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Help with raising a deposit to rent?
Does anyone know where one can possibly get help with raising a deposit in order for me to rent a place? I'm living with boyfriend and his Dad, but his Dad smokes, and it's making my asthma very severe. I've been hospitalised twice in the past 6 weeks because of it. I cannot stay living here. Boyfriend and I have a spoken…
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Notice to terminate tenancy, confusion
A friend has received notice from his landlord to terminate his tenancy. They've received three notices 1 x Housing act 1988 section 21(1)(b) 2 x Housing act 1988 section 21 (4)(a) the 21(1)(b) says they have 2 months from receipt of the notice the 21(4)(a) is sightly different; one copy says landlord requires possession…
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Neighbour changes use of garage and then complains about noise
Our houses are setup like so: House->Attached Garage->Attached Garage->House Everything was rosey, you could make as much or as little noise as you wanted and nobody complained as there was 2 garages between the properties. The garage is a workshop so there's an assorted of tools in there including drills, saws, etc. Now…
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Remove Tree Preservation Order (PTO)
Hi, My mother in law who has mobility problems, has an enormous tree in her garden, (this thing is huge). As it is only a small plot with a small garden, the tree sits right in the middle of the lawn and blocks out most of the sun and drops leaves in the autumn and branches whenever there are high winds both in hers and…
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Transfer Of Part - Queries
I am in the process of trying to buy a house, and have everything agreed in principle. I have received a 33 page document entitled "Transfer Of Part" and before I sign it, I want to understand more about it. There are 10 schedules in the document: (1) Rights Granted to Transferee (2) Rights Excepted and Reserved (3A)…
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House for sale at "Offers Over" but seems very overpriced
Hi All, I wonder if anyone can share their experiences of dealing with properties advertised as 'offers over'. I am viewing a property over the weekend and although it is asking for this, I have looked at comparable houses on the same estate and the highest previous price (in 2010) is £20K under this price. No comparable…
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Can you buy into a shared ownership without a mortgage?
as the title really if you have the funds available can you just outright buy say a 25% share of a shared ownership property without seeking a mortgage? I ask because with some saving that may eventually be a route to home ownership as I have a health condition now that means I may no longer be able to manage working full…
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Buy with 5% deposit or keep saving (lots) for a year?
We are in an odd (I think) situation. As a self-employed couple we are seeing the fruits of our labours for the last few years now regularly coming in. We are renting a place we love - and have offered to buy but the landlady (despite offering to sell to our neighbours last year) as said no. She (and the estate agents)…
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New Build Buying Scotland
Hello All I am looking at a new build in Scotland at a price of £355k. I can afford the deposit of 10% but would look at the government Help To Buy scheme for £71k as this is interest free so it makes sense. How is this paid back? is it just divided over 25 years or is it backloaded to the end of the mortgage term? Help…
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House Rental Tax Amount
I'm buying a house and it has no mortgage, I want to rent it out so how much tax do I have to pay to Inland Revenue? Out of the rent I receive ?
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Own Freehold but still asked to pay service charges?
Hello, I bought a shared ownership house from the council in January 2011. Then in May 2013, I bought the other half of it and I became the freeholder. I specifically asked my solicitor if I would have to still pay service charges and she said no. There also isn't anything in the deeds or anything about service charges.…
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House buying - contract pack, questions
:hello: Good morning, just been to pick up the contract pack from delivery office. We've got the documents organised, and ready to sign and witness. However in the list of items to return it lists: 7. Buildings insurance schedule 8. Valuation report 9. Written confirmation that you will pay your debts. So my questions are:…
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Restrictive Covenant - Fence
Hi all I am getting a bit of abuse from my neighbors due to a fence I have installed on my front garden from stopping vehicles getting over the garden and ruining it. This is my first own home so not sure what I should be doing if anything. * Boutght the house fro developer * All houses in the estate sold already * I put…
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Contracts of sale received and wrong!
They have missed an e from my first name, on the contract from, however the title deed transfer form is correct, will this matter? Due to complete Friday next week and obviously the solicitors are shut today!
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Urgent tenancy advice please anyone???!
Hi all, been a long time since I posted - so much so I forgot my username so am now a 'newbie' again! I'm hoping someone can offer some advice regarding our tenancy. We have lived in the same property for over 5 years, never signed or been issued with a new tenancy agreement since the day we moved in, never had any…
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Interesting CON29DW situation
Hi all - first time poster, so take it easy... :-) We purchased a property in April 2013 - one of the primary factors in our decision was that the plot had plenty of scope to build a detached double garage, convert existing integral double garage, put a conservatory on the back etc. As part of the search process, we had a…
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First Time Poster, First Time Buyer
Hi all, My first post on the forum! My partner and I are long time renters and want to be first time buyers! We've been looking at various places to suit our jobs and the perfect place in terms of commuting time is Ardley, near Bicester, Oxfordshire. It's approx 40 minutes each way. We've found this place which is nice,…
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Buying a New Build - Developers Deposit
Hi, We're looking into buying a new build and intend to sell our house and move into rented for a few months whilst they finish building it. The developer wants a £500 deposit to reserve the plot and then to exchange contracts 28 days after this. The issue is they have also said they want a deposit of 10% of the value of…
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Help - Failed credit check for a t-mobile contact & just about to apply for mortgage
Hi, I need some advice... Me and my wife have just had an offer accepted on a flat and sorting out mortgage and solicitors etc. I am also an Ovivo customer and my phone has cut off at a very helpful moment.....so, I needed to get a new phone contract sorted as currently cannot phone or text... So, I took advice from our…
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Outstanding Building Work on a New Build 3 months after completion
I moved into a new build property in December a few weeks before completion I was told there was a chance of a delay for me to be getting access to my parking area and garage due to outstanding work on the property behind and i was asked to sign an agreement to use alternative parking. This was expected to be a short term…
