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Fleece hold - can you do anything?
So we bought a new build Countryside property approx. 4 years ago now. When we bought we have a freehold on property + a yearly fee to pay for communal grounds otherwise known as "Fleece hold" and something all new builders are doing. It was very underhand how we were sold this and we were not told about this until after a…
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Building Development Grants
Hi, I'm looking at buying a property where the condition has been described as: "is in need of further development and services." It's a barn in a remote area. I was wondering if there are any council or government grants that can be applied for to help develop the property.
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Pro Rata'd Rent in February
Hi, I have just moved out of a rented flat in England where my rent period ran from the 2nd of the month to the first of the next month. I paid my full month rent on the 2nd February to cover the period 2nd February to the 1st of March. My last day of tenancy was the 5th February so in my mind, I stayed for 4 days (2nd,…
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Re-listing Indemnity
I am in the process of purchasing a property in Wales that dates back to before 1750. The current owner has been there for around 31 years and with various alterations has dramatically changed the internal layout (for example changing a smithy into accomodation). At present, the property is unlisted but there is…
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Offer from non proceedable buyer
We've just had a full asking price offer from a buyer who has had their London property on the market for a very short time (and only needs a small mortgage) but it has already had interest, although no offers as yet. In the meantime, the sensible option seems to be to keep our own property open to other viewings. However,…
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Buying a house with parents (not living in it)
Hi, I'm wondering if you can help with some advice. I am married, live with my partner but I'm not on the mortgage of 'our' house. It's my partners. My parents are looking to move, and I am buying a house with them to give me some property for later in life. They live in it, and we each pay half the mortgage, while I live…
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What can a landlord deduct from a deposit?
Can a landlord deduct from a deposit for alleged breach of tenancy agreement when there is no loss to them from the breach? Based in Scotland. Thanks.
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Extension not built to building regs or PP
Hello, We are first time buyers and currently awaiting to hear back on our offer on a house. It needs quite a bit of work doing to it but estate agents have informed us there's no known structural issues (still going to get the full survey though just in case!). However, it occurred to me that the 15 year old extension at…
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Purchasing a flat with a 63 year lease
I've been flat hunting for the past few months, and I've finally found a place I really like and would like to make an offer on. The property's value is £450k - I will be paying about £300k of the purchase price with cash, and the remaining £150 with a mortgage. However, there's an issue. The lease on the property is…
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What is shown on a estate agent check?
I know when going through an estate agent they will run a check but what can they see? Can they see my actual credit score that I would see and any loans or payments I make to them etc. I'm just a bit worried as my score is really bad 281 on equifax/clearscore. I have been renting though for 2 years no payments missed and…
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Student flat win
First post so please be nice? I was looking for a student flat for the second year of my uni. I needed 1) a whole year lease as I don’t have anywhere for the summer and 2) my own whole flat as I’ve been massively burned by the “quality” of my flatmates this year that the university lumped me with. So off hunting I go.…
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Contractor Mortgages
Hi All An opportunity has come up for a contracting job at work. My house is currently on the market so will be needing a new mortgage soon. A lot of mortgages require a couple of years worth of accounts to prove you're earning the necessary. Just weighing up my options on if I should go for the job. Any contractors out…
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New ish house (c.8 years) - points to consider?
Hi all We're going to view a house at the weekend. I believe it's a fairly new development, and from looking at previous sales on rightmove it seems most of the houses were last sold in 2010. There are lots of threads on here about buying a brand new build house but I just wondered if anyone has any tips about buying a…
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Ignorant Estate Agent - letter required?
My buyers asked for a further reduction prior to exchange. I emailed the estate agent saying 'no'; I even put it in capitals, bold and underlined! The EA has chosen to ignore this (although has responded attaching the email) saying 'I think we need to renegotiate'. The buyer's solicitor is now under the impression that I…
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Underpinning / subsidence
Morning all, We recently put and offer on a property which was accepted (ours is also under offer), after some digging on our local councils planning portal we have discovered that in 1996 the property was underpinned due to subsidence. The selling agents neglected to mention any of this (obviously) after probing the…
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Advice please! Buying a house process help
Hi all, Hubby and I are currently living in Australia. I’m an Aussie and he’s a Brit. We have two children, one being a newborn and we have decided to move back to England. We have found a house we would like to put an offer on however both didn’t realise the process is so different to Buying in Australia where either…
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Advice please?
Hi All. Not sure how any of this works but here goes... I moved into my home with my ex-partner in 2011. It was originally hers at the start. I was under the impression that i was also on the tenancy but found out that i wasn't several years later, the housing people said it was their mistake. I got added in 2015. My…
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Using moneyclaimonline for return of deposit
Hi, just after a bit of advice. Our landlord did not protect our deposit and has refused to return it. He has ignored two letters before action. Question is can you use money claim online for non protected deposits? The fee is £70 vs £308 for process described on Shelter website.
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Has anyone encountered JEIP joint equity providers
I was wondering how to check that they are a legitimate organisation. Co number has an OC prefix meaning its a previously liquidated company. They look fine but it all seems to good to be true, free lunch kind of thing. Anyone?
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Documents on completion
Quick question: I last week completed on a new build. But I've realised that all I really received is the keys! I also got a huge folder with all the user manuals and guarantees of the integrated appliances and the meter readings for the bills etc. I was given a copy of the lease to sign and return for the developer. I…
