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House Advice
After a bit of advice. Me and my girlfriend are looking at getting our first house together we've seen one we love at 230k which needs a good few updates but nothing major and would be a fantastic home for life, we will be putting down a 28k deposit. But we have also seen a house for 180k (big difference we know) which is…
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Need some advise on family splitting up
Hello. I have a mortgage with my partner (not married) we have 2 children). The relationship is not working and it is a very bad atmosphere for the children (not violent, but shouting and arguing too much) How does it work if we look to split up? she would keep the house, and can afford the payments and bills with help…
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Can I have some advice please.. I am a tenant who is about to buy first home.
Morning all. We have rented our home for many years now and have always paid 3 months in advance (bad tenant before us). We have had our mortgage offer through yesterday for purchasing our first home and that is all systems go (vendors willing to rent because they haven't found anywhere so could possibly be a fairly quick…
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Ground rent doubling
Is it risky to buy a flat where the ground rent doubles every 10 years? It was built in 2009, with 125 year leasehold and the ground rent is currently £150.
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Can estate agent reduce asking price without my consent?
Quick question for you guys as google hasn't been too helpful ... My flat has been up for sale for 6 months, not had that much interest but not in a rush to move so happy to sit it out however ... I logged onto rightmove tonight to find they reduced my asking price yesterday by 5 grand! Contract was signed for an initial 6…
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Private Renting and "No DSS"
I'm new to renting and am unemployed and get benefits. Unfortunately most landlords have put "no dss" for their properties. I'm wondering how they enforce this? What power do they have to check if someone who says their employed is employed?
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What over-the-top non-essential did you buy?
I've just seen in Location x3 a couple who bought a house that needed everything doing to it, rewire, replaster, new kitchens and bathrooms, swirly carpets etc.......so the first thing they bought was a 74" telly :) Did you buy anything totally unneccessary/expensive/just total bling, just for the sake of it, when you…
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Amending a deed of trust
Hi My partner and i have a deed of trust as he had a higher percent of the deposit. I would like to know pay him a lump some and have the amendments to the deposit changed in the deed of trust. Is this something that we can do Thanks
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Deed of easement
Hi everyone, In a bit of a predicament with buying a house. Our Solicitor is saying we need the deed of easement before we can complete. The developer is saying we don't need this to complete and they have said they will pull out of the sale unless our solicitor forgets about this and proceeds. The developer said they can…
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Problem with letting agent - advice required
Evening, hoping for some advice :) . Back in September I had a letter from the letting agents that manage my property saying I needed a legionnaires certificate - I reluctantly sent my cheque together with a letter asking for a full report asking for full information after the report was done. The cheque was cashed and I…
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Buyers solicitor querying doors
I know the standard response is to go with what your solicitor advises, but I thought I'd put this here to see what kinda outcomes can happen. (I'm in Scotland by the way). I bought my current house in 2005. In 2007 I had all the windows replaced and external doors replaced with new. Only changes were changing them from…
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Upsizing for the first time
My wife and I are considering upsizing for the first time. Our place has been valued and we have an idea of the amount of money available for a different property. We are quite fortunate that the original sellers of this house were desperate and sold it for significantly less than I thought they would. We are unsure…
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Another Help to Buy Isa query.
So ive just exchanged on my house with the completion date tomorrow. yay! I spoke to the solicitor and asked if she had done the help to buy ISA. She said she would do it now and i will get the money in a few weeks? i gave her the benefit of doubt as she is a solicitor and i am not. However looking everywhere, it says you…
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can we move into parents whilst waiting to buy house?
We moved to our current address January 2016, however we are seriously looking into buying over the next 6 months. Is it going to be detrimental for us to move back in with a parent before applying for mortgage as address will change? The difference for us is going to be around £1300 per month that we can save up, but…
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Have anyone resprayed your kitchen ?
Hello guys! Actually i want to respray my kitchen. Does anyone here knew about the best resprayer in Ireland?
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Solicitors queries with house regarding planning
Hi all, Just wondering if anyone has been in this situation. The house we are buying had an extension on it a few years ago. It is a single story sun room and the seller built it within permitted development rules. Our solicitor had some queries on it so now the seller has taken out indemnity insurance as they believe it…
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Serving Notice between rental periods
Hi all Hope you can help. I'm sure I've read somewhere that when serving notice on a rental property, it has to be fit with rental 'periods' - is this correct? Real-life example: the rent is paid on 10th of each month (and tenancy began on 10th October 2016). The AST runs until the 9th October 2017. The tenants have served…
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Bath leak: recent house purchase.
Hi I recently bought the house on 23rd March and this Sunday I found bath is leaking. Underneath the bath ceiling where stairs leads upstairs I see paint is pealed and falling to wooden floors and one yellow like mould patch when I touched feeling wet. Seller mentioned on Property form that in 2010 bath was overflown and…
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Questions from buyers solicitor.
Hi everyone. I'm currently in the middle of a part exchange with a builder. Their solicitor has sent me these questions to answer regarding our conservatory. Further to this matter the Builders solicitors have asked if you have any paperwork in relation to the conservatory at the property. In particular the following:…
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Leasehold property - who is responsible for repair cost of damage caused by leak?
Hello - I'm new to this forum and would really appreciate some advice on the below matter. The building in question is a victorian parade there's restaurant on the ground floor and three purpose built flats above. I own the lease of the first floor flat. About a month ago my tenants reported that there was water coming…
