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£500k Stamp Duty Bracket question?
When a seller puts a house on the market above £500k do they really expect to sell above that or are they expecting offers under £500k. Say £550k guide price for example surely they are expecting offers under that stamp duty threshold?
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Charges register - Manorial rights, mining and minerals
We are in the process of buying a house and the Land Registry document has highlighted that there is a charge over the property in respect of manorial rights relating to all mines, minerals, material and substances of every description. This charge was registered in Sep 2013 and the beneficiaries are two trustee companys.…
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What is difference between 'Offers in the region of' and 'Guide Price'
What do you think the difference is when you see EA saying either 'Offers in the region of' or 'Guide Price'
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Would you feel a 10% offer under asking too cheeky on this one?
Ok seen a possible house but it's in a band where it's a big jump in stamp duty. House been on market for approx 10 months now. It initially went up for £650k then got reduced to £569,995. Would a offer of £499,995 be just to cheeky? It was last sold for £520k in 2006. People and EA do say you should look for 10% off…
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Landlord wants to go private - advice
Hi, I've rented a flat through a letting agency for the past two years. I've had infrequent contact with my landlord directly for any issues. The agency seem to act only as a rent forwarding service and to draw up the tenancy agreement at the start of each year. My landlord has told me he is frustrated with the agency…
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Vendor withdraw after exchange?
Hi there As a buyer after exchange we have to complete otherwise if we withdraw after exchange we can lose our deposit. But what happens if a buyer withdraws after exchange of contract? Are they liable for anything? Do we as buyers have any right? Many thanks for your advice
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A Question for Landlords
Hello, I'd like to ask landlords on the site a question, if I may? I am hoping to move later this year and know it will be harder to find a property because we claim housing benefit. I gave up work to look after my disabled son so all of our income comes from benefits, most of which are disability related. We've been in…
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Got told we were fine now want a guarantor
Two of us are hoping to rent out a property, we both passed credit checks and both got told we had passed employment references so got given a date to get keys and sign agreements. My friend is still on probation at work so failed the reference and agent said she spoke to landlord to let him know hes just left the armed…
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Avoid IHT,add kids to the house deeds?
Hi I am retired and have paid my mortgage off.So that my kids paying IHT,can I just add them to the deeds so when I pop my cloggs they just take full ownership rather than going through probate?
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Land registry innaccurate
Hello all, I am in the process of buying a house and my solicitor has been doing the searches. I have received a copy of the HM land registry title plan. The plan shows that the garden of the house I am buying has been reduced in size. This is indicated by a red rectangle being re-drawn over the original plan. The…
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HA won't take away dumped furniture - any options?
We live in a HA flat and there is a small communal area for the bins next to the main access door. Around Christmas time a sofa appeared there, dumped right next to a very clear "No Dumping" sign. I gave it two weeks (thinking maybe whoever dumped it had arranged collection) and reported it to the HA who said they would…
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Help regarding renting
Hello I have previously rented properties with my partner and have excellent references from both. Unfortunatly my partner and I have since parted company and I am now looking to rent with my 15 month old daughter. I have moved back in with my parents in the meantime, and have seen a few properties which would be idea. I…
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Renting out your property and moving abroad.
Hi. I currently have a shared ownership mortgage on a 2 bedroom flat that I have 50% share on. I want to buy the other 50% share and staircase to 100% Basically I am unhappy in my current employment and want to work abroad for 12-18 months to teach. I would like to rent my flat during this period with a agent for peace of…
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what happens if vendors fail to complete?
Just came across my mind and was hoping if you can enlighten me a bit on this query. If a vendor fails to complete on agreed completion date after exchange, are they liable to pay for any financial loss incurred by failure to complete? Ie. Movers, temporary accommodation and storage? Also are they also liable for paying…
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what happens if vendors fail to complete?
Hi there I was hoping to get some advice. If vendors fail to complete agreed date after exchange, Am I completely liable to cover losses from movers, need to look for short term storage, temporary accomodation? Can you actually claim against this? Also has this happened to anyone where they were successfully able to claim…
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I got a bill for works on my flat from council for work they going to do I must pay
Hi can anyone help i got a bill today from the council for nearly 2k for work they are going to carried out its apart of the decent homes programme, I bought the flat years ago im a lease holder the works include them putting a new double glazed window in a out house shed (what is boarded up because kids kept smashing it)…
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Ex-Council flats and Double glazing.. do you have any info?
Hi there forumers, I live in an ex-council flat in Lambeth and have old style metal/crittle windows. I am wanting to fit some new double glazing, but I also know that the council will be replacing them in 2015. I've heard shocking stories about hyperinflated prices for Leasholders and bills for this kind of work, so I'm…
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Which one would you buy? please.... and why
Right move RG7 4GT £315 - 3 bed semi £315 - 3 bed terrace £325 - 3/4 bed terrace many thanks in advance
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buying the freehold
I recently bought a leasehold garage(84 years) , in a block, The freeholder for all the flats and garages apparently wants to sell. I have been advised by the residents committee, that it is nothing to do with me and They are going to exclude me from the purchase. I am keen to buy the freehold. Where do I stand?
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Is my rent an acceptable amount?
Hi, I've recently got a new job which now pays 16,000 a year(exc tax), I'm living with my grandparents and have been paying just £25 a month rent before my new job. Now I'm earning more I offered to pay more rent, they requested 200£ a month to cover everything. On the basis that the house is a council house, my…
