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My mother, sister and brother selling our inheritance properties behind my back....
Hi, I have a problem that I need help with. We have a family business and it has been established since 1932. I worked there for 31 years and because I was the only offspring in the family who had taken an interest, in my parents will they were leaving the business to me. We also have a house next door to the business that…
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How can you judge a good removal company?
Reason I ask is I have a different situation to many people I have a small flat but in it I have 2 large built in wardrobes, and 2 normal wardrobes of my own(though 1 is almost all junk inside) along with a computer desk, 2 desktop pcs, 6 hi fi speakers, my 42 inch tv, a old 20 inch crt and a larger 30 inch crt and a…
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Estate Agent mis-represented contents
I'm looking for some help on a flat renting issue. My daughter has just signed the contract for her first flat (joint tenancy with her boyfriend). She looked around before hand and liked the part furnished style - after the look round she realised that she hadn't measured the bed size so she looked at the advertising and…
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Survey done few issues
Hi everyone posted on here a while back regarding homebuyers survey that has come back with 3 issues 1) possible damp in two rooms downstairs 2) crack in purlin 3) not enough ventilation around downstairs fire Buyer pulled out due to change in circumstances as her new relationship had become more serious and partner had 2…
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Advice on eviction notice please
Hello I would like some advice on what to do next after having received what I consider to be an unlawful Notice to Quit. I am renting from a private landlord. My AST is now periodic (monthly). I have received a notice to quit, although the rent was paid that very day and there are no arrears. I have been late with rent…
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Raising money for work on unmortgageable property
We are buying a house that is unmortgageable because a) it last changed ownership at the Land Registry in March of this year and b) it requires a substantial amount of work. We are lucky enough to be able to buy it mortgage free but that will use up all of our savings plus we're borrowing £5k from family for our fees. We…
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Housing Association Dispute over Rent
Can some please advise on the following I moved in to a Housing Association property in 2009 and a new kitchen was fitted from the HA to which the previous tenant requested, I don't know when this was done but I accepted the property and signed the tenancy agreement, after living there for awhile I was questioning my rent…
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Abonded House Next Door, Garden Out of Control. Who to Call?
Ok, so we moved into our home just over a month ago and found out in that time that one of our neighbours has gone to visit/live with family and she has that much money that she doesnt care about the house just sitting empty. Apparently shes only been back once or twice in the past few years. Anyway, the garden is an…
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Right to buy
Hi I am new to this . Me and my wife currently live in a council house where my wife as lived for the last 18 years and me 3 years .we are interested in buying and should receive around 45% discount on the market value how ever we do have a few debts one is a loan and one is car finance and a few credit cards which I have…
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Served section 21
Hi there, I am currently renting a private rental in England. A few months ago the agent contacted me to ask how I wanted to pay my tenancy renewal, so I ignored it. Eventually they got more persistent, so I contacted the landlord directly (I forced them to give me the contact details as I thought they may try to pull…
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is shared ownership a good idea?
I have £70 000 deposit buy my salary is only £12000. I am considering purchasing a 2 bed flat in horsham. The flat is apparently worth £200 000. I would purchase a 30% share for £60 000 which I would purchase outright. I would then have to pay rent on the share I dont own which would be £320 (and £113 service charge) as it…
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Hubby out of contract, do you think we could get a mortgage?
My husband is a contractor, has his own company from which he pays himself a salary and dividends. In the last 7 years he has had 3 contracts, all roughly 2-2.5 yrs long each, with up to 3 months off in between the 3 contracts. He has no contract at the moment. His company has earned on average £100,000 per year in the…
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Should I get a 5 or 10 year fixed mortgage?
I have been doing some sums recently - and looking at a 3 bed house I have worked out it will cost around £385 a month on a 5 year fix with Santander (with no product fee). Alternatively I could pay £413 a month with Yorkshire and get a 10 year fixed mortgage albeit with a £130 product fee. I know nobody has a crystal ball…
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DLA affecting LHA?
I recently got DLA awarded and my local council told me that they count that as income therefore my £15 a week I currently get in discretionary payment when that runs out if I reapply they take it into account so I wouldnt get the payment. Whilst I now have more money it is meant to help me with disabilities so what is the…
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Why are LHA rates dropping when rent is increasing?
Is it just another way to cut the spend? I ask because I noticed my LHA payment last month was lower, I then found out they decreased it by £3 a week!!!, I googled around and found it was similar for around Scotland(I assume England and Wales too) Yet in my area alone neither the shared rate or the 1 bed rate covers what…
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super strike
Hi all, I'm having some major problems with the estate agents that manage the property I rent. I was issued a s21 which all seemed valid until I called shelter for some advice. My situation is exactly the same as the super strike case, I was wandering if anyone has a similar situation or is trying to use the super strike…
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Buy-to-Let Mortgage. Can I make money if I re-mortgage?
Hello I am thinking of getting a buy-to-let mortgage; therefore I only need to make interest repayments. I have had an argument with a friend of mine, he says I would make money if I re-mortgaged, I say all you would do is release the equity you put into the house. For example, a house bought today at £100,000, would…
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Landlord asking for second deposit
Me and my husband had two CCJs, one that was satisfied and one that was not when we got our rented house. Now both are satisfied. In order to get the rented house I had to give 6 months rent in advance, two months rent as deposit, and a guarantor. I love the house and will pay the rent however the landlord seems to be…
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Converting a garage, yay or nay?
I'm considering purchasing a property with a detached outbuilding in the garden. It's a double garage with an attached workshop as a second room, built out of bricks and breeze blocks and covering about 400-450 sq ft. It has access via the driveway of the property and it would be trivial to allocate some of the garden to…
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Houses you can't park at the front.
I really like a house, it is perfect inside for my families needs but the parking and garage are at the back. There is no road outside it is communal land. For visitors, deliveries etc they need to park in the road nearest and walk along a path to get to your front door. I'm not keen on the idea of not being able to park…
