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Selling property with outstanding building warrant
Hi I am buying a property from my dad. The valuation has been done and no issues at all. However my dad has told me he never obtained a building completion certificate for a wall he knocked down in the kitchen. Is this now likely to be flagged upon whatever relevant checks happen? Or can I just keep quiet and obtain one…
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Stuck on a mortgage with my ex - please help
I've been split up with my for 7 years now and we have a mortgage on a house he is living in. When I left we agreed that he would pay for mortgage and my name would be removed as soon as it could be. I have not paid anything towards this house in 7 years and have no financial interest at all. I just want my name removed.…
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Buy to let as a shared ownership
Hi A friend and I are looking to purchase a buy-to-let property. I will be paying all the deposit (20-40 %) but the mortgage will be in her name. (due to my work situation) The rental should cover the mortgage repayments and any extra will be an emergency fund. She has suggested that when we sell it i will get my deposit…
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House on busy road?
I am in the process of buying a house. It is on an estate but is on the main road. I sat outside the house between 18:40 and 19:00 this evening and 101 cars drove past. This is obviously prime time as people are returning from work. This doesn't bother me particularly. I am more concerned about selling the house in the…
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New rental availability v notice period dilemma
Wondering if more experienced renters might be able to offer any advice... I've been looking to move out of my rental property but haven't had any luck finding a new place to live. My AST ends on 08/02 so it's now too late to leave, or give notice to leave by 08/03. The earliest I can now give notice for is to leave by…
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SO STRESSFUL buying a House.
I had a offer accepted on a property on the 20th January 2014, valuation was booked for the Friday the same week, all came back fine. Solicitor instructed and was doing the searches in the mean time ( so I thought) all that was missing was my mortgage letter in my hand, daily calls to Tesco Bank and chasing them on my…
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Apartment over a House
Hi All, I'm weighing up the pros and cons of buying an apartmentover a house in the proximity of a city centre. One things that does concern meabout apartments are the annual service charges etc. What do people on herefeel about apartments weighing up both the pros and cons? Thanks
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private house sail........
Hi , just been searching through the forum for advice / help and not come across any thing pertaining to my situation..... If I have missed a thread or two then please point it out to me .... My daughter who has been renting a nice bungalow for the past five years has been offered the chance to buy it by the landlord. He…
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Would you be put off buying a house with a bulge in a wall?
I am in the process of buying an end-of-terrace house that has a bulging wall at first floor level (not uncommon in end of terraces, I understand). Two structural engineers have concluded that there is no ongoing movement and no works needed, plus the builder who last re-rendered the house (last summer) confirmed that…
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Buying a leasehold flat - merging it back into the freehold property
Hello - I have a freehold house where part of the property was sold off in 1989 as a leasehold flat. I own the freehold for that flat, which forms the upstairs floor of one part of the house. I bought the house for a very good price - the presence of the flat had a substantial negative effect on the value. The flat has now…
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Extension was built over a main sewer
We built a 2 story extension over a public sewer 18 years ago. We had planning permission and full building regs passed on the extension but at no time did we even realize there was a sewer underneath it. We are now selling the property and obviously this is will come up in the searches - do we just offer an indemnity…
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survey question
I have a question about a valuation survey, the survey says : Is there any evidence of structural movement, landslip or heave in the proprty or in the immediate vacinity? Yes If yes does it apper to be longstanding and unlikely to be progresive? Yes it then says Evidence of timber infestation was noted - It goes on to say…
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Massive problem with my deposits
I have relieved four phone calls today from long term tenants who have read a letter in the post from My Deposits stating that the deposit had been unprotected automatically .and it appears 9 deposits I have with them are the same so expecting more calls. Landlords must beware and it seems check their junk mail as I have…
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Housing Deposit
To cut a long story short, my Landlord has been a complete ****. He protected our deposit 5months after the 30day deadline, and refused to repair problem after problem.... We stayed there due to financial reasons. Anyway, we were given a section 21 on the 24th December - Stating we had 2 months to move out - However due to…
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Illegal eviction, need help please
My Wife and I along with our 6 month old baby were illegally evicted from our home on the 25/12/2013 and I am looking to seek compensation for this through the small claims court. As well as prosecute the landlord through the criminal courts for the Illegal eviction. I have tried to enter into a mediation process with the…
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Experiences of Harrogate please?
Hello, we are thinking of moving to Harrogate (we live in West Yorkshire at the moment) and wondered if anyone here would share their experiences of the area please? My son is 18 so I am not worried about school catchments now, but any advice about good areas or areas to avoid, population make up etc would be very…
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Construction Work on house
Hi, I moved into a rented flat a month ago. It's a ground floor/basement level flat in a house that's convered to fit several flats. I woke up this morning to find that scaffolding has been set up right outside my bedroom window and outside my front door, literally obstructing my exit from the house and my view from the…
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Buying a house
Hello all i would like to ask for some advise i currently live in a ex council right to by been here for 16yrs and the street has just changed so much with private landlords buying up all the houses been considering a move for a while now while i am still of a decent age to get another mortgage i owe around £24000 on my…
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Charged for skip hire
Hi, I'm hoping this is the best forum to post on. We recently moved out of a HA flat everything was cleared and scrubbed to within an inch of its life. However we got a bill for £200 for skip hire, when I asked what for they said it was to remove the Lino and carpets. The carpets had been cleaned and were perfectly fine,…
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Buying a property which has a covenant
I want to buy a freehold property which has some spare land included. The owner's title states that no disposition of the property can be made without making a new direct covenant with the original builder, which is a company in liquidation but not dissolved. The covenant would prevent any additional building or,…
