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Buying Grade 2 listed?? Questions!
Hi all, We have been hunting for a while now for our dream home and have stumbled upon something we hadn't really planned on, but that fits the bill (well, about 95%!), but it's Grade 2 listed and I'm trying to understand what implications this may have. We have yet to make any offer so I'm trying to gauge as much info as…
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Renting a house to family member on benefits
Good evening guys, I am looking to cash purchase a £100k house to rent out to my aunt who currently receives housing/CT benefit. The rent for a house like this would be £400 pcm on the open market but I would want to charge it at a discount at about £200. I'm not particularly looking to profit but want her to be in a…
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Where to live in/near Loughborough
We are soon to be relocating from Sheffield to Loughborough. My husband will be working near Wickes/Staples and I will be working near the college. We would like to buy a house (3 or 4 bed) but aren't sure of areas. We are wanting advice on local areas. We would like local amenities and ideally a community. We both have…
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Self Employed but want a new mortgage!!
My husband and I have currently have a 50% shared ownership property. It was bought 5 years ago based on my income as a teacher, which I no longer have since becoming a mum. We are now reliant on my husband's self employed income and this is causing issues with getting a mortgage to move to a bigger house. I have a small…
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flat down valued
Hi Folks, wondering if you have any suggestions or tips we put our flat on the market for 150k and had an offer for that amount the next day... with 6 more viewings booked in we told the buyer it would take 160k to take it off the market. They offered 157k and we accepted. Their survey has valued our flat at 145k! gutted!…
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Aldemore - dip
I received a DIP from Aldemore a couple of weeks back and will be finalising the application on Tuesday hopefully. Based on experience, can anyone tell of any issues I can expect with them? My credit card balance has increased by around £700 over the last 2 weeks and will be paid off on pay day. But this is unfortunately…
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Cash Buyer In Prime London...Stop Search Or Continue ? (HELP!)
Hi Everyone, I am from NYC and moved here not too long ago, I work in finance...in Feb I made a thread excited to begin my hunt here but alot has since changed! I am a first time buyer in London and a cash buyer at the time my budget was about 700k-900k for a 1-2 bedroom flat in Central London. I since raised that to…
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Would you withdraw and look at other houses based on this survey?
Hi, Offer accepted and survey done, just want to gather opinions on whether you would be looking at other options if a survey came back with all these issues? Was on the market for 139,999....offer accepted for 137,900 (declined a few offers commencing at 128k).....first time buyers with not much room for spending on major…
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Legal Boundary and an overgrown hedge
Hi all, I'll try to keep this short. Basically we are in the process of buying a house. One of its boundaries is next to some council owned land that is used as a park. This boundary has a rather large hedge that runs along it and is significantly overgrown due to lack of maintenance. It currently has grown right up to the…
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BREXIT - Good news for all those youngsters!
For all those youngsters out there blaming us oldies for voting leave, some good news for you all. As the REMAIN side forecast a 20% drop in house prices this your chance to get onto the housing market. Good luck to you all and welcome to the world of home ownership fj
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Potential breech of planning concern
I've previously posted regarding my neighbours extension, at the time my main concern was making sure I was safe with my work shift patterns round the disruption of the work. But that was just a personal worry of mine. But things seem to have gone badly very quickly and I need your opinions. The sole occupier of the to be…
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Mortgage - deposit from second income
I have a main permanent job and am also recently registered as a sole trader to complete freelance work in my spare time. I have recently completed a large contract and am awaiting payment for 2 invoices: £1500 and £4000 - which will both arrive (from the same uk based company) this week. Combined with around £3000 in…
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rules regarding trees
Our property and land is a smallholding. At the very front there is a bungalow next door with a very small back garden. About 2 months ago the neighbour came round and asked us to cut down a tree as he is building a sunroom (which will take up most of his back garden). He says the tree in question will stop him getting sun…
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How did you choose a new area to live?
It's a good few years away but I've been considering moving out of NW London where I have lived all my 40 odd years and move to a new part of the UK. I've been thinking about ' the South West' - a big area - and I wouldn't know where to start , so have just done a few searches on Rightmove to see where is affordable as an…
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Buying a new build.
Hi, my husband and I have reserved a new build plot with Barratt, we're first time buyers using the help to buy scheme. We are due to pay Barratt the 5% deposit in a few weeks but will not be fully exchanging until March/April. My concern is with the mortgage company, we have to sort out our mortgage now but with us not…
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Brexit - affecting mortgage amount
Just wondering if anyone else has noticed a lower amount that mortgage companies are offering post brexit? I went on a mortgage affordability calculator today and got a figure 5% lower with the same company that I tried pre-brexit. Could it be something other than Brexit that is causing this? FYI - have the same salary and…
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Brexit from foreign point of view?
Hi to everyone, Fast majority of this forum is UK born and your opinion is based on it. I am foreign, came from an EU country 4 years ago. Been working hard, gathered enough money for deposit, fees & refurbishing. Currently paid total of £800 ish in fees in my house purchase. There is no draw contract yet. Seller is still…
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How much noise is too much noise and reasonable times.
Was having a discussion with neighbours who moved in a few months ago (and actually moved within same building in last few days) He was mentioning a leak from his old flat which is why he moved and whilst I was there I was asking him if he heard anything from my flat and he said he heard a lot of bass often normally in…
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When do I have the survey?
Sorry if this sounds a bit stupid, but it's been 11 years since my last move and I can't remember, but when do I arrange for a survey? Would it be after I've had the mortgage accepted? I'm currently awaiting a decision. I know they do a valuation survey but as it's an older house, I want to make sure there are no hidden…
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New housing development
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