-
Would it be best to have the house in my name?
Hello, not been on this part of the board before but I have a house question and this seems the place to put it, if it isn't can someone please point me in the right direction, thanks. I currently joint own a house with my dad but my dad keeps suggesting he puts the house completely in my name. Is this a good idea? It…
-
Buying to live but rent for a while
Hi All, My partner and I are first time buyers and are currently discovering the complexities of buying a house. Ideally we want to buy a house, live in it for a year or two and then go travelling for a year or two. While we are away we would like to rent out the property. When we get back (obviously giving tenants notice)…
-
Pricing potential works before offer
Looking at houses we have recently discounted ones with flat roofed extensions. However there is not much out there at the minute so I'm wondering how would I go about knowing any problems and potential costs for pitched roofs once we move in or any other similar situation. Would a full survey do this or can I just ask…
-
Survey woes
Hi, wonder if anyone can advise? We're mid way through the purchase of a mid 30s house. Towards the end of June the valuers for the mortgage company requested a full survey, citing some subsidence. I had a full building survey done, by another surveyor and in it they said: The valuer responded with this My surveyor…
-
do estate agents black list
we put an offer in for a home, had a full survey found several faults but while waiting for a builder to quote on the repairs, we found by chance the estate agents still had the home up for sale behind our back. we were angry we wasted all that money and with the estate agents and we pulled out. now when we phone other…
-
When to change estate agents
Hi folks, my house has been on the market for a month now, and I have only had 3 viewings despite my house being priced to sell. I am hoping to sell my house reasonably quickly so that I can buy a new build. I have a reservation on this new build currently, but time is running out. at what point should i consider changing…
-
Arc property solicitors HMRC letter / Adobe Solicitors
Hi, I took advice from Arc property solicitors / adobe solicitors when purchasing a property in 2010. They said they had a legal way of avoiding the SDLT which came to £10,950 and for that they wanted a fee of around £6,000. They said that HMRC has 9 months to investigate the matter and if they found it to be incorrect…
-
How does my tax code and deductions affect mortgage affordability calculators?
I've been playing around with mortgage lenders on line affordability calculators and they have boxes for 'other regular monthly expenditure' I have a company car and health insurance so my tax code is only about 50L but this obviously isn't monthly 'expenditure' visibile on my bank statement (other than the fact it reduces…
-
Quick Sale Estate Agencies
Hi, my house has been on the market for 9 months without much interest. Im looking into using one of the companies offering a quick sale for a reduced price. When I contacted a company they seem to be guaranteeing to sell my house within 3 months for only a couple of thousand less than asking price. But also stating that…
-
Ending tenancy - landlord trying to charge us another month's rent - help please??
Hi, I'm hoping someone can help me regarding the termination of my tenancy. Myself and my partner took out a six month lease on our house on 1st!December 2012, due to expire on 31st!May 2013, however we received no communication from the landlord until the beginning of December 2013, when she sent us the tenancy renewal…
-
Unhappy with finding of Surveyors Ombudsman: Property (Scotland)
Hi, Been looking into the OSP today as I've just spent more than five months going through their resolution process and I'm not a happy camper! When we bought our house we relied on the home buyers survey (this being Scotland). The surveyor missed a dampness problem in the wall, a category 1 in the survey but, by his own…
-
Why does it have to be this way?
So we accepted an offer on our property 15 weeks ago and completed 2 weeks ago, rendering us temporarily homeless living in temp accommodation with our belongings in storage. Everything went OK, with the exception of a couple of issues, however - we seem to be having a nightmare with our purchase. Our mortgage provider…
-
Short tenancy agreementMy parents want to rent their second house for holidays during
[FONT="]My parents want to rent their second house for holidays during one or two months per year. By law tenants can stay up to six months even if the agreement establish 2 months. How do holiday homes deal with this problem?[/FONT]
-
landlord's tax self-assessment and 'registering your business'
As a new landlord needing to pay tax, I've consulted the official guide to registering for a self-assessment tax return form: http://www.hmrc.gov.uk/sa/register.htm I''m a little confused about the use of the term 'registering your business'? Does this just mean 'apply for your tax form', or something more? Is the below…
-
Minimum deposit? Buying an aparment
So i want to buy an apartment from a developer - Taylor Wimpey. They advertise that they offer new build on their properties, where I put down a 5% minimum deposit. When i went there to discuss this with them, they advised that new build scheme is not possible because the construction is more than a year and a half away.…
-
Confused As HELL :(
Hi folks looking for some sort of advice please, Me and my girlfriend are looking at buying a house next year when we should have a deposit of around £10,000. I have just had a look at my credit report and my credit score is as high as i can get it but back in 2012 i had a default on an account and its still there even tho…
-
Selling a flat with poor soundproofing?
Hhhhgvvvvdxcccfffffxcccc
-
Secure the deposit late
[FONT="]Hi all, my parents have rented out a second property and have not secured the deposit after around 13 months of rent. Now the tenants want to leave. Is it too late to secure the deposit?[/FONT]
-
EDF, Help!
Hey guys, Little help needed. I moved into a property which previously belonged to my brother and his girlfriend and who are my landlords. I recently set up a new energy account with British gas and thought nothing of it. Fast forward to today, bailiff turned up, threw a letter at me and walked off. It was a letter from…
-
Moving House and energy co cant supply a bill
We're moving in a week and I realised about 1 month back that I'd not had a bill from First Utility since March. Added to that our meter stopped working entirely for 2-3 months in that time and was replaced by them so we've no idea whether they plan to try to bill us for the time we were off meter and for how much AND it…
