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What might cause mould on soffits?
We've had a first viewing on a house and have booked a second viewing for this week. When there I noticed dark patches on the white roof soffits on the front of the house, like mould. You can also see it on the agent's photo, see below (I can't get it any more zoomed in and clear unfortunately, but you can hopefully see…
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Question about stuff in house
Did not want to put this on the other thread as its a but off topic but my question is if the house I am moving into has things left behind that are not on the inventory are these things now mine or can the vendor claim them back? As is there is anything left I will probably dump it but don't want them coming back a week…
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Deposit issues
Hi me and my partner moved out of our rented house 14 days ago. The day after moving out we got an email regarding final inspection and a few issues with house. Spoke to agency and couple of times during first week explaining we need an answer quick regarding how much deposit will be returned. They started being difficult…
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How long is 'too long' for a vendor to find new property?
This is just a general question - out of curiosity really - we have sold our house and all is going along smoothly. We have put an offer in on a property that has been accepted - valuation has been done , mortgage offered etc and searches are going through at the moment. The people we are buying from have not found a…
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Would this put you off?
I am having trouble being objective and would welcome the opinions of others. We viewed a 2 bed flat on Saturday that is identical lay out and size to one we lived in (on the same development) for five years which is why i think I am struggling to be objective! The two biggest considerations we have is that a) it's been…
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House Renting Tax Implications
Hi, I currently own a house with a friend of mine in a 50/50 share. We rent one room out at the moment to a tenant. I am looking to move out soon, and I was wondering what the tax implications would be if we were to rent another room out. Also, if we were to sell the house, how would working out capital gains tax work out…
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House being Knocked Down
I been a tenant for five years but now the property is be knocked down and all 10 tenants evicted in 28 days. I dont have any money to get somewhere new and many will not except Housing benefit. I will properly have to sleep in the woods with my camping equipment. How can they do this to people, anybody know what my rights…
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Lodging, ex-lanlord won't pay deposit back.
Hello there I was lodging for 8 months right outside of London. I paid £450 deposit 5 weeks before moving in. And thereafter, I paid my rent always on time. When the rental agreement ended, I moved out and ask my ex-landlord to do an exit inventory check. He declined. He never returned my deposit. To add to the injury,…
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Flooding and Insurance
I'm hearing in the media that flood insurance goes by postcode and not the Environment Agency flood map. Do they use the whole postcode, or just the first half? If you go by the first half only, in York some part of every postcode lies in a flood area, so does that mean you can't avoid paying through the nose even by…
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Personal Loan to fund the purchase of a flat?
Hello, I have been looking into mortgages recently, this has been ruled out because of my partner and I have a small income and being self-employed. We have over half the purchase price in savings (25k) so I was thinking would it be possible to a personal loan of 15K to cover the cost of the purchase (40kish) and…
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Removal Comps in Leicestershire
Any recommendations for good reasonably priced service? Moving within Loughborough.
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First investment for a 27yo, London or Manchester
Hi everybody, I'm a beginner in the estate market so I'd glad to receive some advices for my first investment. Thanks in advance for your help. I'm a 27yo single guy, currently living in London, where I work with a £17k/year salary. The average for my job will be 30-35k in a few years and can reach 50k in some cases, but…
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Top priority when buying a house
Ok guys, when you are buying a house what is top of the list? Is it location, finish or layout maybe? Saw a house in no 1 location but needs work and layout not exactly how I would like it, then there is this other house gorgeous inside, excellent layout but not in top location opinions please
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Gas Safety Certificate Rules
My landlord did a gas safety inspection, it failed the inspection they then sent around a builder to "fix" the issue. I don't believe it fully fixed the issue, after a failed gas safety inspection and remediation does the landlord have an obligation for another one to be carried out to ensure it is now safe? Thanks in…
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Graduate loan for buy to let deposit
Is getting a graduate loan (£20k, 5years 8%) as a 25% deposit for a buy to let property a good idea? Would this type of loan affect my ability to get a mortgage? Seems to me that you need 5% for primary residence and 25% buy to let deposit are to stop people acquiring property? If you can afford the repayments, what…
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Interested in a house, but should I be concerned about these trees?
http://www.rightmove.co.uk/property-for-sale/find.html?searchType=SALE&locationIdentifier=POSTCODE%5E1601382&insId=1&radius=0.0 No. 26, Wetherby Road (only one in the search results last time I checked). Google pics for overhead and streetview (from 2012): https://maps.google.co.uk/maps?f=q&hl=en&geocode=&q=st48az The…
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Buy something cheap or spend more for something nice?
Hi, I am a prospective FTB and not really sure what I should do so was wondering if I could get some opinions on the following... Do you think it is better to buy a cheap flat where I can pay the mortgage off within 10-15 years and then potentially buy something nicer afterwards. Alternatively, do you think it's better to…
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1st time buyer, help with making a offer
Hello, im a 1st time buyer and have seen a few houses around the £125,000 mark. With what i can get with a mortgage and my savings is around £115,000. i still then need money for fees and home improvements, furniture etc. with the current housing market i dont no what sort of prices to offer what sort of price do you think…
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Previous Land Registry valuation very low
Hi there I am in the process of buying an end of terrace house. I've got the paperwork back from the solicitors and seen that the house's last Land Registry valuation was in 2011 and is £75k below what we are paying for the property (200k) I actually think the price we are paying is fair and reflects the market- we also…
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Closing date in Scotland
Hi , We have seen a house that has the closing date set for this Thurday at 12pm . What happen's about this, Is it just he case of me contacting your solicitor and asking them to put a price in for us . If so , do the seller's get to know who has made the bid's etc . Sorry if this seem's a silly question I have never dealt…
