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What places are nice in london for my price range?
Hello everyone. I would like to move from Colchester where I live now to London. I don't know London very well but I would like to live quite close to the "hustle and bustle" of London. I am ideally looking for a 1 bedroom flat to live in but not something like a counsil tower block, something more like an apartment…
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Room I'm planning to rent needs a good clean!
Hi, I've seen a nice room in a shared house and have told letting agency I'd like to take it. Only problem is that in the ensuite the shower has some biggish patches of black mould (probably from not being dried/squeegied after use). I didn't like to mention it to the existing tenant who was showing me round, but I would…
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How long is too long?!
Hi all! I need some help on how to proceed.. We are chain free buyers. Our offered was accepted on a house at the end of October, on a chain free property. Our mortgage is in place and all of our searches have been returned. Our solicitor has been waiting on additional enquires for 4 weeks! I have chased up the estate…
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Help! Re Rental
Hi My friend is living in a ground floor flat which is rented through a letting agent. Ever since he moved in there have been a number of problems and the place is a bit of a dump, it has to be said. However, leaving all other problems aside, one major issue needs dealing with and is being ignored. The heating in the house…
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Surveys - how long?
Hi, At the moment all of the three in the chain are at the same stage; - We are waiting for our survey on the house we are buying, via Nationwide (paid for it Friday 7th Feb); - Our buyer is waiting for the survey on this house, they paid for it last Monday, lender unknown. - Buyer has had their house surveyed and…
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Questions about renting when Self Employed
Hi everyone, I was wondering if anyone could answer with some questions I have about renting a property as a Self Employed person, please. I live in London and, as I understand it, I have three options if I wish to rent: 1. Produce 2 years of audited accounts 2. Pay six months rent up front 3. Get someone to act as a…
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First time buyer, tips on how much to offer
Hi, I hope I can get some tips and advice. My husband and I are buying a house for the first time, we do not have a lot of disposable income, but have managed to save around £5,000 in the last 13 months to get a 95% mortgage on the new help to buy mortgage guarantee scheme. We have only viewed a few houses so far, but have…
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Step by step to buying?
Can anyone point me in the direction of a site that has a good guide with the step by step stages of buying a house. I've been reading the forums these past few weeks but I'm still confused about what exchanging is, how completion dates work, etc.
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Help - Conservatory leaking and company denying responsibility
Hello, I am a new member and would certainly appreciate some advice. I had a conservatory built approx August 2013 that has had a severe leak in the recent storms. The rain water has been hitting the outside wall, soaking in and tracking down inside the brick, into the conservatory where the plaster then pulls the water…
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Countrywide will not release Deposit.
My Partner has rented out a house to a couple from South Africa. They returned to South Africa at the end of November and as they had lived in the house for 12 years we agreed he would use the deposit for the last months rent. I sent this information by Email to Countrywide and the Tenant also sent this information to…
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question on 'property information form'
"Is this sale dependent on the seller completing the purchase of another property on the same day?" We are selling and buying another property so I want to say 'yes' but wondered if there was any relevance to the point about it being the same day? Is that the norm?
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Delay in buying - anything we can do?
We put an offer in on a house in October, there isn't a chain as the people we were buying from are buying a new build and we're currently renting. We were told at the time that the house they wanted wouldn't be ready until February/March time. Which we said was fine as long as we were in by the end of March. We proceeded…
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Problems with selling property -
Hi all I will try and summarise this best I can, it's quite emotive and annoying.. Bought a flat some years ago from a lawyer, some of my friends did the same.. He owned all the flats in the block, used to rent them, decide to sell dome.. Decent deal he also said he would take care if central areas up keep etc while he…
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Working for Bankers Bonus's?
Trying to figure out the best advice for Grand daughter on buying a property but wonder who benefits? No doubt someone on here can work this out for me as an exercise in Maths. Deposit of £60K from me. Balance on Mortgage approx. £150k over 25 years at todays basic rates. What on earth is she actually paying for a basic 2…
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Buying! First time buyer, no clue
Oil so finally found a house I want to buy; valuation done! Mortgage offer sorted! Paid the solicitors to do searches! Had an email from my solicitors saying they have sent me a mortgage report! Is this just likely to be a summary of all the info they have so far? Just wondering as my sister has recently gone through…
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Problems with low valuations for mortgage purposes (London)
Sorry for the long (first) post. I’m looking for some advice from people with experience of this sort of thing (ideally who know the London property market, and how crazy it’s been recently), as my partner and I seem to be getting stuck in what could become a never-ending cycle whilst attempting to buy our first home.…
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Outbuildings higher council tax
Recently discovered if you have any outbuildings the council have increased council tax wondered when Google Earth would be useful
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Guarantor Liability
Hi Everyone, I was wondering if anyone could advise me please. I was the guarantor on a property with a rolling periodic term lease. The tenant had a falling out with the landlord and he left the property three weeks before the rent was due, handing the keys back to the letting agency the next day. As a guarantor, am I…
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Problematic Family Purchase
I have recently jointly purchased a property with my Parent which they now live in. I was due to be getting a monthly payment by way of a rental for my 44% share, however my Parent has now decided to renege on this (verbal) agreement and instead appears to have sudden memory loss as to any agreement made!!! My question is,…
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Renting out my house.. possible?
Our house is worth £160k, we have £120k left on the mortgage. We have seen another property going by auction (£200k guide) that is ideal for us for many reasons. What are our options on renting out current property out if we have no deposit... is it a 'no go'?
