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Housing Association - Joint Tenancy to Single
Hi, I am separated from my partner and we both wish to transfer our current joint assured periodic tenancy into a sole tenancy. Having contacted the Housing Association I was informed verbally that there would be no problem in transferring to a Sole tenancy subject to both parties agreeing and that the appropriate forms…
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Notice via Recorded Delivery
Hi, I am in dispute with my landlord who are a large property owner. They have billed me for major works after 5 years. They claim to have issued a section 20b notice which I didnt receive. It says in my lease that notices must be issued by recorded delivery. If the matter went to court would the landlord be required to…
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Responsibilities of a freeholder?
Hello I'm hoping someone can help me. I am the freeholder of two maisonettes. I used to occupy one but then sold it. I have two leaseholders - one for the ground floor flat and one for the first floor flat. The leaseholder of the ground floor has contacted me to report ivy growing over from the house next door and starting…
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Hijacked thread
There is a land registry rep who regularly visits, but generally to the housing board and to the land registry thread in particular. This thread is on the forum feedback board, I doubt he strays this far from home!
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Declaring dispute with ‘neighbours’
We had an issue with a neighbour last year as their kids were constantly playing on the grass next to our house. I caught them hitting the side of the house with a piece of wood and took a photo and said I was going to phone the police, but they phones then because Of the photo. The police did a bit of a sigh when I…
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Tenants in common & declaration of trust
My husband and I are buying a house but we will have to let it for a few years before we can live in it. We are buying as TIC, with me owning 99%, him 1%. This is so that I get the rental income, as I'm a basic rate taxpayer and my husband is higher. If anything were to happen that forced us to sell, we would want 50/50 of…
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Leaking mouldy pipe in rented property!
Hi All, I moved into a rented property last week, upon moving in there was a musty smell. We assumed the property just needed airing out. After trying to ventilate the property, and having no lucky we started to investigate. Turns out there is a very mouldy pipe under the sink which is leaking. From the mould on the pipe…
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28 day reservation period
Hi guys, Just after a bit of reassurance from anybody who might have had experience in this. So myself and my boyfriend have reserved a new build that will be ready at the end of February. We reserved it on 4th January, and had a 28 day period to exchange contracts. The 28 days were up on Thursday, 1st Feb, and we still…
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money from sale of house
I am currently selling my flat and am not immediately buying something else. I am aware that I should put the money in different bank accounts as they each have a £85000 limit (guaranteed by FCS). Currently I bank with Nationwide and TSB, I need probably 3 or 4 accounts. Are there any issues that I might need to think of…
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Lease extension and tax
I have extended the lease of my flat last year and am preparing for the next tax return. I understand that if your lease extension is for more than 50 years you can't claim the legal costs (against rental income) but it's a capital expenditure. I don't know what to do with that. Does that mean I can't claim full stop or…
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Bloor Homes FTB Not using their F.A is this norm?
Hi all. I have a DIP with my broker on a Bloor home. I've been told by Bloor that it is effectively worthless as THEY get their Financial Advisors to run a check on us before we can reserve. So means a soft credit check and I've had to send off all my documents to their F.A even though I have no intention in the slightest…
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Housing market?
I know many say that the market is depressed but here in NE Lincs/Notts things seem to be moving fast. DD just sold in 8 days and friends sold/bought in 3 days! Not exchanged yet but lots of interest in each case. Plus our friends offered £5k over the asking to secure their dream house the same day as it came to the market.
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Approximate savings by excluding an agent
I've read and researched an lot on these forums and regularly contribute where my knowledge allows. However we rent and are considering exploring an opportunity to buy the property we currently rent. We rent directly through the 'LL and there is no agent involved. I have read EA fees at anywhere from 1-3% but what is the…
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Right Move website
We are just in the process of putting our house on the market and have started over the last week or so to look for potential new homes on the Right Move website. We always use the same search criteria when looking in terms of price location and number of bedrooms, and would expect the same properties to appear on each…
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FTB - New Build Offer
Hi guys, Me and my partner are first time buyers and looking to purchase a new build. The new build in question is based in Northern Ireland (anyone with recent purchases from this neck of the woods would be appreciated) and we viewed the house yesterday. It is a 3 bedroom semi detached house with a sunroom attached to…
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Premier House Edgware Excessive Service Charges
Hi All I am looking to connect with fellow owners that have flats in the Premier House Block in Edgware. We have received a huge service charge demand due to the need of replacing the external cladding of the building and employment of fire marshals in the interim period. This is due to the fire that happened at the…
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Solicitor
This may sound a stupid question, but when you buy a new house, do you have to use the same solicitor as you did when you bought it? Example, bought a house in 2015 say we were selling this year would we need to use the same solicitor as we did in 2015? We also need to get some wills drawn up, would we need to use the same…
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Can you request more borrowing...
Been customers since 2007, over paid our mortgage last 2/3 years on a monthly basis and we have asked what our max borrowing is as we would like to buy a 4 bed family home. We have been informed, given our 25% deposit we could borrow £245k - however, unfor were we live, we would require £275k to achieve the house we need…
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How to value flats above a cafe?
Would like some basic tips on how to value a flat, which I'm living in. It's a bit early to look at buying financially - though since I'm already renting - it would be good to have an idea how much it would be worth & start saving a mortgage towards. Have lived in a flat above a Cafe in the small town centre in Cheshire,…
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First time buyer - mortgage advisor?
Hi all, Having let January escape me, I’m now trying – and struggling - to progress a search for my first property. I am a single buyer and have a saved deposit of c.£40k. Other than this I have allocated a separate fund of around £5-6k for fees and have been looking for properties around the £180-210k mark. I have read…
