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Parents signing over property - can we sell it and buy somewhere else?
Hi all, Thanks in advance for your advice, I had a search but couldn't find specific help on this issue. My retired parents own 3 properties, one mortgage free and another with a mortgage (not sure about 3rd will check). They plan on signing over the ownership of the 1st property, which is mortgaged, to me and my sister.…
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When to arrange home buyer survey
Getting a free valuation from our mortgage lender but want an independent home buyer report. Do I have to arrange this once mortgage been agreed or at the same time as valuation. I want an independent one so will be arranging this locally. Thanks
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Buying a new Redrow home (Mon Bank)
Hi all - my first post on here . We are looking to buy a new redrow home (Windsor) which is currently up at £239k .... I was wondering if anyone else has an experience of buying on this estate / with Redrow and what sort of deal you got ... It's more than we were looking to spend but thought if we can get a discount it's…
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Chances of a remortgage with Santander?
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Valuations
Hi, we're currently looking to buy a house and rent our current property. We are releasing as much equity in the property as we can but have only had it valued by an estate agent. Is it possible to get a valuation off a lender as I'm worried if we put a bid in and then proceed with the BTL mortgage they may value it lower…
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First time buyer
I am looking to buy a house for around the £200,000 mark so I want to set this expectation. I work a steady corporate banking job of £31k with personal savings of around £22k at the age of 29. Am currently living with my parents who still work also both bringing in around £2.5k a month and have £50k savings between them…
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No survey needed?
Hi all Im going to apply mortgage through broker to finance a flat. My broker said to me I don't need to have a survey done on the flat. Cos the flat is only a small part of the whole block which is maintained by its freeholder. just have a good look inside the property and should be fine said. Q1: Is it the case? Actually…
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how to publicise self sale of house??
hi anyone sold their own house and if so how did they publicise it please? I have it on gumtree and a local free ads site but anywhere else I could put ads??
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Calculating lease of leasehold flat?
Hi all Im after a flat. and Estate Agent said 105 years lease left on the property. I have retrieved the properties title registry and there is a clause below (17.05.1994) Short particulars of the lease (s) under which the land is held: Date : 28 March 1994 Term : 15 December 1986 Rent : Peppercorn Parties : XXXXXXXX…
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Capital Gains Tax for main residence
Hi I have two property and one is rented and other is my main residence. Should I sell my main residence which I've lived in for 18 months would I be subject to CGT? Thanks.
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Rectifying Damage in Rented Flat
So I'm due to move out next month and have managed to burn the kitchen worktop. During a conversation with LL they mentioned selling the flat so I thought I'd buy a length of worktop to replace but they have now decided to rent it again. The kitchen is quite old so I can no longer get the same worktop so to replace means…
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Is this safe?
BIL has sold his house. New buyers are in. There was some problem with the sellers of the new property regarding transferring their mortgage over to a new property. It was going to cost them £8K if they didn't transfer the mortgage over. This is how it stands now. BIL has moved into the new property with an agreement with…
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Home office - yes or no
Hi all, Just after a quick bit of advice. At the moment our third bedroom is used as an office, with desk, filing and bookshelves. We are looking to put in a bigger desk and one option is a fitted unit. However, we are thinking we might move in a year or two and were worried that a fitted office would put off buyers as…
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Shared driveway access issues
Between my council property and my neighbours property is a strip of land app 8ft wide which forks off at the end and leads to our separate back gardens. The issue I have is the neighbour blocking access for me to enter my hard standing car space on my back garden. The pathway which leads to my front door forms part of the…
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Concerns about estate agent
We are selling my late father's house. Probate was completed long ago. We both live a long distance from the property and needed an agent we could trust. We got a buyer quickly. EA told us they had a property to sell but their purchaser was a 'cash buyer'. He also told us that the purchasers wanted to buy some of the…
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Being made temporarily homeless by private landlord while girlfriend pregnant – help!
This has been a saga and I'd really appreciate some advice. I live in a one-bedroom, privately rented flat with my girlfriend who is currently pregnant. We have had damp in our flat since we moved in a year ago. Our landlord finally agreed to carry out works last week. We were informed by our managing agent that we would…
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Finally! Contracts exchanged!
At long last! I've posted here a couple of times about our tricky first purchase. We made our offer on 29th March and we will finally be completing on the 10th October, making it a whopping 28 weeks from start to finish! Our completion date is just 2 days before mortgage offer expiry, AND it's a Friday, so I'm still…
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Already exchanged without knowing the mortgage offer clause
Hi All, I have been really stressed out last couple of days. I exchanged contract a couple of weeks back and was about to complete next week. I received a notification from the lender two day before yesterday about a re-evaluation survey and I was surprised why it was needed again. I tried to find out further but could…
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Have we been taken for a ride?
My partner and I recently had an offer accepted on a house after months of searching for a house that ticks all the right boxes. We finally found somewhere that met all our requirements, and were over the moon when we had our offer accepted on the property. Before we put our offer in we put forward some questions to the…
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renting with tennent
hello, im renting a house and the landlord has suddenly became poorly and wants to sell the house. the estate agent has told me to stay put because the house might be sold to an investor. what are the chances of this? anybody got any experience or advice pls x
