head around. My job is being moved away from where we currently live. Rather than move the kids out of school etc at the moment, we're looking at buying (if we can afford it) a second property for me to live in for the 5 days while I'm away for work. There is possibility in…
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Homebuyers Survey - 1st time buyer
Just had my homebuyers survey through and quite a few defects, I've listed below, should we proceed ? any help would be appreciated The roof is pitched and covered with plain clay tiles on a timber frame. There are loose and laminated tiles evident to all roof slopes. The roof covering is in poor condition. It is probably…
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offer after one viewing?
I know the area, I am happy with the house, I know what I want as my initial offer. Would making an early offer ie after just one viewing prejudice a good result for me? No chain going foward and I think is a probate sale. I have no chain and have cash in the bank. I need my hand holding, widowed and doing this myself
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Reasonable time to repair fridge?
Hi, I rent a property managed by an agency. It says in my contract all electrical appliances provided by Landlord are their responsibility. The fridge/freezer broke on Sunday and everything warmed up and defrosted. With it being the bank holiday weekend I just thought ah well, unlucky, e-mailed the agents straight away to…
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Extremely slow solicitors
We are first time buyers so we're not 100% how the buying a house process works. We put in an offer on the house we are buying at the very beginning of January and bar a negotiation in price, everything else has been straight forward. We completed our searches and signed weeks ago but we are still waiting to exchange. As…
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Cheapest way to do a Declaration of Trust?
In the process of buying a house as tenants in common and have to do a Declaration of Trust. My solicitor has quoted £350 plus VAT, which is more than I was expecting. Just wondered if anyone has used an online solicitor for this, and if so, any recommendations would be welcome, please.
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Buy to Let in Italy
Hello I am looking for some advice in how to go about securing a property in Italy to use as a holiday home for a few weeks a year and to let out for the rest of the time as a holiday apartment (ie for weeks or months at a time). My problem is that I do not have the funds to buy a property outright in Italy so I was…
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Leak in roof
Hello all, This morning we noticed a small leak in the ceiling, when I reported it to the building management they advised that the engineer has fixed the damage to the roof and that I should just wait for the ceiling to dry out. Does this sound right? Is there a chance of / way to check for long lasting damage that could…
