-
New buy to let tax on low income
Can anyone confirm that if my intention from property is to replace my wages, which is about £2k a month, with rental income, then will the tax changes affect me? My aim is 2-3 properties about £800 percent each, as I have more rental income I plan to work less hours. So will the tax affect me if I never plan to enter the…
-
I need to do plumbing work in my leasehold flat- freeholder v. unhelpful
We are refurbishing our leasehold flat and the work has been dragging on for months now due to the freeholder being extremely uncooperative. (The freeholder is our local council and their duties are performed by an ALMO- and yes, we have done all the usual, time consuming rounds of going to the local councillor, MP etc).…
-
Offer Accepted - Vendor has no where to go. WHat Now?
We've had our offer accepted on a house. WE're keen to move the process forward and have a date in mind we'd like to be in why. We're keen to be in the property by January if we can. Our problem at the moment is that the vendor has no where to go at present. They are looking for a bungalow. We know we can't force them to…
-
Estate Agent Choice
As most people look at Rightmove these days, does it really matter which EA you have? (I know to negotiate fees, good pics etc) But as long as you have good pics that is what gets the viewings surely? Just that there is a wide range of choice but as someone looking at property I only look at RM and Zoopla (not EA websites)
-
Will Stamp Duty Changes In Autumn Statement
Just curious of people opinion. I'm currently in the process of buying.
-
We need legal representation (Renters)
My partner and I moved into a flat in March and from day 1 we were surrounded by undisclosed building work (causing both immense noise and damage to our flat) and horrible damp problems, and later on, threatening emails from someone claiming to be speaking on behalf of the landlord. After several months of complaining we…
-
First time buyer query
Hello, I'm Looking to get onto the property ladder within the next 6 months but I do have a query. A few years a ago I was silly and maxed out a credit card, lost my job and was unable to repay, this ended in a default being registered against my credit history. 5.5 years on I have been repaying £50 per month and the…
-
Help needed choosing location within commuting of Kew
Not sure where to ask so hopefully you guys can help Scenario....young single professional female. Job offer in Kew. Needs to rent cheaply and commute in. Any ideas appreciated of locations? We don't know the area at all
-
Selling - what if my estate agent falls over?
We're selling our flat, and wondered what would happen if the estate agent or client viewing it fell over or hurt themselves? It's an old character flat, with a few steep steps, but it's location is attracting elderly viewers, one sweet lady even walked with a disability trolley ! The agent does all the viewings, he's v…
-
Period conversion - 2 flats - Best option for insurance
Hello fellow members. Please can I seek your opinion on below? Getting close to exchange of contracts for our purchase of a ground floor flat in a Victorian house converted into 2 flats (both with separate entrances). The flat above is tenanted. we will have a leasehold title (900 years lease) and will own the freehold…
-
FTB and buy to let
Hello, I live on rent, would like to buy my first house then let it. Because the area that I live has better transportation links. Given that I am a FTB but desire to let my house, how will the stamp duty be considered ? as FTB or buy to let ? thank you
-
Damp issues in my new flat - French drain or reduce ground level or both?
Hi everyone, I have some damp issues (though not huge still annoying and I see paint bubbling up in some areas) in my ground floor Victorian flat (I think - built in early 1900s). When I had the building survey done, it highlighted the ground level at the back of the house being too high. I have a patio made up of bricks…
-
Liverpool - Buy to let
Hello All, I am a FTB , as i am about to move abroad thought of investing in BTL property in north. Had a chat with few new off plan development sales people , they are trying to sell me few in liverpool . I can see more development projects in liverpool , will it be a good investment? The only reason is i dont want to…
-
Shared Ownership
Hi all, I posted a question at some stage last year but can't seem to find it so I'm going to ask again. When you sell a shared ownership property, do you receive a share of just the profit or the total value of the property? Scenario Purchased 25% share of property (full market value £169,500) and got a £42,375 mortgage…
-
Should landlord be requesting mutually convenient arrangements for entry?
Hi I wonder does anyone know where we stand with granting landlord right to enter the property? Our landlords are very lovely people but on several occasions now we have had messages saying they are coming round on x date. No asking if that is suitable etc... just a statement of fact. We have in the past said no sorry that…
-
Experiences with Non-Standard Construction Houses?
Has anyone here got experience with buying or repairing non-standard construction/PRC houses? <edited to remove specific details of property>
-
advice on land registry and deeds
I purchased a property in 2009. there was a small plot of land at the rear which was being used by the previous owner (Mr A) and two neighbours with the permission of the land owner (mr B) . over the years a dispute has arisen between us and a local person ( mr C) who puts his horses on the land to graze and keeps on…
-
I think vendor may have lied to me about subsidence issues
Hello, I am currently in the process of buying a Victorian 2 bed terrace. I've had the buildings survey done on the house, and the survey came back saying that there was evidence of rising damp, crumbling chimney stacks and a chimney stack that had been taken out of the downstairs front room but not upstairs. I was advised…
-
Letters from previous occupiers - with a twist
Hi, We purchased our house a year ago, previously it was rented out for quite some time. We had been getting lots of bank statements, credit cards, PINs and other bank letters addressed to a family of at least 4. They seem to have moved out 3 years ago. Initially I RTS the letters and eventually just binned them but…
-
Landlord giving us the run around?
We moved into this house in October 2015 after we had an issue in our previous house with the oil tank splitting and the landlord wouldn't fix it which I think I posted about on here. Anyway when we moved into our new house the landlord told us there was an issue with a valve in the boiler when meant the hot water ran out…
