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New build property and management fee
We moved in to our new build property in Sept 2013, we were aware that there would be a management fee to pay of £81 per year and every house on the development has a share in the management company. the development only has 30 houses and will not be completed until the end of this year. Every household had to pay their…
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Rubbish management company!!
Hi all, I bought a flat last year that's in a block run by a management company. I was issued with a pack detailing costs and how to report repairs as soon as I moved in. I pay £100 per month as a service charge, however do not receive any 'services.' I have been reporting the same repairs (broken lights and a large crack…
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Buying a house - how much do I need?
Hi all, Just a quick query: I'm looking to buy a house for around £300,000-£350,000 later this year and I just wanted to get some views on how much in total I will need for everything. As far as I'm aware I will need: * 5% deposit of £15,000 to £17,500 * 3% stamp duty of £9,000 to £10,500 * solicitors' fees, searches,…
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Help To buy Scheme Question
Hi All, I am looking to buy a property in the £100k - £140k range (probably a 2 bedroom flat) I'm a first time buyer, with 35k in savings. Currently earn £25k per annum, but I'm due a pay rise really. I have only my student debt, which is something like 1% interest If for example I chose to buy a property for £125k Would I…
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Tenants 'ripped off' by letting agents keeping deposits
This was on BBC News this morning - letting agents taking huge holding deposits and then at the last minute saying the property isn't available but then they don't return the deposit. Very sad for the lady involved as she is a single mum and then had no deposit to put on another place http://www.bbc.com/newsbeat/26326033
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Deposit and fees - where to find the money!? (renting)
After my ex unceremoniously dumped me in November, I've been looking for a new flat (he's only just moved out last month as our cat was very sick we decided to wait til after she was better before moving out, plus Christmas is a horrific time to move house) I can't afford our flat by myself, unless I want to spend all my…
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penalties in selling a house?
Hi, about a year ago my husband transferred a house that he owned and rented out into my name. I don't want the hassle of renting this house , but I am not sure if I will have to pay tax if I sell it. Could you advise me on what to do please. I do not work and have no regular income other than the rent from the house which…
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kids eh
I'm a 58/59 year old man in full time employment I own my house (no mortgage ) the house is a semi and my daughter lives next-door ( adjoining and she rents privately ) my daughter would like to own the house but is unable to get a mortgage so I would like to buy it for her my house is worth 100k the owner of next door…
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FTB - House Purchased
Hi All. I have bought a house and I am awaiting the missives being signed. Our lawyers have confirmed the sellers solicitors are causing delays. we are now at the stage where we are buying furniture. And would like to go back in to get some measurements so I know the one I have chosen will fit. We are told we cant due to…
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Buying from Trustee in Bankruptcy
I have found a house I would like to buy which is being sold by a Trustee in Bankruptcy. Does this impact on the buying process in terms of time at all? Does this mean my offer will need to be agreed by the creditors? The owner has moved out and the property is vacant, just in case it makes a difference. I would be…
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Want to rent my flat but can I with help to buy?
Hello, I bought a flat in November 2012 on the first 'help to buy' scheme. It was 120,000 1 bedroom ground floor flat in Essex. I am now ready and in need to buy either a 2 bedroom or a 3 bedroom place. Can i rent out the flat I own instead of selling it? Can i change it to a let mortgage to let it out? Does the 'help to…
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Affordable rural house FTB/ Adding renovation costs?
I have just seen this house http://www.rightmove.co.uk/property-for-sale/property-44893037.html and it's EXACTLY the kind of thing that would be perfect for OH and I when we are in a position to buy in 2 - 3 years time. We really want a house with some land (our long term goal is a smallholding), away from main roads, and…
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Buying land from a neighbouring property.
I've been thinking about trying to buy a piece of land next to my driveway. Our estate was built in the 90's and this area is unused, unloved and overgrown. I believe it belongs to the house behind me and I know I can confirm this through the Land Registry. However, if I get contact details for the owner (the house is…
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do i need a solicitor?
i need to transfer a property i own from my relatives name to mine? do i need to use a solicitor? thanks molly
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Letting agent has not paid my deposit
Letting agent has not paid my deposit into a protection How do I go about reporting them ?? I have looked about taking them to the small claims court but its a touch on the expensive side I don't have £70 to spend in a lump sum :beer:
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House selling high and low.
Finally decided to put my FTB house up for sale last night and it hit the adverts site this morning. Last night was tearful in fear that no one would buy it. Today lunchtime agent called to say they have booked in over 10 viewings at that time. The house has tenants. I know I could wait for tenants to leave but we are…
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mydeposit renewal?
hi, i asked the local LA to find me a tenant which he did, but he took it on himself to protect the deposit in his own account instead of mine. i actually hold the deposit. now after 6 months the tenant and i have agreed to a rolling contract. (i have written to the LA and told him politley to go away) what do i have to do…
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shaver socket in new build
Probably not a big issue, but just moved into a Morris Homes new build house and there in no shaver socket in the master bathroom or any of the other two toilets/bathrooms. Before I go running to the site manager, does anyone know if there is a requirement for the builder to provide one in the first place and secondly how…
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renting to buy
currently im a private tenant, on state benefits. full housing rebate. my current landlord has agreed to take 400 a month in rent, i asked what i could do to buy it from him, i offered to increase rent from the 400 state benefit to £500 a month till it was paid he initially thought i was trying to get a free interest deal,…
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Help renting nightmare
Following on from an earlier post I decided to just rent a flat, so today I signed tenancy agreement and got keys etc. got my car packed and went to move in. But the keys don't work! Like not to the outer door of the building, presumably not to the flat either but I cannot check that as I have a car full off stuff but…
