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Epc ??
Hello and sorry if this has been posted before, I want to sell my house to my Daughter and boyfriend, my daughter lives here with me, question is do I need to get an EPC report there is no estate agent involved at all, she has a morgage offer in principal, do I need a report before we start the ball rolling thankyou.
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Looks like we might have a problem
We moved into our flat on 8th April on a 6 month lease and then on a month by month basis. Today we have received a letter from the Landlords telling us that they are putting in a planning application to demolish the house which contains 3 other flats plus a small house as well as ours= flat and sell the site for…
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House sale not completed - solicitors expect payment?
Six years ago we agreed to buy a house, instructed solicitors. Sale broke down a couple of times due to chain and we lost the house :( There were searches made and so on. The solicitor never billed me for his work on the purchase, so I did not pay. I was a little surprised but as we had already incurred substantial costs…
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Charges on Land Registry
Could anybody give me advice to how long does it take to cancel charges on land registry. I was hoping to sign contract today until my solicitor informed me that there are charges on the land registry. This needs to be cancelled before sign of contract. Contract is all ready to be signed. My solicitor spoke to sellers…
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5 day Rentals Hemel Hempstead.
I've got a work contract for 6 months starting in a couple of weeks, and the plan is (once I find digs), to travel (light) via train on a monday morning, get to work via bus or taxi, and use my push bike to get to and from work, before getting a bus or taxi back to station on friday afternoon. Other than spare room dot co…
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Estate Agent Legacies
Hi Just moved estate agents and the previous lot introduced 4 people - they are claiming that over the next 6 months, if their introduction buys the house then we owe them their commission. The issue is whether or not the term is six months since the introduction i.e. when the person viewed the house or 6 months from the…
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Do you have to pay a token money to reserve the property on offer?
Hi Guys, I am a FTB. (Sorry, if this is a very basic question as I have a little knowledge of how things works in buying a property.) I have seen a property & liked it and about to make an offer. Just wondering, do I have to pay any token/reseve money to estate agent to reseve the property and take it off the market? If I…
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ground rent doubling every 25 years
I'm buying a flat from the freeholder. Once we complete he will grant a new 125 year lease but he is saying the ground rent which is £150 will doubling every 25 years! Is this normal? Even though we have agreed a price and everything is going okay I’m a little unsettled about the ground rent doubling every 25 years. I'm…
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House buying process in Scotland
I'm looking in to buying a house in Scotland and have a couple of questions about the process: 1. At what point do I apply for a mortgage agreement in principle ? Just before I start looking for a house, or after I've found one ? 2. Do I apply for the full mortgage before placing an offer on a house or do I place an offer…
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Council tax not paid by fellow renters in old flat
Hi Thanks for taking the time to read this. I used to work in a hotel and rented a flat above the hotel with three people. I paid all my share of council tax while I was in the property. One guy (let's call him A) says he paid his share (although I'm not 100% sure), and one guy (B) did not pay his full share of council…
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Getting a Declaration of Trust for new house
My girlfriend and I are buying a house, with me putting down the full deposit (40% of the house value) and us then splitting the mortgage. We asked our solicitor for a declaration of trust, which is a standard document that protects me in case we split up, so I get my deposit back (well actually it means I get a percentage…
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Eligibility for a LA Home (if have previously purchased one from the LA)
Over twenty years ago my dad bought his house from the local council, a few years later I bought it off him as his endowment mortgage was turning sour. Some fifteen years later I still own the house and he lives there with my mum, they're considering putting their name down for a council house or bungalow but have heard on…
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Deposit not protected
Hello all I have just moved house and my landlord is with holding over half of my deposit which is in the thousands as I live in london. She has not protected our deposit and we where in the house for just under 2 years. She is now making wild claims about damages to the house which where either there when we moved in or…
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Solicitors
Hi All, I have recently split with my partner, we have a house together under a joint mortgage. My question is it looks like we will be selling the house, when it comes to solicitors do we both need a solicitor each? Or do we just use one solicitor and then the fees get split then what we each get from the remaining equity…
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Free AST agreement
hi I am currently renting out my property, and am using a letting agent, but the 12 months is coming to an end shortly and I want to carry on with the tenant, but do an agreement between ourselves, without the agent, for a further 12 months. I have been researching and I need an assured shorthold tenancy agreement,…
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Surveyor has deemed my property unsuitable/ unsaleable!
Just seeking some advice from anyone that can help! I am currently going through a right to buy mortgage with halifax. Everything was going fine, I passed their credit check and the next step was a valuation. The valued appointed by halifax came to view my property and I got a letter in the post stating my property is not…
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Surveyor has deemed my property unsuitable/ unsaleable!
Just seeking some advice from anyone that can help! I am currently going through a right to buy mortgage with halifax. Everything was going fine, I passed their credit check and the next step was a valuation. The valued appointed by halifax came to view my property and I got a letter in the post stating my property is not…
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Deposit
Searched the web but conflicting advise so wondered if anyone can help here.....I am selling a house and buying new one so do I have to pay a deposit on new house or does the deposit come from proceeding of my house I am selling. I am taking out a mortgage which is 36% l.t.v.......thanks in advance for your views.
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council tax conundrum
Hi everyone, I'm really hoping someone can tell me the best thing to do. I graduated in January and have since been travelling about the country and staying with different friends etc. My post was always being sent to my mum's house for ease etc. I have found a job and am moving to a different county. My partner and I are…
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Renting my property
Afternoon, I'm looking at renting my 2 bed flat that I've just moved out of. My mortgage company have agreed to 12 months - any tips/warnings for me? I have landlord insurance ready and waiting. I think I'd like a company to manage the property for me as I have a lot going on at the moment. The flat is in Ockendon, Essex.
