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No central heating
Hello I have just purchased (been living there nearly 2 months now) a ground floor studio flat in Isleworth, London, and it has no central heating. All the properties in the area are electric as there is no gas connection. The previous owner removed the storage heaters, as apparently they were too expensive. So all I have…
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moving out?
My boyfriend and I are currently looking into moving I'm together, but we are not sure if we can afford it. We earn a minimum of £1500 a month between us, obviously we could afford the rent but its all the additional costs to consider and I have no idea what the gas, electric, water or anything costs. Any advice you can…
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Estate Agent managed house
At our last landlord inspection (5 bed house) in May, we highlighted the damp, cracking ceilings, and mould growing in one bedroom. They sounded like they would attend to it quickly..but now in September, no one yet has inspected the damp. Once a ceiling caved in, they, after 2 weeks got someone to patch in up, but their…
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Delayed Completion
Any advice would be greatly appreciated. I will keep it as concise as possible, I own a short lease flat and accepted an offer from a cash buyer..found our dream home and had an offer accepted. The buyers have been very slow and again I will keep it brief but after last minute surveys they finally exchange contracts 3 and…
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Renting to family and housing benefit
Someone sent me a private message informing that you actually can rent from a family member as long as tenancy agreement is in place. So that's clarified.
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Has anyone used House Buying Insurance (Gazumping Insurance)
Hi All, There are a few threads of people discussing such insurance but I can't see anyone mention that they have actually bought a policy, let alone whether it paid out? I can see three providers but none of them are names I recognise. They all have the usual documents, policies, key facts and seem to be registered…
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Renting from Fineholm - Question on 'holding fee'
My partner works part-time and I was working but have given this up to look after our baby and won't be able to claim benefits until November. We are in application for a flat from the letting agents, Fineholm, which is £450 a month. When given the terms of rental we were told we would need to earn at least £15,750 a year…
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Surface water flooding - protecting property next to road, with cellar?
Hello, We have seen a nice looking house in a good location which may be within our budget. The area is known for flooding and it is somewhat near to the river. I checked on the environment agency website and it isn't within the river flood plain. It was being sold vacant, no chain. I checked on Google Streetview however…
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Extending the lease on a house
Our house had a 99 year lease and now has 61 years to run, we've had the house for 10 years. We cannot remortgage as lease is to short. I understand there is a legislation that allows us to request a 50 year lease extension. Can anyone advise us on this and the costs we can expect and how we proceed. Current GR is £35/yr.
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Perfect house found, advise please!
Hello everyone, after some serious house hunting my partner and I have found a stunning house we both love. We would just like to break down some of the costs and workings out so that hopefully someone on here May spot any pitfalls that we may have overlooked. Some background is that I am 25 and partner 24. I'm a car…
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Perfect house found, advice please!
Hello everyone, after some serious house hunting my partner and I have found a stunning house we both love. We would just like to break down some of the costs and workings out so that hopefully someone on here May spot any pitfalls that we may have overlooked. Some background is that I am 25 and partner 24. I'm a car…
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Ex landlord (and father in law) threatening with legal action
Hi, Apologies if this is not the correct place to post but I am looking for some advice. My partner and I recently moved out of the home that we had been renting from her father for 3 years. During this time, there we no major issues, we paid to install gas central heating and paid him directly to his bank account on time…
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Landlords and Housing Benefit
Hi All. My daughter has just moved into a house and is in the process of claiming HB. She has a mental health illness and has had to give up work recently. When she began her claim she handed in all the necessary paperwork, but had a letter at the weekend stating they couldn't accept a copy of the Tenancy Agreement and…
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Would this be Gazzundering???
I've had an offer accepted on a property and I think I'm getting it for a reasonable price but certainly not a ridiculous steal or anything. After doing a bit of googling I've now just found a cached ad where the same property was up for sale 2 years ago at 10% below the current asking price and the ad states ''We are in…
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Do you regret buying your house?
Hi - I sometimes love living in my house, but I also sometimes hate it. I wish I'd paid more attention to the neighbours before buying. Just wondering, has anyone else bought a house and wishes they didn't?
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Help with leaseholder rights and service charges
Hi pls help. Have a very lazy freehold landlord who has DSS tenants above and below us but we have a mortgage on our flat. He's neglected the building and now there's damp rising from the bottom all in the communal stairwell and seeping through into our flat. He wants us to pay buildings insurance although we pay £40/m…
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Own outright & savings - options for moving?
Hi, I own outright a 3 bed mid terrace bought in 2010 for £110K and prior to this it sold in 2007 for £100K; immediate area fine, overall area deprived but on the up. I have considerable savings of £70K, I'm just wondering what my options for moving are.. the neighbouring end terrace sold for £98K in 2006 and £100K in…
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Vendor refusing to move out despite being ready to exchange for ~2 months
Hi all, long time lurker, first time poster! Taken lots of advice already from the forums and site, so thanks. Anyway, onto our issue. We are FTB and had our offer accepted on a house in June, and from the information we got from the vendor and solicitor, the vendor had a house to buy and was applying for mortgage for the…
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Conveyancing recommendation
I should preface this by saying I have no affiliation with the company mentioned. I have recently had to pull out of a house purchase due to an adverse survey. We used Stephensons for the conveyancing. We did pay a bit over the odds but we have been able to use their insurance to claim back solicitors' fees, searches,…
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Pushy vendor making threats
I'll try and keep this as short as possible. I'm a FTB in week 6 of house buying (no chain either side), vendor lives in London and has a friend in the property at the moment. All searches are back, draft contracts done, mortgage offer received etc. However from the survey that was done a couple of weeks ago there were…
