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Prisoners in our own home...HELP
Any advice gratefully received. This is the situation. I am a home owner.....Well the owner of a very small flat in London which consists of a living room \ kitchen and a bedroom. About 430sq ft When I bought the flat in 2008 -: • Mortgages were relatively easy to secure • I had very little debt • The 68 yrs lease on the…
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Noisy/Anti-social neighbours - The Managment Company's obligations and power.
Hello all, wondering if you can shed some light on this. When i bought a lease of a flat in a small (14 properties), established development, i was asked to join the Management Company as an existing and very elderly member wished to retire from the board of directors. I did so and as such am now a director. The flats are…
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Buying property - before/after job change?
Despite me not being happy in my current job role i'm holding on to build my deposit and maybe then buy the place. But lately i've been thinking if to maybe find a new role then buy somewhere. My concern with option 2 is i'm less likely to get mortgage as not in job long enough. With option 1 it seems wiser but sometime…
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Daryl J Hudson III - Want to buy house, Please help!
Hi, My name is Daryl J Hudson III, last month me and my family shifted in Florida Miami. Right now we are living in our relatives’ house but we need our own house urgently. If you people know any house broker or houses for sale in FL Miami then please recommend me as soon as possible. Thanks Daryl J Hudson III
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Rent to buy scheme
We live in a house that is too small for our needs and an officer is coming next week to verify it so we can apply for a shared ownership property. We own this house but there isnt enough equity for a deposit for a bigger house - hence the shared route. Having read about different schemes I am wondering if the buy to rent…
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Issues getting deposit back from previous rental
Hello all Firstly apologies if I'm repeating previous threads, but I couldn't find a suitable one when I looked. We moved out of our old flat last month (23/08) and are due deposits back we had on the properties. The old house was managed by one company, who deal with the tenants on behalf of the landlord, who we have no…
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Council Tax Query
Further to my post about renting while i work away from home. Naturally, i will get single occupancy discount on my rented property. As i will be registered at this new address, should i remain registered at my home address? Would my wife be able to claim single occupancy for our home address? I will be coming home at…
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urgent advice needed please
A few months ago I saw a house (new build) that I really liked. It has been built but not finished, outside is finished but inside only has the partition walls in place. To buy it would have meant increasing my mortgage by £60000. I failed to be able to get an approval on a mortgage due to me being self employed. My…
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Renting in London - work in Aldgate
Hi all My partner is considering a job between Aldgate and Tower Gateway and we are trying to decide if it's feasible. We would want a 2 bed place as close as possible in terms of commuting. I used to live in Zone 4 North London and don't want to live as far out as that again. That was years ago and I don't even live in…
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Anyone know much about planning permission?
The owners of the house next door received permission to demolish and rebuild it in January 2010. Since then, they have done nothing at all about it, AFAICS. I assume that the permission lapses in January 2013. What would they need to do in order to extend that period? We're obviously not looking forward to all the noise…
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Bird in the loft
Hi everyone, We have a parakeet flying around our loft. They are common where we are and now one is flapping about the loft and can't get out. RSPCA weren't very helpful and won't come and remove it; the advice was to open a window and leave the loft open, but our windows don't open wide enough for it to get out. We phoned…
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Would you let contractor into your home when you're not there?
I'm renting a property and have been having problems with the hot water and heating. Plumber has been out three times now and it's still not fixed. Had no hot water for a week. I'm off out of the country for a week from today. The agent is proposing the plumber comes out (again) tomorrow and that I leave the keys with him.…
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Lodgers, Tax & the Rent a Room Scheme.
Hi Everyone, Me and my brother are students sharing a house. We want to rent out 2 rooms to lodgers using the Rent a Room Scheme and have permission to do so. Neither of us has ever had to pay tax before because on our Saturday jobs we didn't earn enough. Now we will have to because we can potentially get £8320 from having…
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New build initial offer
I'm a first time buyer looking to buy a new build house. I have about 10% deposit but am not in a massive rush to buy. I was wondering if anyone could give me an indication of a good starting offer? The developers have mentioned that they could pay our stamp duty (the house is in the 3% band)
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Landlord dispute....facebook evidence??!
Hello. As i mentioned in a previous thread, im in a dispute with my landlady, she wont return our deposit and now it is going to a small claims court. One of her claims is that we left debris in the garden and it will cost £250 to clear. There was a fenced off area at the bottom of the garden with bricks in, this was there…
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Landlord issues - unfair charges
Hi Me and my partner are tenants in a rented flat in Scotland. Our landlord lives in a different city hours away. We have a gas card that we top up from the shops. Our landlord told us that we should regularly monitor the credit and never let it go to zero. When this happens the gas goes off and we have to reignite the…
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deposit not put in scheme within 30days
Hi, just wondering if someone could give me a bit of advise. Background: moved in & signed our tenancy agreement on 28/06/12 after chasing the agent at the end of July I finally got a copy of our deposit protection scheme details, which shows our deposit was only submitted on 14/08/12. Our contract stated we would be given…
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Do i own the land if I buy an ex-council house?
Hi guys, I have few questions regarding to my recent house purchasing. Basically I am buying an ex-council house. The tenure on the contract say it is freehold. So I assume what I am buying is the building and the land. But after reading the land registry TP1 paper(Transfer of part of registered titles), I start to doubt…
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Can you put a lodger's deposit in a deposit scheme?
Strange Q, but it will make them feel happier abotu the situation and I have no problems with doing it but am I allowed? If anyone's feeling in a generous mood would they look over my lodger agreement too? (Obviously you don't have to but I would be extremely grateful!!!)
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Still got 8 months left on 18 month contract
But my husband has lost hours at work, and my job changed and is less pay. Our rent is £650 a month, and there is a possibility we may get social housing sometime soon. We have been on the list for 4 years and every few weeks, we pick something to keep the application active. The other week, we got shortlisted!…