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Question about moving out of rental and utilities
Hi all, bit of an unusual situation. Due to our builders running late and not being able to agree on a completion date earlier this month, we had to retract the notice on our rental house to insure we wouldn't end up homeless. All fine, but we are now moving out on the 28th. The LL/LA are trying to find new tenants to move…
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Garden is covered in bees!
I'm renting a ground floor flat at the moment. It has a horrible weedy garden in the back that had been incredibly poorly kept when I moved in. It was nasty and I never ever used it. As a result, it became quite overgrown. Since I am trying to buy a house I was expecting to move out within a couple of months and just…
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How much would you offer?
Just wanting some opinions on this. We are in West Wales, first time buyers with no chain and no mortgage needed. We have found a lovely property and wondering how much to offer. It's been on the market for 18 months, first at £250.000, reduced 1 year ago to £225.000. There are very few things we dislike about the house to…
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First time buyer but on joint tenancy - what to do?
Hi folks! Is it possible to get get a mortgage whilst still being named on a joint assured tenancy? If not, how do I go about buying my own place? Long story short I'm living with my ex with 10 months to run on a joint tenancy. He's been paying all the bills and rent, etc, and can afford to with just his wage - and is…
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Hoping to buy Fathers buy to let property privately
Hi all, My Dad has a buy to let property which I currently live in (paying rent) He is thinking of selling it and has offered it to me, we are hoping to do this privately as it seems an utter waste of money to use an estate agent. Does this sound feasible? We would get it valued and I would pay him the market rate for it.…
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house buying
Should I be worry house put up for sale 6 months. The vendor brought the house in Aug 13 but put the house in feb 14. The property is a new build in 2004. The area seem ok new build estate feel. Property is well maintain. I did ask why he just said wants to move out of the area and he told us he's been here for 12 months…
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Putting an offer on two different houses with the same age tho,
Hi all, I'm a first time buyer and have seen two houses I like. With the market as it is (I'm in the south east), I want to put an offer on both as I'm not sure which will be accepted and I don't want to miss out. The problem is that both houses are on the market with the same estate agent. Please can you let me know your…
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buying conveyancing, is this to much?
I am in the process of buying a new build retirement flat. When I received it the EA quoted "about £650 " from the solicitor that they are using for all the flats. However, on receiving documents from the solicitor they have said £1,568. There are also a list of extra chargs that they may need to make. Surely this is too…
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Leaving rental after 7 years
So I've finally given notice on our rental property after we exchanged on our new home yesterday and will be completing Friday. We'll have the rental until the end of June so plenty of time to clean it etc. My question is how much work should we do to ensure we get our deposit back? Bearing in mind we've lived in the house…
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Buyers - how sensible/realistic are they when viewing a property?
I will be putting my home up for sale soon- a 3 bed semi. I have 2 double bedrooms and 1 single bedroom. The single bedroom is small, it is set as a nursery at the moment with cot/changing unit/wardrobe etc. Are viewers realistic, do they look at a room and think thats big enough for a single bed etc or hould I set it up…
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Re-Mortgage
Help Please I am thinking of re mortgaging my rental property's to raise capital for doing my home up. I was wondering how much I can take out without having to pay tax on it. One of the houses is my old home that I lived in for 4 years. The other 2 have only ever been rentals. Is it 10k each for me and my wife? Would I…
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Help - has anyone been charged a "Fee Charged by Freeholder for Notice of Mortgage"
Hi there, We have just started the process of buying a new build flat and in the solicitor's initial letter to us specifying the charges we are likely to pay there is a "Fee Charged by Freeholder for Notice of Mortgage (only applicable if purchasing with a mortgage) 0.5% of purchase price" I've never come across this…
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Are our chances now scuppered?
We are looking to buy soon, we are tenants and are about to move into somewhere a bit cheaper for 6 months for a final push of savings. Stupid new letting agent charged us twice for the fees pushing my account into an unauthorised overdraft. I have now transfered more money into to correct this but when I spoke to my bank…
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BTL - house in one name, income to another
Is it possible/legal to have a house in one persons name e.g. Mrs Smith, and to have the BTL income go to Miss Smith, who is a student (18) and has no/minimal income of her own? Say the BTL income is £10k p.a., would Miss Smith get all that tax free?
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Fife Properties.co.uk - complaints procedure
A few days ago all current Fife Properties Landlords received an updated management contract and what do you know....written under the complaints section...it states that should Landlords be dissatisfied with the findings of the internal complaint, Landlords can take the matter up with the Property Ombudsman. I spoke to…
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Landlords items in tenants flat
I am set to move into a property in the first week of June. I viewed the property at the end of April and the letting negotiator pointed out which items were part of the property. We did not want some items but we were told that there is no flexibility and we will have to take the these items with the property. However,…
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FTB-Home buyer results - how bad is it you think?
So this is for a 1 bed ground flr share of freehold flat+ 970yr lease. The other flat above also has had offer I learnt by investor so bit worried they may slack at putting hand in pocket when is comes to any future works. Hoping my legal eagle will clarify on lease detail once he's officially instructed as vendors are…
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Mortgage; second mortgage to buy another home
My husband & I have seen a new build property we would like to purchase, but the development will not be ready for some months. In order to reserve the one my husband wants off-plan, we have to be in a position to exchange within 4-6 weeks. We could sell our home & rent while we wait, but my husband doesn't want the hassle…
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Excessive Letting Agent Fee?
Good evening, I am just wondering what the standard rate is for a letting agent to charge for an additional occupant? My boyfriend rents the house and the contract will remain in his name, I am just moving in. The letting agent has stated that there is a fee of £95 to cover "referencing". Is this normal? I presume this…
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Small claims court: dodgy letting agents?
Evening all! I was hoping you all may be able to help - I have recently evicted my tenant for non payment of rent and as a result my letting agent has taken the guarantor to the small claims court after they refused to pay the outstanding amount. The court papers were submitted on monday and I paid £75 in court fees. I…
