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End of tenancy - tenant's 'right' to rolling contract
To be deleted.
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Property partnership- crowd funding
Hello everyone, Maybe i am posting this in the wrong section. Anyone heard of property partnership- crowd funding a property. It works like buying and selling shares in a stock market. A property come up for sale, and it is crowd funded by way shares in the property. Depending on the resale value and the rental yield of…
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New rental contract, auction sale, is she secure?
As far as I know, a woman I know has been a tenant in her one bedroom flat for eight years now. She got a letter saying that her flat was being sold at auction, but her landlord has told her not to worry because she will renew the contract for a year, before the flat is sold. Her landlord has the launderette underneath the…
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HSBC Mortgage Panel
Hi, I've recently agreed to buy a property and have been accepted in principle for a mortgage by HSBC. I've been completing the rest of the mortgage application and it's asked me which solictor I want to use. If I use my own then I have to pay HSBC £295 towards their costs. Or I can just use their Mortgage Panel (which is…
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Deposit Protection Scheme
I rented a property in June 2008. I had just been looking through paperwork and found a letter from the DPS dated June 2010 stating my landlord has just submitted my deposit into the scheme My question is, should the landlord have submitted my deposit into the scheme within a set time limit when I paid it to him? It seems…
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How Do you Complete Expenses for Letting a Property?
Hello, I am just buying a flat to to let out for the first time. I know that I am able to deduct certain expenses such as interest on a mortgage, repairs and service charge however I cannot find how I actually go about recording this and sending it to HMRC. Please could someone help point me in the right direction? Is this…
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Offer price v asking price - what's realistic these days?
We went and looked around a house today and are thinking of making an offer. Just wondered what a realistic offer price is in relation to the asking price? When we bought our current house in 2008, the market was very different and we managed to get almost 10% off the asking price - does anyone have any more recent…
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retrospective planning
So I'm buying a house, found that the owner did not have planning permission for kitchen extension, they have applied for retrospective planning permission, plans are in electrician went to look at property last friday, apparently its all going through, but I need to know how long should it take, or do I have to find…
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Sold subject to contracts
Hi all me and my wife decided to sell up and move home after some heartache over a dispute on boundaries etc.. plus the house is my wifes so we would like to buy together so we went ahead popped it in market with the estate agent told him our dispute problem we had an he advised as the matter was resolved an not ongoing…
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Re-Negotiating after the survey
Hi All I am a total novice on here so please bare with me, but me and my gf recently put an offer in for a house for £250k that got accepted. We had the full building survey done and found a bit of work that needed to be done so negotiated £4k off. What I wanted to check is, do we need to now redo the mortgage? The bank…
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Rental referencing advice needed
I need some help and advice, my friend has applied to a private landlord after renting for the last 6+ years with a partner. He has paid for the referencing checks and passed but the landlord has now asked for proof of income for that last 4 years stating that it is a requirement from the insurance and mortgage company are…
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Share your shared ownership experiences
For those who can't afford to buy a home outright and are eligible, shared ownership can be an option. This is where you buy a share of the property and rent the remainder. If you've done it, we'd love to hear your experiences. How easy was it to move up to full ownership, did you have problems selling it on and is there…
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Buying off plan
I thought the whole attraction of buying off plan meant the buyer could change things (within reason). have a reservation on a new build (it's just a pile or rumble at the moment) but the company (a small one, but well established) say i can't even change the location of a socket without incurring a fee. and they estimate…
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FTB question....chains
Hello I'm in the position of putting in an offer. There will be a chain above. Not sure how long yet. The person I'm buying off has found somewhere but that person hasn't so I guess the chain could go on and on. My question is what do I do once I put the offer in. How far should I go in terms of searches, etc. I don't want…
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18 months left - when to negotiate a new mortgage deal
I have an interest only mortgage of £68,000 and an additional amount of £18,000 which is repayment (ends in about 10 years I think) Both are on a low tracker 0.75 above base so I am only paying just over £200 a month. I will leave the £18,000 to run but was wondering when the best time would be to renegotiate a new deal…
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Moving overseas - shall I use an online agent?
Hi, I'm moving abroad for a new job and letting my flat in London out when I'm away. Had consent to let from bank and freeholder, register tenant with concierge, bought rent guarantee and legal cost insurance, bought landlord plumbing and electrical cover. Now, I'm contemplating whether to appoint an agent as an emergency…
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Paid for credit check, passed it and go good references but was rejected!
Because despite passing credit check they do not take into account benefits as income so I need a guarantor anyway. So what was the point of the credit check which I paid for? Plus they want to charge again for credit check on a guarantor. What a mess around as I cant give in notice to current place till I am accepted and…
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One person leaving Joint Tenancy Deposit
Need some advice. I have ended my tenancy at my rented flat - with my old flatmate staying on. Bridgfords have said the only way I can get my deposit back is if both of us had moved out and ended the tenancydeposit scheme. They've said that it's now between me and my old flatmate to sort out - with the new occupant (who I…
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How much can you extend in your garden
Hey I've set my eyes on a house to buy in Hatfield,Hertfordshire. The house is nothing special and stinks like hell so it will need a lot of work done to it but it's end of terrace and has a huge garden in the back and to the side. So if I would buy it I'd definitely look to extend it. Now my question is does anyone know…
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Council tennant - left without bathing facilities
Hi I am having a new bathroom and kitchen refit in my council property and when I was given the preliminary meeting I was told I would be left with a kitchen sink, socket in kitchen and the only thing they would take out in bathroom until necessary would be the sink. On day one they took out everything except the kitchen…
