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Unmarried couple wanting new mortgage + buy to let
I have been living with my partner for 5 years, in the house he owns. He has been paying the mortgage on this property for 12 years and I contribute towards the bills and my name has never been added onto the mortgage. We are currently looking to change his current mortgage to a buy to let and release the assets to create…
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Leaving rented property after 6 years..
Hi guys, My self and my partner are looking at buying a house now after staying in a rented property for the last 6 years. I'm curious as what the normal procedures are for leaving the property. I understand the whole "wear and tear thing" and any holes need to be filled but its not essential that walls need to be…
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Absolutely steamed about Persimmons!
I am so peeved off with Persimmons builders. Basically contacted their office on site to see whether they had any houses available as the site is just round the corner from us and hubby and I were thinking of moving so seemed ideal as we love the area. We had just put our flat on the market and were going to have an open…
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energy quotations.
Trying to get fuel supply quotes on a house I am buying but sites that do comparisons base costs on being a present user. any suggestions of sites that work for first time occupier.? thanks.
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Help me Fix my House!
Hi Home owner novice here After some more advice So I completed last Friday and been round to check out house there is a lot of cosmetic work needed probably noticed now as previous owners stuff hid everything! I am going to need to 1. Repair garden fence and cut back over grown garden ( 500) 2. Plaster skim two bedrooms…
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Ground Rent Doubling every 10 years
Hi all First time poster, though I have google searched the forum for similar posts. I've seen similar questions but not that many posts where people have come back to say what they've done in the end. In a situation where I am looking to purchase a new build with a 999 year lease. The ground rent will double every 10…
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Unauthorised Pet!
We had a weekend out over to sunny Leeds at the weekend (and when I say sunny, I mean torrential rain) and we decided to drive past the property we own which is let. Anyway, there's a cat in house (which isn't authorised - LA checked agreement). Seemed very well at home (nicely sat in the bedroom window peering out over…
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How interest rate increase will affect housing market
Hi yeh, I have a simple question to ask. I want to know how interest rate increase will affect housing market? Where I currently live , housing price seems to be over inflated starting March 2014. Thanks, Vids
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Running out of time...
We are first time buyers which have been really unlucky with our property choices. We first put an offer on a house which was accepted, got all the way through the searches etc to the point before exchange and the 2 on-ward purchasers pulled out of their houses. We couldn't extend out mortgage offer so we had to pull out…
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Bought a house with an unsafe Boiler due to Shed.
Hi. I've recently bought a house whereby the previous owners placed a shed obstructing a boiler flue. When i saw it, i mentally noted it down to check it and ask for a GasSafe cert through the solicitors, or if that wasn't available, to expect to move the flue or shed. The previous owners had said in the sellers…
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Typical time frame offer to exchange
Good afternoon :) I appreciate that this is very much a 'how long is a piece of string' question but I have just come off the phone to our conveyancers and just wondered what other people's experiences have been re: time frames. We had an offer accepted on a property on the first weekend in May and had our mortgage…
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Charging for loss of earnings / landlord's work on neighbouring flat
I'd appreciate any legal viewpoints on this; I've Googled but can only find examples of the reverse scenario (landlord charges tenant for access denied). My landlord owns the entire building (4 flats) - it's a converted period house, so layouts are a little weird. The ground floor flat has been empty for several months.…
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Noise from Adjacent Property
My girlfriend owns a 1960s former council flat located beneath a rented property. A few years ago the landlord upstairs stripped out all the carpets, meaning we could suddenly hear everything from subsequent tenants (Doors closing, toilet flushing, conversations, feet on stairs, music, TV etc.). The current occupier is a…
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Checkout fee
Hi Guys, Sorry to bother you with something relatively trivial, but I was hoping someone might give me some guidance. I've left a flat I was renting, and the estate agents have said that they are happy to return my deposit but I need to pay a £50 "checkout fee", and attaching a copy of their T&Cs. There's nothing in my…
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Would You Buy a House with a BBQ Next Door?
Would you buy a house with a brick BBQ or obvious BBQ next door? It has only just occurred to me some people may be put off.
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Can ex tenant get my own estimate?
I have just moved out of a rental property after four years. I left it immaculately clean however, I had accidentally chipped a basin (dropped electric toothbrush) I accept the damage to the basin is mine and I wonder, am I allowed to get my own estimate to replace the basin? Actually, is this not covered in building…
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problem with ex-landlord - please help!!!
Basically we moved out of our last rental property in January 2014 (after 6 years of renting with the ex landlord). We paid them a deposit after moving in, which they now claim that we never paid to them and therefore they didn't put in one of the approved schemes. In addition to this, we had three very large leylandii in…
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rented proporty repair question
I've moved into a rented house that has no living room door and both bathroom and kitchen doors will not close. also the upstairs doors wont shut due to new carpet landlord laid before I moved in. I've asked landlord (through agent) to sort out the problems but agent has said she is working on him! where to I stand with…
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DIY conveyancing buying a garage
Hello, I'm buying a freehold garage and want to do the conveyancing myself, having just managed to do a freehold no mortgage sale myself, but my research on DIY conveyancing doesn't advise on garages! The vendor's solicitor is being instructed this morning and some of what I'm not clear on will become clear when I see the…
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Best way to find a short let?
Anyone know the best way to find a short let in London? I know some people who may have to move out of rented accommodation while completing a house sale, so they'd only need a couple of months elsewhere, but short lets seem to be like hen's teeth online. My other thought was whether there might be community discussion…
