-
which area/city has low rent prices?
hello! which area/city has low rent prices and it's nice to live? thanks!
-
Can anyone explain pros and cons of part ownership?
I'm wondering if someone could explain the pros and cons of part owning a property because although i've tried researching it on the web, i am still clueless! In particular i'm curious about if you pay rent for the part you don't own. Brief bit of info about me, currently a home owner in a sh*tty street in a shi*tty area…
-
Mortgage Rejected - HELP
Hi, Just found out today through my Broker that my mortgage application with Leeds BS has been rejected by the underwriter. There are about £2k of gambling transactions on my account for May only. These are the only gambling transactions on my account in the last 2 years and are solely there as part of a work syndicate…
-
Landlord boiler repair issue
Hi, I have the following issue and would appreciate your advice: I live in a privately rented property. Our boiler needs repair, it broke down yesterday evening. I've been in contact with our managing agent this morning to let them know. No one was in contact with me, so I had to contact the landlord around 1.30pm. I then…
-
My sale fell through helppm pls
Hi everyone I need advice . Sale of my house fell through buyers surveyor said my property is single skin construction , he stated that construction material cannot be ascertain and the roof covering is pitches and tiled with flat felt extension. When we done our kitchen extension I have seen the walls and I def know it's…
-
Short lease - extension before we buy
Hi all, did post this on the lease extension discussion but thought I may get more response if i posted as a thread. Got a useful response already from propertyman :) so just hoping for a bit more guidance before we spend money hiring a surveyor. After more of a chat with EA today and another viewing, we are liking the…
-
Buying share of freehold flat, how can I protect myself?
Buying 1 bed flat in converted house, which is share of freehold. Just found out the flat above has also offer on it but by investor, so bit concerned when it comes to work needing doing investor will be non respondent. People tell me share of freehold is much better than leasehold but I'm finding this all rather…
-
Council offering to buy back leases.....
.....does anyone know why a council would offer to buy back leases from their leaseholders? I live in a block of flats that already has 4 empty tenancy flats and now leaseholders have been asked if they want to sell their flats back to the council. We are getting suspicious about their intentions.
-
Is Seller Liable?
My daughter had her mortgage agreed in principle with a financial advisor. She had a buyer for hers, who had their Building Society Survey done, and also a private one, which she did think a bit too risky. This was 3 months ago, since then her husband changed jobs, although the new one is considerably more money they can't…
-
Rental guarantee insurance
Has anyone taken out one of these insurance schemes that you can claim on in the event of a tenant withholds rent? It's being offered by a company called Maras.
-
Just want a bit of help on where to move to
I have a few choices, a £275 pcm flat in a smallish town which is 90 minutes by bus to city(where I was thinking of going back to college in summer) which LHA would cover all but like 70p of the rent or moving a few miles from the city in a large town with high chance of employment and good nightlife(I am not a drinker but…
-
Landlord Won't Fix Oven
Hello there, The oven recently stopped working in out rented property. I believe the landlord, by law, has to fix important things like the boiler, heating, water etc, but there is also a section in the tenancy agreement that reads: Schedule 2 (Responsibilities of the Landlord) Other Repairs; To keep in repair and proper…
-
Bedroom tax question
Ok right now I am entitled to the shared rate but seen a property online with 2 bedrooms which is dirt cheap as its in a small town(with good links to Glasgow though) which costs £275 PCM and not including any extra is £62.69 per week and rent works out about 63.46 so much more manageable than now which is about £92 a week…
-
Am I being unnecessarily suspicious
Asked to see a property a couple of weeks ago, it then disappeared from Rightmove and the agents site, however, the agent replied to my query and arranged a viewing. Was meant to see it last week but my daughter had an accident in the playground and we had to rearrange to this week. Agent called to check to see if we were…
-
Moving out of rented flat - who owns what?
Hi - I've been living in a rented flat for 10 years and am finally moving out in two weeks after buying my first house - hooray! The landlord has got progressively worse over the years with delaying or failing to do maintenance. Highlights include serious damp, leaking roof, leaking skylight windows, rotting frames, a…
-
Homebuyer report finally come it - like another language but lot of red! :S HELP
After about a week of val and survey being done I finally got my report today. Only thing I understand is the coding in terms of: 3 -defects are are serious and need to be repaired/replaced/investigated urgently 2-defects that need repairing or replace but are not considered serious/urgent. property must be mainted in…
-
Can I claim a new roof on rental property as a taxable allowance?
My letting agent did an inspection of my rental property and told me there was an issue with tiles slipping of the roof and damp in one of the bedrooms. I had it inspected and was advised that the roof joists were rotting and there were tears in the roof membrane causing the damp in the bedroom. To repair this would cost…
-
tenancy extension
Hi To cut a long story short we signed a 6 month contract and then 12 month with the option of break before releasing we could have gone to the statutory periodic tenancy for free. After the 12 month we went to the spt in Feb and got a letter saying they had not heard from the ll Now a call saying they've heard from the ll…
-
Couple of questions about useless landlord
To cut a long story short, my "landlord" is useless, we have been in the property since December, he didn't put my deposit in a safe scheme and he didn't provide us with an EPC or a Gas safe certificate. Anyway... My local council are onto him, Health and safety are onto him and Private Renting Housing Panel are onto him…
-
Can I claim VAT back for HMO and decorations on BTL property?
I have two properties which need to get some work to comply with HMO regs, and also I am considering some redecoration. The builder told me that he is VAT registered, hence he is going to charge more, but I might be able to claim VAT back. The properties are in my name, and not in a company. Can I still claim VAT back on…