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wrong description on house purchase
Hi, hope someone can help. I am currently in the proccess of buying a new house, offer accepted etc. However the description of the proprty from the estate agent states that the house will come with all large appliences in the kitchen (fridge etc) I even asked the estate agent if this was correct on viewing which he…
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Sell outgrown house and rent and save or extend?
Advise really needed please! We have outgrown our 2 up 2 down with the arrival of out second child. We have sold the property and had an offer accepted on a 3 bed in a nicer area but it has all fallen through as some adverse credit was found on my credit file that I did not know about. We are now in a dilemma as our house…
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Ceiling leaking, landlord wants me to open windows to stop mold..
Water is coming through the ceiling and making the walls damp. The landlord said he has tried multiple times and can't find the leak. I'm set to move out in 8 months and I don't really want to have to find another place. The problem is he wants me to keep my bedroom windows open because he thinks it will stop mold from…
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To splash or not to splash? - kitchen worktop
Hi there! I'm having difficulty deciding whether I should splash out or not. I'm having a kitchen fitted in the new build flat that I have bought. I will be choosing a nice ivory kitchen colour cupboards but in terms of a light coloured (off cream / white) worktop, i have the option to upgrade!! My options are 1. £150…
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Problem neighbour
For two years now I have had a problem with my neighbour. I live in a converted Victorian house. He lives downstairs and I live upstairs. There is no sound proofing and we are only separated by our own front door. He is quite anti social. He plays his music really loud in the day and has all night parties. At times I…
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First time buyer wants advice on buying/renovating my disabled mothers home
My mother is disabled and lives in a three storey home. Last year her chronic condition got worse and she can no longer use the stairs although is able to walk about as best she can. We applied to the council to see if we could get a disabled facilities grant to either put a stair lift in or add another room onto the side…
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Question regarding home valuation
Apologies for my ignorance but i would like to find out What things are included in the house valuation price? We have the following kitchen appliances 1. Fitted Dishwasher 2. Stand alone Washing Machine 3. Stand alone Fridge !!! Freezer Does existence of these appliances add value to the selling price of the house? Also…
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Property searches
Hi all, I'm sure this question must have been asked in the past but searching for "search" brings up too much to look thru. Anyway - I am buying a house for cash in a village I have lived in for the last 15 years. I know the road the house is in well and also have friends that live further along the street in the same…
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Relocating to Milton Keynes - real estate agents, websites to help?
Dear All, We are relocating to Milton Keynes from overseas and we are looking for a one bedroom flat to rent in a nice area with easy transport to the train station. I never lived in the UK, so I would need some advice how to go about it... Shall I try real estate agents or the there is an open market on the internet or…
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House Builder removed offer?
Im after some advise please. I reserved a plot at Easter 2014, when we reserved the builder had an easter egg competion and we won £250 worth of metro centre vouchers which we would recieve on completion. Obviously we were over the moon with the extra help. So we moved in three weeks ago and to date have not gotten the…
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Ex-local mortgage issues
In the process of trying to secure a mortgage on a flat we've had an offer accepted on. Until now it's been very straightforward. HBS came back good and with the 'right' valuation. I know there are specific, awkward criteria for lenders on this type of property, so here are the deets... (Can't post links, but the zoopla…
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Mortgage wrong -due to complete - urgent help please
Hello I'm really starting to panic and need some advice please. Basic timeline of events: April - reserved new build - planning on use HTB April/May - received mortgage offer for x amount for 40 years - slightly less that required but were told by mortgage advisor that this could be amended any date up until completion (I…
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A bit of a mess..
This is long, I do apologise. We have been renting a house through an agent for the last 2 years, in March of this year our landlord rang and told us she was putting the house on the market as she wanted to move to Cyprus and help the refugees. She was selling the house with us as sitting tenants so we were ok with this.…
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Qualifying for zero vat on unoccupied dwelling
I have purchased an empty dwelling in July 2013. I have read in Real Homes magazine that if a house has been empty for more than 3 years it can qualify for zero rate VAT from a builder. Can anyone help me out I've been onto the HMRC site but I can only find empty houses over 10 years not 3 years has it changed recently?
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BTL mortgage
Does anyone know of any lenders with lower percentage calculations. I am purchasing a house for £430,000 on a BTL with 25% so a mortgage of £322500, the rental income I think will be between £1500 and £1700. It needs some work but mainly cosmetic to get it looking decent. My problem is a lender like Natwest works out the…
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Recourse on Valuation Survey?
Hi there - we have bought our first rental property and 8 days after completion, our tenant noticed a leak in the roof of the extension. On closer inspection, there is a small tree growing between the wall, and the roof of the extension. This can be seen from the end of the garden, and from looking down at it from an…
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How long is reasonable for a solicitor to respond to an email?
I recently decided the solicitor I wished to use for my move who are a small local firm, who were recommended by a friend who used them. I emailed in response to a quote to ask a few more questions, they responded 2 days later with an answer. I then responded to say could I used them and 2 days later and I have not had a…
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Sold Stc before I can reserve a new build?
Hi, just wanted a bit of advise really. Been researching new builds online and cant seem to find any information on this. I want to reserve a new build by Charles Church in Basingstoke and have been told I must be Sold stc on my current house and also it must have a closed chain so my buyer must also have a buyer? This…
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Does the Solicitor have to live in your town?
HI all I hope you are well on this October morning I had a few questions, I hope you are able to help. I am selling a property (not buying a new one) and I am looking for a solicitor. I notice that the ones in London are way more expensive to the ones outside London. Would you recommend using a solicitor that is not local…
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First time buyers - where to get advice?
Hello, we are first time buyers and feeling a bit daunted by the process. Our biggest fear is paying over the odds for a property. We have taken the advice that is contained on this website in terms of valuations and a good example is this: one house we have seen is in a street of new builds (2006) and we can see that a…
