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Faulty boiler and oven in rented house
Hello everyone! I don't know if anyone can help advise me on this please...but here goes! I am a single mum who has been renting a private house for the last 4 years. Every year the heating technician comes to do a gas check. Every time he has completed it, he has told me that there is a "faulty switch" on the boiler. I…
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Has the market peaked?
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Re: advice on exchange of contracts
Hi, We are first time buyers (and will be owner occupiers) and really need advice. Had an offer accepted two months ago. Property currently has tenants in who go onto a rolling tenancy at the end of this month. We've been told the vendor will only serve notice when contracts are exchanged and this will be two months'…
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Buying and want to place a condition for seller
I am in process of buying a property. Contracts have not yet exchanged and completion has not yet commenced. Deposit has been paid to the solicitor but we are currently completing one condition set by the lender. I have been busy undertaking 2 surveys (arboricultural and structural surveys) on the property in relation to a…
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Director of a company, best route to get mortgage
nothing to see here
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Should I buy?
Hi My partner and I have a joint income of around £60k with £30k savings, and I'm expecting to inherit £40k shortly so we'll have £70k savings, with no debt aside from undergrad student loans. Neither of us are expecting a substantial pay rise anytime soon. Circumstances mean we need to be within 1.5 hours of Central…
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Landlord Dispute - Tenancy Deposit
Hi all, A long time lurker to these forums, and any help to my query would be gratefully received. I have recently moved out of a rented property into another one with a different landlord. Approximately four days before I left the previous property I discovered that the landlord hadn't protected my deposit or served the…
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How long should details be kept by estate agents?
I'd just like to get others' opinions on this, because I am not entirely happy about it. We sold our house five years ago, and of course got several estate agents in to value it. Picked one, etc etc. Fast forward to this week, and I get a phone call from one of the estate agents we did not go with - asking what was…
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FTB advice nee
Is there anywhere on line that will tell you who is responsible for a party wall ? Our son has seen a house that he's considering putting an offer on but would like to know who is responsible one of the party walls....he has asked the question with the seller via the EA but the response was didn't know - in fairness we…
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Estate Agent won't return my money
Hi everyone, The estate agent declined my application after I paid the application fees and the deposit. Because they declined my application I expected them to pay me back. They promised me to do that. But it's now more than two months and they still playing around saying it's the accountant or come back after 5 working…
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buying a freehold house with detached leasehold garage
HI, Wonder if anyone has came across this, we are looking to buy a freehold bungalow that has a detached garage and carport, the garage and carport are one building constructed of brick with tiled roof, the carport is on the bungalow deeds as leasehold with 70 years remaining of a 99 year (peppercorn lease) and the garage…
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Cant get buildings insurance
Looking for some guidance if possible. Actually posting on behalf of my brother and sister in law. They have agreed to purchase a house and are due to move in within the next 10 days. I've just heard it's falling through as they can't obtain building insurance Apparently, the surveyor report highlighted some issues, but…
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Shared ownership - been offered a house What now?!
Hi all, In a bit of a panic! Got the email confirming that they are going to offer me the house I viewed :) It says in the email that I need to let them know my solicitor's details. I don't even know the process! I have found a few online guides but still confused. I have a few specific questions if anyone can help? 1.…
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Advise needed
Evening Guys, I need a bit of advice, We have had an offer accepted on a property and we are in the process of arranging contracts. We are quite far along and was expecting to exchange in the coming weeks. However the estate agents have informed us that the vendors prospective new house purchase has fell through and can we…
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Old landlord messing me about
In november my landlord decided he was going to sell the house. He had a couple of views but no bites. He then said he was taking it of market. Then more people came to view. Then he took it off market. And then put it back on. All in a space of three months. It wasnt a very good position for us one minuite not knowing if…
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First Time Buyer with HTB on New Build
Hello everyone, I am just looking for some advice as a first time buyer, with a help to buy ISA, buying a new build property. I have been looking at a new build estate, that is in the final stages of development near to where my family live and have friends already living on the estate. I have to say I generally don't like…
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Restrictions/ Deed of Covenant on Property
Hi All Me and my girlfriend are finally in the process of buying our first property, yay happy days :beer:. The house is owned by the seller (not shared ownership), however we have recently found out that there is a deed of covenant on the property and maybe some restrictions - for which we're waiting on our solicitor to…
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Shared ownership without mortgage query
I have tried to google the answer to this without any success. Is it possible to apply for a shared ownership house and pay the whole of the share (25% or whatever) in full without having to get a mortgage? Our situation is that neither of us are able to work. My spouse may eventually recover enough to do some work but…
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Neighbour feeding noisy birds
My neighbour has attached three bird feeders to his side of my garden fence (left fence as you look at my garden from my house). They are screwed near to the top of the fencing panels. This has attracted dozens upon dozens of very noisy birds from 4.30am this morning, when I was woken up by the noise. The noise has…
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Advice
Need some advice about going for a mortgage, we have spoken to a broker who has tried to do an application for a mortgage with Halifax and unfortunately we have been knocked back, my husbands credit file is really good no missed payments etc for over 6 years, i have a couple of late payments on mine from when i was off…
