-
Stamp Duty - Parents House
We are looking to buy my Mother in laws house which is valued at 260-300k. It currently has 70k outstanding on it. We have to pay £8k+ for stamp duty if we buy the house. Is there anyway of not paying that or the mother in law to transfer the house over to us to avoid this or maybe something else?? From researching online,…
-
Property Snake
Can anyone tell me what's happened to PS? Haven't checked it for a while then tried to go to it a couple of weeks ago and it's offline. Ta
-
how to let out an empty house quickly?
We have a 3-bed semi detached house (my first house). We bought it in Jan 2008 :( at 105k. We moved to another city last November. Tried to sell the old house, but only had one offer during 9 months. And the offer was 80k, which is probably what it is worth now. so I decide to let it. It has been 'for rent' for 2.5 months…
-
Quick straw poll: Is now a good time to buy?
Just curious really and am only just staring my research on this but at the moment lets say, * no mortgage * equity in current property - £135k (conservative) * savings - £40k * new property - between £210k (last property in the street sold at) and £285k (current asking price of a potential prop in same street). All being…
-
Removal firm quotes!
I live in a two bed house, no stuff in shed, loft etc, only a washing machine in terms of white goods, one double, one single, no wardrobes, two TV's, one sofa, one armchair! I am going 2 miles down the road, my quote for a full pack is £830 eek, including key insurance and general insurance. If I don't take insurance and…
-
Utility Bills - Pay the old supplier?
Hi all, I just wanted to know if the people who have already bought houses could share their experience. I am due to buy a house soon and just doing a little research. I would like to know who is responsible to pay the bills after the previous occupier has cancelled the bills? I would sign up to a new supplier but would i…
-
Seller removing plants from garden
We are in the process of buying a house in Scotland. To put it briefly, looked at lots and lots of houses but fell in love with this one and ended up having to offer over the valuation price to secure the sale. We returned today for a second viewing (4 weeks prior to move date) to find bare flower beds where plants etc had…
-
Sell or rent out house to move to bigger property
Hi, It's my first time posting on here but we are confused about the way forward. We currently live in a two bed terraced house and desperately need more space. We have two children of our own and I work from home as a childminder. We have very little room downstairs and are rapidly outgrowing the house. There is an empty…
-
How can I find properties BMV?
Is there a way to find out properties which are available that are below market value without having to worry about going via broker paying a finders fee? It would be great to find something but as a FTB i'm still in save mode but when its times it would be good to have tools to hand knowing where to go. I'm not interested…
-
BIG housing company changes spec of house
Hi all, Just a bit of advice, I have reserved a plot and signed contracts on this due to exchange soon on a new build home. The home was due to be built January next year. I've had a call of the rep for the site who has informed me the house that ws meant to be built of standard construction I.e. brick and block is now…
-
Neighbour's HUGE Tree!
Hi there, we are in the process of buying a house and have realised that, due to a neighbours huge tree, our back garden will be blocked from the sun from about mid afternoon until sun down! We are gutted! Of course we will go and see the neighbour and ask nicely if they can take it down, but if they say no... where would…
-
Placing 1st offer
Hi, I have viewed a house in our dream town for my ever growing family. It's a four bedroom on at £189,950 and been on the market for nearly a year. However when viewing it, it is obvious that it hasn't been cared for for quite a while (broken windows, dog mess everywhere, fleas, no banister, garden destroyed). Because of…
-
Any way to avoid high credit check fees?
Hello, I will soon be moving in with my boyfriend and a lot of the local rental agents charge £100-£150 to perform a credit check. When I first began renting 10 years ago there was no fee for this so it seems to be another way for estate agents to make money, a landlord has said in another thread I've read that it only…
-
Buying Off Plan - Spec
Hi, I am first time home buyer and I have reserved a new build off plan property from Taylor Wimpey. My question is this since i am buying off plan should the builder provide me with a detailed specification of the home i will get. i.e. every detail wall construction, roof construction, what paint on walls, location and…
-
Race to Exchange
Evening I'm looking at buying a house with my girlfriend. Its a repossession that's been on the market for a good six months on and off. There are a few issues with the house, hence why its been on the market so long. With lots of people showing interest, putting big bids, finding out about the issues and then dropping…
-
Credit check with estate agent
I have already posted this thread elsewhere but no replies, :( so thought I'll post it here, see if any one can help. Tomorrow, I am due to have a credit check with an estate agent in order to rent a property. However, My ID had been used fraudulently and as a result of this it shows up on my credit report as DEFAULT with…
-
Potential Problem with Surname?
Evening I was wondering if someone can help me. I'm looking at buying a house with my girlfriend. The problem is my girlfriend was born 'Smith' and her birth certificate is in Smith. Her parents split up when she was young. Her step dad 'Bloggs' brought her up and she adopted his name in-formerly. Back in the eighties,…
-
Landlord Turns up on doorstep requesting £150, where do we stand? (sewerage charges)
The landlord turned up on our doorstep requesting £50 to cover the costs of emptying the septic tank at our cottage. We are in a little courtyard of 5 cottages, and according to the landlord each house pays £50 each time the septic tank is emptied (3 times a year, therefore £150 a year per house) she said that we should…
-
Can we apply for planning if we don't own the house?
Currently me and my husband live in our house, which was purchased for us by his dad. He has kept the house in his name (incase me and my hubby should ever split). He lets us live here and do as we please, to treat it as our own basically. We want to put a single story extension on the back, he knows and has said its fine.…
-
Empty house
I want to buy a house near mine. A old couple used to live there many years ago but both now deceased. I've been in touch with council about it - they replied saying the property is in probate (has been for the last 10 years!) but they don't seem to have contact details for solicitors or family member. The elderly couple…
