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New Build Pyrchase Procedure
Hi Guys, I'm looking at moving now to a new build. Says on the website of the company that a fully refundable £1000 deposit is required to secure a plot. They've told me though that they will not take a deposit unles I have sold or am in a position to comlpete on the sale of my own property. Problem is though, how can I…
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Mortgage affordability
Hi all, Myself and my soon to be husband are looking to buy our first home together. I work full time paye, as does he, but he also has a self employed income of around 8-9 K per year. Can anybody tell me if lenders would include the 8K into the total annual income to work out how much we can borrow? Or maybe point me in…
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Solicitor referral fee???
Am a first time buyer using a mortgage advisor. Mortgage advisor said she could recommend a solicitor and it turned out to be a solicitor my friend had used so I thought it was good. However, when reading the documents there's a £400 referral fee to the mortgage advisor which is apparently included in my original quote…
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Letting agent's 'reference' fee
Hi all, I was going through some paperwork today and noticed that I paid £150 for a 'reference' fee when entering into a rental contract for my current property. This was for two credit checks (my partner and I). I now wonder whether this could be considered a disproportionately high fee, and whether I have any legal…
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Buying with benefits
Hi this is a tricky one I think. I have left my ex husband a year ago and am living in a rental with my 2 children I have anew partner and wish to buy a house together although he will not live with me until he can finds a job where I live I'm in Dorset and he's in the Midlands . I can afford to survive but I know that…
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Stamp Duty for 2nd property following sale issues of 1st
Hi, Hopefully I'm not re-posting about something which has already been covered but I've not been able to find any existing posts covering the exact scenario me and my partner have found ourselves in (and hopefully not something too many others will need to deal with!). My partner owns her home and I moved in at a later…
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Side return without breaking the bank?
Hi, we own a mid terrace Victorian house and have found enough threads to know that a downstairs extension involving a side return with velux windows, 2 meter extension, bifold doors to the garden, all open plan - would cost £50-80k depending on kitchen spec etc etc Unfortunately I just don't think it would add that much…
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Missing Bath Legs
Hello, I have this second hand but brand new bath, but there's no legs. I presume I can secure a wooden frame to the black plastic bits. Does anyone have any idea what legs I can buy to use and how I'd attach them? Thank you
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Lease - flooring
Hi all, I need some advice please as I'm currently hitting a brick wall and at a bit of a dead end! I've just purchased a ground floor flat, and for the past 2 months have heard kids running around, parents stomping around, people going to the toilet, and muffled voices from above me. I'm slowly losing my mind! The council…
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Convert urrent mortgage into buy to let and get another mortgage
Hi, I've got mortgage which was £125k originally. I'd like to let my current flat and buy another one. After 4 years, my mortgage is at £105k. How much do I need to repay to convert current mortgage into buy to let?
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Final month of tenancy ..advice sought
Howdy ! I signed a six month agreement with a lettings agency and paid money upfront plus deposit . However, looking at the agreement , I've only paid 5 months . I'm due to leave at end of May , as I've bought a flat around the corner ( hooray !:)) I have no problem paying the month from30 April to 30 may . 2 questions :…
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Freethorpe, Norfolk
Hi Looking at moving to Freethorpe and seems to be very little information when searching the net, just wondered if anyone has any insight into the village and what it is like to live there?
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Vendor doing work after exchange
Hi All, New to these forums & after a bit of advice as feeling very stressed over house move. On Friday exchanged on property that is being sold & also on property that we are buying with completion date in 2 weeks. Today drove past property that we are buying & noticed a skip on the drive that appeared to have building…
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Help to buy or Lisa
Hi, please could someone clear this up for me. I currently have a help to buy isa and thinking of swapping to the Lisa because I'm not buying a house for atleast another year yet. The help to buy isa bonus cannot be used as part of your deposit for the house and can only be used to take off the full price of the house. My…
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What if the home I am buying will be!my main residence?
I was reading about the new stamp duty rules: http://www.zoopla.co.uk/discover/buying/q-a-new-3-stamp-duty-surcharges/#qWJlsSA2pe2gYre0.97 and specifically the question: What if the home I am buying will be!my main residence? How does this work in the scenario where you buy a new property; move house to the new property…
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Can you change from Assured to Secure tenancy agreement?
If you are renting a property in housing association, is there any way to change the tenancy agreement from an Assured tenancy agreement to a Secure tenancy agreement?
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Advice on putting in an offer
Me and my husband have been looking to buy a house for awhile now. We are due to view a property tomorrow that seems perfect for us. Its a property that has just come back onto the market because the chain has fallen through. The estate agent said the sellers are desperate to sell because of this. We are first time buyers…
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Neighbours over the road - Antisocial/illegal behavior - or just me being intolerant?
Hi, I'm after advice, suggestions on what I should do, or if it's just me being intolerant and there's nothing to be done then please tell me that as well! about the situation with my neighbours over the road. I live in a terrace at the end of a cul-de-sac and the neighbours in question are over the road (in the terrace…
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To sell or to buy? that is the question!
Hello, Im looking for some advice for my parents really, and im not up to speed on the housing game... so if anyone can advise we would be very appreciative. Thank you in advance. Basically my parents currently have their 4 bedroom house on the market it has been on the market for just over a year and is obviously over…
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House inquiry
Hi. Im new to this but its just a quick one. My family and i have inherited a house and its estate through my grandmothers will. She passed away in September and the natwest were dealing with her will and so forth. We received a letter on the 13th stating that the house had been sold and contracts signed. How much do…
