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mortgage company vs solicitors decision
We are selling our house. We got boilers installed in June 2005 but this was not registered with gas safe/Corgi as found out later bloke retired b4 installation. & is now deceased. Our buyer's mortgage company n&p being right pain. The solicitor who is registered on there panel is saying indemnity insurance will be fine…
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Accepted off on council house - what happens now?
Hi, I have accepted an offer of a council property and am going to view it next week with the view of taking it but wondered what happens when I go to view it. There is essential works being carried out on the property ATM so it will be livable when I go to see it. Do I have to pay any money when I accept such as 2/4 weeks…
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Buy to let in French Alps
hi I am looking at buy to let in french alps. Does anyone has any experience with this? I am looking for an apartment near ski resort but also place which offers number of activities during summer. I am trying to establish monthly costs, level of ocupancy etc. Thank you for any comments
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Identical houses - one on main road and one on street
I looked at two identical houses on the same estate recently. Both had an asking price of 150K. One was positioned on a quiet street and the other on the main road of the estate (not a general main road - just the main road of the estate). I watched 57 cars drive past the house in ten minutes on the main road. No cars…
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Letting agents for a flat
We are planning to let a flat and want it to be managed by agents. Can we put it with more than one agency to maximise the amount of possible tenants? Are there cost implications with this, or do we just pay the agency who find a suitable tenant and then tell the others to stop advertising it? The main reason that I am…
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How long did house hunting as FTB take you?
I'm curious and want to get a realistic expectation of how long it might take to find a house as a FTB. We have seen four houses, which have helped us to focus on what we really want as they were all quite different. It has only been a few weeks, but given when we have found our previous rented accommodation it has not…
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Sellers still looking
So after my previous first time buy fell through two weeks before exchange due to sellers greed, I'm back again. Different maisonette, different set of problems. Offer accepted (today), but the vendor is still looking for a property themselves. Nothing strange there I guess, but my question is what do I actually do now? I…
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Service Charge Dispute - Need Legal Advice
Read through the thread with title - Service Charges Dispute - Legal Action By Freeholder - some good info here, however as this is unchartered territory for me I would like some advice. Would appreciate some legal advice. Happy to provide more details either here, via PM, email, phone, etc.... Long story short. House in a…
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Can my management company refuse repairs to communal areas if...
I have moved into a new build Taylor Wimpey block of flats since Oct 2012. There has been so much confusion with charges and many of the residents have asked for clarifications on this. JJ Homes the management company have been very vague and evasive with answers and so some residents have refused to pay their 2013 service…
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valuation for mortgage purposes
I am considering converting my mortgage to buy to let and buying another property. The figures are all based on my own optimistic valuation of my property, and if it was valued lower I may not be able to proceed with my plan. My mortgage broker says I can only do this if I am buying the second property at the same time, so…
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End of tenancy, check out and deposit
I am making my preparations to leave my current rental flat and move into a different property at the start of March. The agent is coming to do an inspection on Saturday so this will give me a good indication of anything they might have an issue with. I've kept the property in great condition but as this is the first…
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Notice Seeking Possession
Hi after some advice please Im a tenant in a housing association flat (assured tenancy agreement) and have been served with a notice seeking possession by my landlord due to rent arrears of 926.55 as of 7th Feb (highest they have ever been). My self employment dried up and I have an employed position but waiting for my…
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Deposit Help
Hi, The estate agent who is managing my rented property has given me a quote for cleaning the oven and floors to be taken out of my deposit. I have been quoted £65 for this. The oven is built in in the kitchen and is not on the inventory listing. As it is not on the inventory listing does it still mean that I can be…
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Help wanted to sell my share of inherited property
Hi My Mum passed away last year leaving the house to my two sisters and me. We're executors and the only beneficiaries of her will. We have probate and her liquid assets have been distributed but my sister would now like to buy two of us out. The house was originally valued for probate at £250 000 but may well have gone up…
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Error on Title Deeds and Lease - Deed of variation needed?
I am looking to buy a flat and we are close to exchange. The flat is in a modern block and covers 2 floors. When we got the documents from the solicitor we noticed that the lease and the deeds were both wrong. The title deeds only mention one floor. The lease also only mentions one floor. Our solicitor has gone back to the…
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Removal of an occupancy clause
We own and live in a house in Derbyshire that has such a clause,requiring purchaser to have lived and worked in Derbyshire for 3 years. We knew that when we bought it. Is there any chance that this clause could be removed?
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Lack of repairs done on property - what can I do?
I've lived in my property which is a flat in a block of flats made of two houses knocked together and a shop for fifteen months Since September, we've had NO light on the main corridor making it a security and safety risk especially when climbing stairs to the flats and out the building. Workmen have been out, but NEVER…
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Can management company refuse to accept standing order payment for ground rent
I have a leasehold flat i purchased in the UK on a mortgage. The ground rent is a fixed amount every six months of 100GBP. The ground rent company provides a website where payment can be made online or they accept cheques. I would prefer to just setup a standing order and be done with it instead of having to remember to…
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Help estimating my regular monthly bills
Hi everyone, I know this will vary from person to person and region to region but could people help me out working out my monthly bills. I'm shortly hoping to buy my first house in the West Midlands, and would like a rough idea of regular bills people are paying to help me budget myself for when I finally do buy a home. I…
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Referencing fee refund question
Hello all. I have recently gone through an estate agent to view and potentially rent a new property. As normal, there was a referencing fee to be paid once the application form filled in. On the form I stated quite clearly that I have an IVA - something my current landlords knew about beforehand and were fine with, as I…