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Landlady in private rent is narking me off!
We have rented our house since Oct 2010, and we went through a bona fide letting agency, who act as a go between, between tenants and landlords... We signed for a year then, and in Oct 2011, we signed for 1 and a half years which takes us to when our daughter is 18. Then she goes to uni and we will get a smaller and…
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Buying at Auction - Pre Auction Costs?
Hi All I've seen a property I'm interested in buying. It's going to auction. I've never purchased a property at an auction before. The guide price is £100K but I expect it to go for more. Before I make a bid at the auction I'll need to instruct a solicitor. If, worst case scenario, I'm outbid at the auction, what approx…
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Rental house - Notice period
My friend lives in a rental house that has a notice period of two months froms either side. My friend now has to move abroad for work, and has to do so within 15 days. My friend has therefore given the Housing Agency notice on the 10th of September, and also stated that the house keys will be handed over on 25 September.…
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Owning Half a House
This may sound like an offensively stupid question, especially given some of the experts on here, but I wanted to ask. I currently co-own a house with my Gran, after insurance from family deaths paid the house out in full (it was valued at around £140,000). I'm just wondering, would the fact I own half of a house have any…
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Can't sell house - neighbours!!
Long time lurker, Suggestions appreciated. House is a good quality, 2 bed semi detached ex local authority ftb house in a decent area where other similiar houses have sold v recentely, at similiar price to what we are asking. We've had 5 viewers, 2 of which loved the house and would have put offers in but for the…
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From excitement to despair
Evening all,Ok, we were due to exchange and complete today. BUT, it all went to pot today. Mortgage refused to release funds (bank of Ireland) because the attic has been converted without regs. The bank want. 1. Date of work 2. Structural engineers survey showing building work is safe 3. Retrospective building regs…
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ex council house inheritence
hi me and the mrs bought her perents council house for them 8 years ago we gave them the money and they used their discount percentage to purchase the house for 15,000 pounds plus we put new windows for 5000 pounds we had a contract drawn up by the soliciter so that after 3 years the house deeds would be put into me and…
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Sometimes buying doesn't have to be stressful!
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In a panic!
I've had an offer accepted on a house (the old one that I mentioned in a previous thread!) I am expecting the survey to show up huge problems (pessimist) so am going with full structural separate to the mortgage providers valuation. But which should I do first? Obviously I can't buy it if the valuation isn't high enough…
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Quick Question?
Is a section 21 notice served and dated 11th september 2012 valid if the deposit was not protected BUT was returned by cheque on 11th September (by recorded delivery) but has not yet been cashed or cleared?
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Deposit Returns....
Hi, looking for some advice please. We moved into a rented property in 2010 and recently moved out, our deposit was held in an insurance scheme with mydeposits. Six weeks ago we moved out, all rent was paid and the flat was spotless, however we're yet to receive any deposit back, confirmation of final bills was sent when…
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A guide to staircasing/buying 100% of your shared ownership property
Hi, Is there a guide on what the steps are to buying 100% of your shared ownership property? I searched the forum but seemed to only find threads which were unique to the individual. One question I do have is, do you need to remortgage the share you already own/have a mortgage on in order to buy 100% of the property? I.e…
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Buying a house - council restricions on changes?
Hey everyone, I'm a first time buyer in Bristol with a query! I just got the title deed and transfer deed from my solicitor. The solicitor pointed out a certain clause for special attention. This clause says to me that I can't make any changes to the house or build anythign in the garden without permission of the council.…
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Changing locks on a rented house
We are living in a rented property and recently had a police visit to inspect the locks of our rented house. He was shocked to discover that we only have a 2 lever lock on the main front door to the house. The other locks on doors and windows are fine. We have asked the landlord to replace this lock with a 5 lever mortice…
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advice and tips for managing an empty property
There is a chance that we may have to leave our mortgaged property empty in order to rent a house in another location, we will however still be able to come back to our property fairly easily should we need to visit to check up on things. We are unable to change to buy to let, we have not been approved consent to let from…
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Tenancy advice please
Thanks to all who replied to this thread
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Condition of my rented property
Hi, I live in a rented property. Can anyone explain to me what are the minimum acceptable legal standards for the condition of the property? There are several issues, which are not addressed that I believe are necessary by default. i) Several of the window frames are in very poor condition (rotten and practially falling…
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Can't sell our 5 year old house as mortgage survey is rejected ......
Can anyone help ?? We have a buyer (the 2nd one after the first couldn't meet the financials for a mortgage) and they have now applied twice for a mortgage but the same valuer came for both lenders and he has said that our construction type is not suitable for mortgage lending. Our house is a self build from 2007 using…
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Arrrrrgh!
Totally stressed out to the max, just need a rant! We had an offer accepted on a vacant home 6 months ago - we're FTB with mortgage offer ready, vendor has already moved out of property so no chain at all.Due to various issues in the survey, issues with lenders, haggling over price (due to issues raised in survey) and…
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How does lender send funds?
We are all ready to exchange and complete Friday. Certificate of title was sent last Friday and is still being processed. They've said that it will be ready for Friday but I'm Dubious, how do they send inds to solicitor is it chaps? Regards
